6028 322nd St, Toledo, OH 43611 Property Records

Lucas County property record for 6028 322nd St, Toledo, OH 43611

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 864 sqft · built 1956
Lot Size	0.133 acres (5,800 sqft)
Owner	Individual Name on File
Last Sale	$107,800 (Aug 2022)
Tax Bill	$1,285 (2024)
Deeds & Mortgages	Mar 2022 Mortgage Jun 2021 Mortgage + 2 more
Flood Zone	Zone X (reduced by levee)
APN	`03-01667`

Property Details

APN / Parcel Number

Primary APN	`03-01667`
Alternative APN	`10021025`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	864 sqft Living Area
Gross Area	1,728 sqft
1st Floor Area	864 sqft
Basement Area	864 sqft

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Exterior Material	Metal
Construction Type	Metal Frame
Lot Area	5,800 sqft (0.133 acres)
Lot Dimensions	100 ft deep x 58 ft wide
Garage Type	Detached
Garage Area	320 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	6028 322ND ST
City	TOLEDO
State	OH
Zip	43611-2546
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	10-RS6
Legal Description	CARLAND BEACH LOT 142 & S 15 FT 143
Legal Subdivision	CARLAND BEACH
Legal Tract	55.01
Legal Lot Number	142
Jurisdiction	LUCAS OH
Township / Civil Division	TOLEDO
Census Block Group	3
Census Block	3007
Census Tract	5501

Owner

6028 322nd St is owned and occupied by an individual who bought it in August 2022.

Source: Lucas County records, as of July 22, 2026

Owner of Record	Individual Name on File
Mailing Address	6028 322ND ST, TOLEDO, OH 43611-2546
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 24, 2022	Deed of Trust, Mortgage · FHA Mortgage US BANK NA
Jun 14, 2021	Deed of Trust, Mortgage · FHA Mortgage US BANK NA
Aug 23, 2022	Warranty Deed, Transfer · Conventional Mortgage LOWER LLC
Nov 30, 2017	Warranty Deed, Transfer · FHA Mortgage AMERICAN SAVINGS BANK FSB

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 23, 2022 · Amount on File
Deed Sale	Aug 23, 2022 · Amount on File
Prior Sale	Nov 30, 2017 · Amount on File
Deed Document Number	202237583
Record Updated	Oct 29, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUCAS OH
Property Address	6028 322ND ST, TOLEDO, OH 43611-2546
Transaction Type	Mortgage
Record Updated	Aug 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6028 322ND ST, TOLEDO, OH 43611-2546

Mortgage

Document Number	0000013594
Date	Mar 24, 2022
Instrument	202203240013594

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	351 Months
Due	Jun 1, 2051

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUCAS OH
Property Address	6028 322ND ST, TOLEDO, OH 43611-2546
Transaction Type	Mortgage
Record Updated	Aug 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000030065
Date	Jun 14, 2021
Instrument	202106140030065

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2051

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LUCAS OH
Recording Date	Aug 23, 2022
Property Address	6028 322ND ST, TOLEDO, OH 43611-2546
Document Number	0000037583
Map Reference	VOL 38 PG 27
Instrument Date	Aug 19, 2022
Instrument	202208230037583
Transaction Type	Transfer
Record Updated	Sep 9, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6028 322ND ST, TOLEDO, OH 43611-2546

Mortgage

Document Number	0000037584
Date	Aug 23, 2022
Instrument	202208230037584

Lender

Name	LOWER LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	301 Months
Due	Sep 1, 2047

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LUCAS OH
Recording Date	Nov 30, 2017
Property Address	6028 322ND ST, TOLEDO, OH 43611-2546
Document Number	0000052320
Map Reference	VOL38 PG27
Instrument Date	Nov 17, 2017
Instrument	201711300052320
Transaction Type	Transfer
Record Updated	Aug 25, 2022
Title Company	LOUISVILLE TITLE AGENYC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$236.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6028 322ND ST, TOLEDO, OH 43611-2546

Mortgage

Document Number	0000052321
Date	Nov 30, 2017
Instrument	201711300052321

Lender

Name	AMERICAN SAVINGS BANK FSB
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2047

Mortgage

Document Number	0000052322
Date	Nov 30, 2017
Instrument	201711300052322

Lender

Name	OHIO HOUSING FINANCE AGENCY
Type	Government Agency
Address	00000

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

Source: Lucas County assessment roll, as of December 30, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lucas County
Municipality	Toledo City
Unified School District	Toledo City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$22,610 (-) Land $6,160 Building $16,450	$64,600 (-) Land $17,600 Building $47,000
2024	$1,285.00 (+42.46%)	$22,610 (+83.52%) Land $6,160 Building $16,450	$64,600 Land $17,600 Building $47,000
2023	$902.00	$12,320 (-) Land $6,160 Building $6,160
2022	$902.00 Homeowner's exemption	$12,320 Land $6,160 Building $6,160
2021			$35,200 Land $17,600 Building $17,600

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 6028 322nd St in Zone X, where a levee reduces flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	30 (1980–1998)
Claims Outside the SFHA	14 of 30
Most Recent Claim	Apr 1998 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 6028 322nd St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TOLEDO serves 360,000 people · EPA ID OH4801411
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Mar 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 388 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Buckeye Cablesystem Cable	1,000 / 20
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: Amplex Wireless, Mercury Fiber.

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