6027 Opal Crest Ln, Katy, TX 77494 Property Records

Fort Bend County property record for 6027 Opal Crest Ln, Katy, TX 77494

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 4,036 sqft · built 2010
Lot Size	0.138 acres (6,040 sqft)
Owner	Individual Name on Record
Tax Bill	$6,894 (2025)
Deeds & Mortgages	Nov 2021 Mortgage Feb 2026 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`R379002`

Property Details

APN / Parcel Number

Primary APN	`R379002`
Alternative APN	`9305-08-001-0140-914`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	4,036 sqft Living Area
1st Floor Area	2,105 sqft
2nd Floor Area	1,931 sqft
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 2010
Exterior Material	Brick/Stone
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	6,040 sqft (0.138 acres)
Garage Type	Attached
Garage Area	396 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Open Porch
Porch Area	173 sqft
Deck Area	120 sqft
Patio Area	220 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R379002
Street Address	6027 OPAL CREST LN
City	KATY
State	TX
Zip	77494-5227
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WESTHEIMER LAKES NORTH SEC 8, BLOCK 1, LOT 14
Legal Subdivision	WESTHEIMER LAKES NORTH SEC 8
Legal Block	1
Legal Lot Number	14
Jurisdiction	FORT BEND TX
Township / Civil Division	FULSHEAR-SIMONTON
Census Block Group	4
Census Block	4003
Census Tract	673109

Owner

Source: Fort Bend County records, as of March 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	6027 OPAL CREST LN, KATY, TX 77494-5227
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 9, 2021	Deed of Trust, Mortgage · Conventional Mortgage AAXY LLC
Feb 10, 2026	Vendor's Lien, Transfer · Conventional Mortgage CHAMPIONS LENDING LLC
Aug 16, 2022	Vendor's Lien, Transfer · Conventional Mortgage PROVIDENT FUNDING ASSOCIATES LP
Apr 21, 2020	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA
May 25, 2017	Vendor's Lien, Transfer · ARM AUSTIN FIRST MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 10, 2026
Deed Sale	Feb 10, 2026
Prior Sale	Aug 16, 2022
Deed Document Number	2026013099
Record Updated	Jun 8, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FORT BEND TX
Property Address	6027 OPAL CREST LN, KATY, TX 77494-5227
Transaction Type	Mortgage
Record Updated	Mar 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000187588
Date	Nov 9, 2021
Instrument	2021187588

Lender

Name	AAXY LLC
Type	Mortgage Company
Address	AUSTIN, TX 78729

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Dec 1, 2036

February 2026: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	FORT BEND TX
Recording Date	Feb 10, 2026
Property Address	6027 OPAL CREST LN, KATY, TX 77494-5227
Document Number	0000013099
Map Reference	PL NO 20080082
Instrument Date	Feb 5, 2026
Instrument	2026013099
Transaction Type	Transfer
Record Updated	Mar 6, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6027 OPAL CREST LN, KATY, TX 77494-5227

Mortgage

Document Number	0000013100
Date	Feb 10, 2026
Instrument	2026013100

Lender

Name	CHAMPIONS LENDING LLC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.12%
Adjustable	Adjustable Rate Rider
Type Change Date	Mar 1, 2031
Change Frequency	6 Months
Min Rate At Change	3.12%
Max Rate At Change	7.12%
Index	Other
Max Rate	10.1%

August 2022: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	FORT BEND TX
Recording Date	Aug 16, 2022
Property Address	6027 OPAL CREST LN, KATY, TX 77494-5227
Document Number	0000107025
Map Reference	PL 200380082
Instrument Date	Aug 12, 2022
Instrument	2022107025
Transaction Type	Transfer
Record Updated	Mar 6, 2026
Title Company	TRANSACTION TITLE, TRANSACT TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6027 OPAL CREST LN, KATY, TX 77494-5227

Mortgage

Document Number	0000107026
Date	Aug 16, 2022
Instrument	2022107026

Lender

Name	PROVIDENT FUNDING ASSOCIATES LP
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2052

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FORT BEND TX
Property Address	6027 OPAL CREST LN, KATY, TX 77494-5227
Document Number	0000050070
Instrument Date	Apr 21, 2020
Transaction Type	Mortgage
Record Updated	Jun 10, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6027 OPAL CREST LN KATY TX 774945227, KATY, TX 77494-5227

Mortgage

Document Number	0000050070
Date	May 4, 2020
Instrument	50070

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	May 3, 2050

Interest

Rate Type	Adjustable Rate

May 2017: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	FORT BEND TX
Recording Date	May 25, 2017
Property Address	6027 OPAL CREST LN, KATY, TX 77494-5227
Document Number	0000056727
Map Reference	PL20080082
Instrument Date	May 20, 2017
Instrument	2017056727
Transaction Type	Transfer
Record Updated	Sep 15, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8018 PEARDALE DR, 8018, LEWIS CENTER, OH 43035-7042

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6027 OPAL CREST LN, KATY, TX 77494-5227

Mortgage

Document Number	0000056964
Date	May 25, 2017
Instrument	2017056964

Lender

Name	AUSTIN FIRST MORTGAGE
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.62%
Type Change Date	Jun 1, 2024
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	8.62%
Index	1-Year LIBOR
Max Rate	8.62%

Tax Assessment & Valuation

Source: Fort Bend County assessment roll, as of July 25, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Fort Bend County
Unified School District	Katy Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,894.00 (-36.76%) Homeowner's exemption	$545,257 (-1.49%) Land $61,100 Building $484,157	$545,257 (-1.49%) Land $61,100 Building $484,157
2024	$10,901.00 (+42.78%) Homeowner's exemption	$553,514 (-0.98%) Land $61,100 Building $492,414	$553,514 (-0.98%) Land $61,100 Building $492,414
2023	$7,635.00 (+25.97%) Homeowner's exemption	$559,017 Land $47,000 Building $512,017	$559,017 Land $47,000 Building $512,017
2018	$6,061.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 47 policies
Nearby Flood Policies	47 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 541 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ezee Fiber Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Astound Broadband Fiber · Cable in parts of the area	1,500 / 1,500
Skynet Fixed Wireless	100 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Fidium Fiber, Verizon.

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