6027 Elderberry Ln, Cherry Valley, IL 61016 Property Records

Winnebago County property record for 6027 Elderberry Ln, Cherry Valley, IL 61016 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 3,466 sqft · built 1977
Lot Size	0.623 acres (27,120 sqft)
Owner	2 Individual Names on File
Last Sale	$278,000 (Oct 2023)
Tax Bill	$5,886 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Oct 2023 Sale & Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`274B035`

Property Details

APN / Parcel Number

Primary APN	`274B035`
Alternative APN	`1622152001`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	3,466 sqft Living Area
1st Floor Area	1,733 sqft
Basement Area	1,733 sqft
Finished Basement	1,733 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Construction Type	Frame
Roof Material	Asphalt
Lot Area	27,120 sqft (0.623 acres)
Garage Area	567 sqft
Driveway	Driveway
Deck Area	168 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	6027 ELDERBERRY LN
City	CHERRY VALLEY
State	IL
Zip	61016-9746
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PLAT 3 OF THORNE LEDGE PT W 3/4 OF NW1/4 SEC 22-43-2 LOT 025
Legal Range	2
Legal Township	43
Legal Section	22
Legal Subdivision	THRONE LEDGE 03
Legal Lot Number	025
Jurisdiction	WINNEBAGO IL
Township / Civil Division	CHERRY VALLEY
Census Block Group	3
Census Block	3037
Census Tract	3705

Owner

Source: Winnebago County records · APN 274B035

Assessment roll updated July 28, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	6027 ELDERBERRY LN, CHERRY VALLEY, IL 61016-9746
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Jun 16, 2026	Deed of Trust, Mortgage · Conventional Mortgage FIRST MID BK&TR NA
Oct 03, 2023	Deed, Transfer · Conventional Mortgage BLACKHAWK BANK
May 26, 2023	Warranty Deed, Transfer · Conventional Mortgage STILLMAN BANCORP NA
Aug 05, 2022	Deed of Trust, Mortgage · Balloon Mortgage STILLMAN BANCORP NA
Apr 27, 2020	Grant Deed, Transfer · Conventional with PMI STILLMAN BANCORP
Feb 19, 2019	Trustee's Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 03, 2023 · Amount on Record
Deed Sale	Oct 03, 2023 · Amount on Record
Prior Sale	May 26, 2023 · Amount on Record
Deed Document Number	202323142
Prior Transfer Date	May 22, 2023
Prior Transfer Doc	0000011394
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNEBAGO IL
Recording Date	Jun 16, 2026
Property Address	6027 ELDERBERRY LN, CHERRY VALLEY, IL 61016-9746
Document Number	0000015130
Instrument Date	Jun 10, 2026
Instrument	202615130
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6027 ELDERBERRY LN, CHERRY VALLEY, IL 61016-9746

Mortgage

Document Number	0000015130,
Date	Jun 16, 2026
Instrument	202615130

Lender

Name	FIRST MID BK&TR NA

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 01, 2056

Interest

Rate Type	Fixed Rate
Rate	6.36%
Initial Type	Fixed Rate
Max Rate	-1%

October 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	WINNEBAGO IL
Recording Date	Oct 03, 2023
Property Address	6027 ELDERBERRY LN, CHERRY VALLEY, IL 61016-9746
Document Number	0000023142
Map Reference	BK35 PG358
Instrument Date	Sep 29, 2023
Instrument	2323142
Transaction Type	Transfer
Record Updated	Oct 25, 2023
Title Company	TULSA ABSTRACT AND TITLE COMPANY, TUA

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$417.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	6027 ELDERBERRY LN, CHERRY VALLEY, IL 61016-9746

Mortgage

Document Number	0000023143
Date	Oct 03, 2023
Instrument	2323143

Lender

Name	BLACKHAWK BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 01, 2053

Mortgage

Document Number	0000023144
Date	Oct 03, 2023
Instrument	2323144

Lender

Name	BOARD OF EDUCATION OF ROCKFORD
Type	Government Agency

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate
Rate	4%

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINNEBAGO IL
Recording Date	May 26, 2023
Property Address	6027 ELDERBERRY LN, CHERRY VALLEY, IL 61016-9746
Document Number	0000011394
Map Reference	BK35 PG358
Instrument Date	May 24, 2023
Instrument	2311394
Transaction Type	Transfer
Record Updated	Jun 14, 2023
Title Company	TULSA ABSTRACT AND TITLE COMPANY, TUA

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$360.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7753 N CRESTVIEW RD, STILLMAN VALLEY, IL 61084-9444

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7753 N CRESTVIEW RD, STILLMAN VALLEY, IL 61084-9444

Mortgage

Document Number	0000011395
Date	May 26, 2023
Instrument	2311395

Lender

Name	STILLMAN BANCORP NA
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 01, 2053

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNEBAGO IL
Property Address	6027 ELDERBERRY LN, CHERRY VALLEY, IL 61016-9746
Transaction Type	Mortgage
Record Updated	Aug 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000024304
Date	Aug 05, 2022
Instrument	2224304

Lender

Name	STILLMAN BANCORP NA
Type	Funding / Finance Company

Agreement

Type	Balloon Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Jul 29, 2032

Interest

Rate Type	Fixed Rate

April 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	WINNEBAGO IL
Recording Date	Apr 27, 2020
Property Address	6027 ELDERBERRY LN, CHERRY VALLEY, IL 61016-9746
Document Number	0001010658
Instrument Date	Mar 16, 2020
Instrument	1010658
Transaction Type	Transfer
Record Updated	May 19, 2020
Title Company	NORTHERN LAND TITLE CORPORATION, NLT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$189.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6027 ELDERBERRY LN CHERRY VALLEY IL 610169746, CHERRY VALLEY, IL 61016-9746

Mortgage

Document Number	1010659
Date	Apr 27, 2020
Instrument	1010659

Lender

Name	STILLMAN BANCORP
Type	Mortgage Company
Address	STILLMAN VALLEY, IL 61084

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Apr 26, 2050

February 2019: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	WINNEBAGO IL
Recording Date	Feb 19, 2019
Property Address	6027 ELDERBERRY LN, CHERRY VALLEY, IL 61016-9746
Document Number	0001003792
Instrument Date	Feb 12, 2019
Instrument	1003792
Transaction Type	Foreclosure
Record Updated	Mar 13, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Association
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Winnebago County records · Assessment roll updated July 28, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Winnebago County
County Subdivision	Cherry Valley Township
Unified School District	Rockford School District 205 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,886.00 (+4.77%)	$89,175 (+10.55%) Land $11,484 Building $77,691	$267,525 (+10.55%) Land $34,452 Building $233,073
2024	$5,618.00	$80,665 (+18.91%) Land $10,388 Building $70,277	$241,995 (+18.91%) Land $31,164 Building $210,831
2022		$67,835 Land $8,800 Building $59,035	$203,505 Land $26,400 Building $177,105

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Winnebago County (17201C), updated July 12, 2023 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 172010037053, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2007–2010)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jul 2010, river or lake flooding, Severe Storms And Flooding

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 32 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	1,200 / 35
Starlink	Satellite (low-earth orbit)	280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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