6026 N Bayfront Dr, Hernando, FL 34442 Property Records

Citrus County property record for 6026 N Bayfront Dr, Hernando, FL 34442

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,282 sqft · built 1989
Lot Size	0.267 acres (11,633 sqft)
Owner	2 Owner Names on Record
Last Sale	$120,000 (May 2004)
Tax Bill	$922 (2025)
Deeds & Mortgages	Jan 2020 Mortgage Mar 2017 Mortgage
Flood Zone	Zone AE (high risk)
APN	`19E-18S-01-0030-000A0-033.0`

Property Details

APN / Parcel Number

Primary APN	`19E-18S-01-0030-000A0-033.0`
Alternative APNs	`0118S19E0030000A00330` `2279915`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,282 sqft Living Area
1st Floor Area	1,282 sqft
Flooring	Concrete/Cement

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1999
Architectural Style	Other
Exterior Material	Stucco
Construction Type	Concrete Block
Foundation Type	Footing
Roof Type	Hip
Roof Material	Fiberglass
Lot Area	11,633 sqft (0.267 acres)
Lot Dimensions	134 ft deep x 80 ft wide
Garage Type	Carport
Carport	Carport
Carport Area	420 sqft

Exterior Amenities

Porch	Enclosed Porch
Porch Area	240 sqft
Patio Area	84 sqft
Fence	Fence
Utility Building	80 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	2279915
Old Parcel Number	0118S19E0030000A00330
Street Address	6026 N BAYFRONT DR
City	HERNANDO
State	FL
Zip	34442-2200
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CLR COASTAL LAKES & RVRS
Legal Description	OAKWOOD ISLAND PB 8 PG 74 ALL OF LOT 33 & PT OF LOT 34 BLK A DESC AS FOLLOWS: BEGIN AT NW CRN OF LOT 33 BLK A OF OAKWOOD
Legal Range	19E
Legal Township	18S
Legal Section	01
Legal Subdivision	OAKWOOD ISLAND
Legal Block	A
Legal Lot Number	33
Jurisdiction	CITRUS FL
Township / Civil Division	INVERNESS
Census Block Group	1
Census Block	1017
Census Tract	450800

Owner

Source: Citrus County records, as of December 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Owner Names on Record
Mailing Address	6026 N BAYFRONT DR, HERNANDO, FL 34442-2200
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Date	Document
Jan 22, 2020	Deed of Trust, Mortgage · VA Mortgage QUICKEN LNS
Mar 31, 2017	Deed of Trust, Mortgage · VA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 24, 2004 · Amount on Record
Deed Sale	May 24, 2004 · Amount on Record
Prior Sale	Apr 16, 2004
Deed Document Number	2004034505
Deed Book / Page	1722 / 1690
Record Updated	Jun 8, 2026

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CITRUS FL
Property Address	6026 N BAYFRONT DR, HERNANDO, FL 34442-2200
Document Number	0030350262
Instrument Date	Jan 22, 2020
Transaction Type	Mortgage
Record Updated	Feb 25, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	6026 N BAYFRONT DR HERNANDO FL 344422200, HERNANDO, FL 34442-2200

Mortgage

Document Number	0030350262
Date	Jan 29, 2020
Book Page	003035/000262
Instrument	5071

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jan 28, 2035

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CITRUS FL
Property Address	6026 N BAYFRONT DR, HERNANDO, FL 34442-2200
Document Number	0028211136
Book / Page	002821 / 001136
Instrument Date	Mar 31, 2017
Transaction Type	Mortgage
Record Updated	May 16, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	6026 N BAYFRONT DR HERNANDO FL 344422200, HERNANDO, FL 34442-2200

Mortgage

Document Number	0028211136
Date	Apr 7, 2017
Book Page	002821/001136
Instrument	16154

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 6, 2047

Tax Assessment & Valuation

Source: Citrus County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Citrus County
Unified School District	Citrus County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$922.00 (+9.11%) Homeowner's exemption Additional exemption filed	$233,346 (+8.09%) Land $24,500 Building $208,846	$233,346 (+8.09%) Land $24,500 Building $208,846
2024	$845.00 (+3.68%) Homeowner's exemption Additional exemption filed	$215,881 (+12.43%) Land $19,440 Building $196,441	$215,881 (+12.43%) Land $19,440 Building $196,441
2023	$815.00 (+8.67%) Homeowner's exemption Additional exemption filed	$192,008 (-6.47%) Land $21,600 Building $170,408	$192,008 (-6.47%) Land $21,600 Building $170,408
2022	$750.00 Homeowner's exemption Additional exemption filed	$205,286 Land $18,400 Building $186,886	$205,286 Land $18,400 Building $186,886

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	41.3 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 57 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	57 in force
Nearby Flood Claims	66 (1997–2024)
Claims Outside the SFHA	2 of 66
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 9 claims Hurricane Frances, Oct 2004 · 27 claims Severe Storms, High Winds, Tornadoes, And Flooding, Mar 1998 · 15 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 78% of the US · above 66% of Florida
Wildfire Likelihood	0.5% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Spectrum Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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