6022 Kaley Dr, Winter Haven, FL 33880 Property Records

Polk County property record for 6022 Kaley Dr, Winter Haven, FL 33880

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,200 sqft · built 2004
Lot Size	0.361 acres (15,708 sqft)
Owner	2 Individual Names on Record
Last Sale	$235,000 (Jul 2018)
Tax Bill	$2,124 (2025)
Deeds & Mortgages	Jan 2026 Line of Credit Jan 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`25-29-02-356725-000240`

Property Details

APN / Parcel Number

Primary APN	`25-29-02-356725-000240`
Alternative APNs	`022925356725000240` `22925000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	2,200 sqft Living Area
Gross Area	2,620 sqft
1st Floor Area	1,120 sqft
Upper Floors Area	1,080 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Exterior Material	Stucco
Construction Type	Concrete Block
Roof Type	Hip
Roof Material	Other
Lot Area	15,708 sqft (0.361 acres)
View / Lot	Commercial/Industrial
Garage Type	Attached
Garage Area	420 sqft

Exterior Amenities

Pool Type	Enclosed Pool
Porch	Unfinished Open Porch
Porch Area	24 sqft
Patio Area	210 sqft

Location & Zoning

Street Address	6022 KALEY DR
City	WINTER HAVEN
State	FL
Zip	33880-8015
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUN RIDGE VILLAGE EAST PB 122 PGS 41 & 42 LOT 24
Legal Range	25E
Legal Township	29S
Legal Section	02
Legal Subdivision	SUNRIDGE VILLAGE EAST
Legal Tract	356725
Legal Block	2
Legal Lot Number	24
Jurisdiction	POLK FL
Township / Civil Division	WINTER HAVEN-AUBURNDALE
Census Block Group	2
Census Block	2020
Census Tract	14704

Owner

Source: Polk County records, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	6022 KALEY DR, WINTER HAVEN, FL 33880-8015
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 26, 2026	Deed of Trust, Mortgage · Line of Credit SPRING EQ LLC
Jan 19, 2022	Deed of Trust, Mortgage · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Apr 23, 2020	Deed of Trust, Mortgage · VA Mortgage VETERANS UNITED HM LNS
Jul 18, 2018	Warranty Deed, Transfer · VA Mortgage VETERANS UNITED HM LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 18, 2018 · Amount on Record
Deed Sale	Jul 18, 2018 · Amount on Record
Prior Sale	Feb 11, 2010 · Amount on Record
Deed Document Number	2018152495
Deed Book / Page	10552 / 148
Record Updated	Sep 20, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	6022 KALEY DR, WINTER HAVEN, FL 33880-8015
Transaction Type	Mortgage
Record Updated	Feb 10, 2026
Title Company	MORTGAGE CONNECT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6022 KALEY DR, WAHNETA, FL 33880-8015

Mortgage

Document Number	0000019713
Date	Jan 26, 2026
Book Page	13858/616
Instrument	2026019713

Lender

Name	SPRING EQ LLC
Type	Mortgage Company
Address	FLINT, MI 48501

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	241 Months
Due	Feb 1, 2046

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	6022 KALEY DR, WINTER HAVEN, FL 33880-8015
Transaction Type	Mortgage
Record Updated	Feb 3, 2022
Title Company	FIDELITY NATIONAL TITLE-OR, FIDELITY NATIONAL TTL OF OR

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6022 KALEY DR, WINTER HAVEN, FL 33880-8015

Mortgage

Document Number	0000015928
Date	Jan 19, 2022
Book Page	12078/2004
Instrument	2022015928

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	6022 KALEY DR, WINTER HAVEN, FL 33880-8015
Document Number	0112310286
Instrument Date	Apr 23, 2020
Transaction Type	Mortgage
Record Updated	May 29, 2020
Title Company	WFG LENDER SERVICES, WFG LENDER SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	6022 KALEY DR WINTER HAVEN FL 338808015, WINTER HAVEN, FL 33880-8015

Mortgage

Document Number	0112310286
Date	May 12, 2020
Book Page	011231/000286
Instrument	94996

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 11, 2050

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Jul 18, 2018
Property Address	6022 KALEY DR, WINTER HAVEN, FL 33880-8015
Document Number	0105520148
Book / Page	010552 / 000148
Instrument Date	Jul 11, 2018
Instrument	152495
Transaction Type	Transfer
Record Updated	Jul 31, 2018
Title Company	NORTH AMERICAN TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,645.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	6022 KALEY DR WINTER HAVEN FL 338808015, WINTER HAVEN, FL 33880-8015

Mortgage

Document Number	105520150
Date	Jul 18, 2018
Book Page	010552/000150
Instrument	152496

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 17, 2048

Tax Assessment & Valuation

Source: Polk County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,124.00 (-19.67%) Homeowner's exemption	$209,531 (+5.99%)	$265,898 (+2.79%) Land $33,000 Building $232,898
2023	$2,644.00 (+5.13%) Homeowner's exemption	$197,695 (+3%)	$258,693 (+7.31%) Land $32,000 Building $226,693
2022	$2,515.00 Homeowner's exemption	$191,937	$241,062 Land $27,000 Building $214,062

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 91% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CENTRAL serves 13,595 people · EPA ID FL6534609
Water Source	Groundwater
Last State Inspection	Apr 2023
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	10 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 374 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier.

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