1. Home
  2. Florida
  3. Santa Rosa County
  4. Jay
  5. Hwy 4

6020 Hwy 4, Jay, FL 32565 Property Records

Santa Rosa County property record for 6020 Hwy 4, Jay, FL 32565

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,421 sqft · built 2003
Lot Size4.69 acres (204,732 sqft)
OwnerIndividual Name on File
Last Sale$225,000 (Apr 2021)
Tax Bill$2,079 (2024)
Deeds & MortgagesApr 2021 Sale & Mortgage
Mar 2020 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN17-5N-28-0000-00305-0000

Property Details

APN / Parcel Number

Primary APN17-5N-28-0000-00305-0000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,421 sqft Heated Area
Gross Area2,015 sqft
1st Floor Area1,885 sqft
FlooringWood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2003
Effective Year BuiltEffective 2013
Exterior MaterialBrick
Construction TypeWood
Foundation TypeSlab (Mat/Raft)
Roof MaterialShingle
Lot Area204,732 sqft (4.69 acres)
Garage Area464 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchOpen Porch
Porch Area130 sqft
Shed1 Shed
Shed Area1 sqft
Canopy1 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Account Number175N280000003050000
Street Address6020 HIGHWAY 4
CityJAY
StateFL
Zip32565-2210
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeAG-RR
Legal Description*DESCRIPTION UPDATE FOR 2020* COM AT SE CORNER OF SECTION 17 TOWNSHIP 5 NORTH RANGE 28 WEST THN N89*52'15W ALONG S SEC LN
Legal Range28W
Legal Township05N
Legal Section17
Legal SubdivisionWEST
JurisdictionSANTA ROSA FL
Township / Civil DivisionBERRYDALE
Census Block Group3
Census Block3020
Census Tract10100

Owner

6020 Hwy 4 is owned and occupied by an individual who bought it in April 2021.

Source: Santa Rosa County records, as of October 27, 2025

Owner of RecordIndividual Name on File
Co-ownerCo-owner on File
Mailing Address6020 HIGHWAY 4, JAY, FL 32565-2210
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Apr 16, 2021Warranty Deed, Transfer · USDA Mortgage
FLAGSTAR BANK FSB
Mar 2, 2020Warranty Deed, Transfer · VA Mortgage
MID-CONTINENT FNDG INC
Oct 2, 2017Deed of Trust, Mortgage · VA Mortgage
USAA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 16, 2021 · Amount on File
Deed SaleApr 16, 2021 · Amount on File
Prior SaleMar 2, 2020 · Amount on File
Deed Document Number202125273
Deed Book / Page4104 / 1629
Record UpdatedJun 8, 2026

April 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSANTA ROSA FL
Recording DateApr 16, 2021
Property Address6020 HIGHWAY 4, JAY, FL 32565-2210
Document Number0041041629
Book / Page4104 / 1629
Instrument DateMar 26, 2021
Instrument202125273
Transaction TypeTransfer
Record UpdatedJun 3, 2021
Title CompanySURETY LAND TITLE/FL LLC, SURETY LAND TITLE OF FL LLC

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,575.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4048 TANGLEWOOD RD, 4048, MAGNOLIA, MS 39652-4007

Transferred To (Grantee/Buyer)

NameVerified Name
Address6020 HIGHWAY 4, JAY, FL 32565-2210

Mortgage

Document Number41041631
DateApr 16, 2021
Instrument4104/1631
Lender
NameFLAGSTAR BANK FSB
TypeBank
Agreement
TypeUSDA Mortgage
AmountAmount on Record
Term360 Months
DueApr 1, 2051

March 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSANTA ROSA FL
Recording DateMar 2, 2020
Property Address6020 HIGHWAY 4, JAY, FL 32565-2210
Document Number0039240402
Book / Page003924 / 000402
Instrument DateFeb 26, 2020
Instrument9995
Transaction TypeTransfer
Record UpdatedMay 21, 2020
Title CompanyNOT AVAILABLE

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,456.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address6020 HIGHWAY 4 JAY FL 325652210, JAY, FL 32565-2210

Mortgage

Document Number39240404
DateMar 2, 2020
Book Page003924/000404
Instrument9996
Lender
NameMID-CONTINENT FNDG INC
AddressCOLUMBIA, MO 65203
Agreement
TypeVA Mortgage
AmountAmount on Record
Term360 Months
DueMar 1, 2050

October 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA ROSA FL
Property Address6020 HIGHWAY 4, JAY, FL 32565-2210
Document Number0036690030
Book / Page003669 / 000030
Instrument DateOct 2, 2017
Transaction TypeMortgage
Record UpdatedOct 19, 2017
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address6020 HIGHWAY 4 JAY FL 325652210, JAY, FL 32565-2210

Mortgage

Document Number0036690030
DateOct 10, 2017
Book Page003669/000030
Instrument42323
Lender
NameUSAA
AddressSAN ANTONIO, TX 78288-0544
Agreement
TypeVA Mortgage
AmountAmount on Record
Term360 Months
DueOct 9, 2047

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of July 1, 2024

Property Jurisdictions

TypeName
StateFlorida
CountySanta Rosa County
Unified School DistrictSanta Rosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2024$2,079.00 (-0.72%) Homeowner's exemption$211,277 (+0.71%) Land $42,300 Building $168,977$211,277 (+0.71%) Land $42,300 Building $168,977
2023$2,094.00 (+1.6%) Homeowner's exemption$209,786 (+2.25%) Land $42,300 Building $167,486$209,786 (+2.25%) Land $42,300 Building $167,486
2022$2,061.00 Homeowner's exemption$205,175$205,175 Land $42,300 Building $162,875

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6020 Hwy 4 in Zone X, an area of minimal flood risk, though there have been 22 flood claims nearby since 1990.

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies1 in force
Nearby Flood Claims22 (1990–2004)
Most Recent ClaimSep 2004 · Hurricane Frances
Claims by Event
  • Hurricane Georges, Sep 1998 · 5 claims
  • Severe Storms, High Winds, Tornadoes, And Flooding, Mar 1998 · 4 claims
  • Hurricane Opal, Oct 1995 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6020 Hwy 4 is moderate, ranking above 68% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 68% of the US · above 48% of Florida
Wildfire Likelihood0.3% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBERRYDALE WATER SYSTEM
serves 2,800 people · EPA ID FL1570064
Water SourceGroundwater
Last State InspectionJul 2024
Lead2 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Conexon Connect
Fiber		2,000 / 2,000
T-Mobile
Fixed Wireless		100 / 20

Nearby Properties on Hwy 4

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures