Montgomery County property record for 6020 Culpepper Ct, Dayton, OH 45459 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,904 sqft · built 1964 |
| Lot Size | 0.7 acres (14,810 sqft) |
| Owner | Individual Name on File |
| Last Sale | $370,000 (Jun 2026) |
| Tax Bill | $5,757 (2025) |
| Deeds & Mortgages | Jun 2026 Sale & Mortgage May 2026 Mortgage + 2 more |
| Flood Zone | Zone A (high risk) |
| APN | O68-00315-0009 |
| Primary APN | O68-00315-0009 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,904 sqft Living Area |
| Gross Area | 2,388 sqft |
| 1st Floor Area | 1,904 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1964 |
|---|---|
| Effective Year Built | Effective 1964 |
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Lot Area | 14,810 sqft (0.7 acres) |
| Lot Dimensions | 208 ft deep x 71 ft wide |
| View / Lot | Neighborhood / Spot |
| Garage Type | Attached |
| Garage Area | 484 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 96 sqft |
| Patio Area | 96 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 6020 CULPEPPER CT |
|---|---|
| City | DAYTON |
| State | OH |
| Zip | 45459-2137 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 9 VILLAGE SO SEC 1 |
| Legal Subdivision | VILLAGE SO |
| Legal Lot Number | 9 |
| Jurisdiction | MONTGOMERY OH |
| Township / Civil Division | WASHINGTON |
| Census Block Group | 2 |
| Census Block | 2022 |
| Census Tract | 40204 |
Source: Montgomery County records · APN O68-00315-0009
Assessment roll updated December 30, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 6020 CULPEPPER CT, DAYTON, OH 45459-2137 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Remainderman |
| Date | Document |
|---|---|
| Jun 23, 2026 | Warranty Deed, Transfer · Conventional Mortgage ULTIMATE MORTGAGE RSRCS |
| May 12, 2026 | Deed of Trust, Mortgage · Conventional Mortgage UNION SAVINGS BANK |
| Jul 18, 2023 | Deed of Trust, Mortgage · Stand-Alone First Mortgage THIRD FSLA OF CLEVELAND |
| Aug 12, 2019 | Deed of Trust, Mortgage · Line of Credit FIRST FIN'L BK&TR |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 23, 2026 · Amount on Record |
| Deed Sale | Jun 23, 2026 · Amount on Record |
| Prior Sale | Jun 18, 2004 · Amount on Record |
| Deed Document Number | 202637192 |
| Prior Transfer Date | Aug 15, 1994 |
| Prior Transfer Doc | 0000017991 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONTGOMERY OH |
| Recording Date | Jun 23, 2026 |
| Property Address | 6020 CULPEPPER CT, DAYTON, OH 45459-2137 |
| Document Number | 0000037192 |
| Instrument Date | Jun 17, 2026 |
| Instrument | 202637192 |
| Transaction Type | Transfer |
| Record Updated | Jul 02, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $112,110.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Remainderman |
| Address | 6020 CULPEPPER CT, DAYTON, OH 45459-2137 |
| Document Number | 0000037193, |
|---|---|
| Date | Jun 23, 2026 |
| Instrument | 202637193 |
| Name | ULTIMATE MORTGAGE RSRCS |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 01, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.37% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY OH |
| Recording Date | May 12, 2026 |
| Property Address | 6020 CULPEPPER CT, DAYTON, OH 45459-2137 |
| Document Number | 0000028494 |
| Instrument Date | Apr 29, 2026 |
| Instrument | 202628494 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 6020 CULPEPPER CT, DAYTON, OH 45459-2137 |
| Document Number | 0000028494, |
|---|---|
| Date | May 12, 2026 |
| Instrument | 202628494 |
| Name | UNION SAVINGS BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 01, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.5% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY OH |
| Property Address | 6020 CULPEPPER CT, DAYTON, OH 45459-2137 |
| Transaction Type | Mortgage |
| Record Updated | Jul 28, 2023 |
| Title Company | THIRD CAPITAL TITLE NEO |
| Name | Verified Name |
|---|
| Document Number | 0000036269 |
|---|---|
| Date | Jul 18, 2023 |
| Instrument | 202300036269 |
| Name | THIRD FSLA OF CLEVELAND |
|---|---|
| Type | Bank |
| Address | CLEVELAND, OH 44105 |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 01, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.79% |
| Type Change Date | Jul 17, 2028 |
| Change Frequency | Annually |
| Min Rate At Change | 4.79% |
| Max Rate At Change | 8.79% |
| Index | 1-Year T-Bill |
| Margin | 1 |
| Max Rate | 12.7% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY OH |
| Property Address | 6020 CULPEPPER CT, DAYTON, OH 45459-2137 |
| Document Number | 0000049088 |
| Instrument Date | Aug 12, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Sep 27, 2019 |
| Title Company | SOLIDIFI TITLE AND CLOSING, SOLIDIFI TITLE & CLOSING |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 6020 CULPEPPER CT DAYTON OH 454592137, DAYTON, OH 45459-2137 |
| Document Number | 0000049088 |
|---|---|
| Date | Sep 10, 2019 |
| Instrument | 49088 |
| Name | FIRST FIN'L BK&TR |
|---|---|
| Type | Funding / Finance Company |
| Address | CINCINNATI, OH 45202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Sep 09, 2044 |
| Rate Type | Adjustable Rate |
|---|
Source: Montgomery County records · Assessment roll updated December 30, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Montgomery County |
| County Subdivision | Washington Township |
| Municipality | Centerville City |
| Unified School District | Centerville City School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,757.00 | $89,040 (-) Land $20,280 Building $68,760 | $254,410 (-) Land $57,950 Building $196,460 |
| 2024 | $5,757.00 (+8.95%) | ||
| 2023 | $5,284.00 (+11.78%) | $89,040 (+40.98%) Land $20,280 Building $68,760 | $254,410 (+41%) Land $57,950 Building $196,460 |
| 2022 | $4,727.00 | $63,160 Land $14,390 Building $48,770 | |
| 2020 | $180,430 Land $41,100 Building $139,330 |
Source: FEMA National Flood Hazard Layer, Montgomery County (39113C), updated June 21, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone A |
|---|---|
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Special Flood Hazard Area | Yes |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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