602 W Broad St, Decherd, TN 37324 Property Records

Franklin County property record for 602 W Broad St, Decherd, TN 37324

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,595 sqft · built 1963
Lot Size	0.287 acres (12,500 sqft)
Owner	2 Individual Names on File
Last Sale	$163,500 (Dec 2023)
Tax Bill	$1,240 (2022)
Deeds & Mortgages	Dec 2023 Sale & Mortgage May 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`026056P F 01100`

Property Details

APN / Parcel Number

Primary APN	`026056P F 01100`
Alternative APN	`056P F 01100`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,595 sqft Living Area
1st Floor Area	1,595 sqft
Utility Room	Utility Room
Flooring	Carpet
Interior Walls	Paneling
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1988
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	12,500 sqft (0.287 acres)
Lot Dimensions	125 ft deep x 100 ft wide
Garage Type	Finished
Garage Area	425 sqft
Driveway	Driveway
Driveway Area	1 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	326 sqft
Patio Area	200 sqft
Utility Building	120 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	602 W BROAD ST
City	DECHERD
State	TN
Zip	37324-3717
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 20, COUNTY AREA: D03
Legal Subdivision	SANFORD
Legal Block	PT32
Jurisdiction	FRANKLIN TN
Township / Civil Division	8
Census Block Group	1
Census Block	1048
Census Tract	960401

Owner

602 W Broad St is owned and occupied by two individuals who bought it in December 2023.

Source: Franklin County records, as of January 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	602 W BROAD ST, DECHERD, TN 37324-3717
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Ux (and Wife)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 18, 2023	Warranty Deed, Transfer · FHA Mortgage FIRSTBANK
May 12, 2022	Warranty Deed, Transfer · Stand-Alone First Mortgage CITIZENS COMMUNITY BANK
Feb 10, 2020	Warranty Deed, Transfer · Conventional Mortgage CITIZENS COMMUNITY BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 18, 2023 · Amount on File
Deed Sale	Dec 18, 2023 · Amount on File
Prior Sale	May 12, 2022 · Amount on File
Deed Document Number	20237647
Deed Book / Page	481 / 594
Transfer Doc	308539
Record Updated	Jun 8, 2026

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN TN
Recording Date	Dec 18, 2023
Property Address	602 W BROAD ST, DECHERD, TN 37324-3717
Document Number	0023007647
Book / Page	D481 / 594
Instrument Date	Nov 30, 2023
Instrument	23007647
Transaction Type	Transfer
Record Updated	Jan 2, 2024
Title Company	SOVEREIGN TITLE AGENCY LLC, SOVEREIGN T&E LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$604.95
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	602 W BROAD ST, DECHERD, TN 37324-3717

Mortgage

Document Number	0023007648
Date	Dec 18, 2023
Instrument	23007648

Lender

Name	FIRSTBANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2054

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN TN
Recording Date	May 12, 2022
Property Address	602 W BROAD ST, DECHERD, TN 37324-3717
Document Number	0022003963
Book / Page	D0466 / 314
Instrument Date	May 11, 2022
Instrument	22003963
Transaction Type	Transfer
Record Updated	May 27, 2022
Title Company	NOT AVAILABLE, SOUTHERN TENNESSEE T&E LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$555.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	209 S JEFFERSON ST # 1043, 1043, WINCHESTER, TN 37398-1739

Mortgage

Document Number	0022003964
Date	May 12, 2022
Instrument	22003964

Lender

Name	CITIZENS COMMUNITY BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	12 Months
Due	May 11, 2023

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN TN
Recording Date	Feb 10, 2020
Property Address	602 W BROAD ST, DECHERD, TN 37324-3717
Document Number	0020000799
Book / Page	D0441 / 561
Instrument Date	Feb 6, 2020
Instrument	20000799
Transaction Type	Transfer
Record Updated	Jul 4, 2022
Title Company	SOUTHERN TENNESSEE T&E LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$398.03
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	600 W BROAD ST, DECHERD, TN 37324-3717

Mortgage

Document Number	0020000800
Date	Feb 10, 2020
Instrument	20000800

Lender

Name	CITIZENS COMMUNITY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Feb 8, 2035

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of January 27, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Franklin County
Municipality	Decherd City
Unified School District	Franklin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$49,025 Land $2,650 Building $46,375
2023		$47,650 (-) Land $2,650 Building $45,000
2022	$1,240.00	$47,650 Land $2,650 Building $45,000	$196,100 (+2.89%) Land $10,600 Building $185,500
2021			$190,600 Land $10,600 Building $180,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 602 W Broad St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 23, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 602 W Broad St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of Tennessee
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DECHERD WATER DEPT serves 4,809 people · EPA ID TN0000187
Water Source	Groundwater influenced by surface water
Last State Inspection	May 2025
Lead	8 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 303 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: United Communications.

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