Clermont County property record for 602 Virginia Ln, Cincinnati, OH 45244
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,442 sqft · built 1971 |
| Lot Size | 0.892 acres (38,856 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $155,500 (Aug 2001) |
| Tax Bill | $4,070 (2025) |
| Deeds & Mortgages | Dec 2022 Line of Credit May 2023 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 41-42-21H-041 |
| Primary APN | 41-42-21H-041 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,442 sqft Living Area |
| 1st Floor Area | 1,442 sqft |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1971 |
|---|---|
| Effective Year Built | Effective 1971 |
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Construction Type | Brick |
| Lot Area | 38,856 sqft (0.892 acres) |
| Garage Area | 460 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Enclosed Porch |
|---|---|
| Porch Area | 280 sqft |
| Patio Area | 440 sqft |
| Shed | 1 Shed |
| Shed Area | 120 sqft |
| Pole Barn | 1,000 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 602 VIRGINIA LN |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45244-1330 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 03TY REPLAT FROM 414221C007. |
| Legal Subdivision | GRAVES 1ST SUBDIVISION |
| Jurisdiction | CLERMONT OH |
| Township / Civil Division | UNION |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 41405 |
Source: Clermont County records, as of April 13, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 602 VIRGINIA LN, CINCINNATI, OH 45244-1330 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 12, 2022 | Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK |
| May 3, 2023 | Deed of Trust, Mortgage KEMBA CREDIT UNION INC |
| Aug 23, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage KEMBA CREDIT UNION INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 14, 2001 · Amount on Record |
| Deed Sale | Aug 14, 2001 · Amount on Record |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLERMONT OH |
| Property Address | 602 VIRGINIA LN, CINCINNATI, OH 45244-1330 |
| Transaction Type | Mortgage |
| Record Updated | Mar 6, 2026 |
| Name | Verified Name |
|---|---|
| Address | 602 VIRGINIA LN, CINCINNATI, OH 45244-1330 |
| Document Number | 0000029905 |
|---|---|
| Date | Dec 12, 2022 |
| Book Page | 2935/939 |
| Instrument | 202200029905 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43231 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLERMONT OH |
| Property Address | 602 VIRGINIA LN, CINCINNATI, OH 45244-1330 |
| Transaction Type | Mortgage |
| Record Updated | Mar 6, 2026 |
| Name | Verified Name |
|---|---|
| Address | 602 VIRGINIA LN, NEWTOWN, OH 45244-1330 |
| Document Number | 0000007628 |
|---|---|
| Date | May 3, 2023 |
| Book Page | 2943/3346 |
| Instrument | 202300007628 |
| Name | KEMBA CREDIT UNION INC |
|---|---|
| Type | Credit Union |
| Address | WEST CHESTER, OH 45069 |
| Amount | Amount Recorded |
|---|---|
| Term | 178 Months |
| Due | Mar 30, 2038 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLERMONT OH |
| Property Address | 602 VIRGINIA LN, CINCINNATI, OH 45244-1330 |
| Transaction Type | Mortgage |
| Record Updated | Mar 6, 2026 |
| Name | Verified Name |
|---|---|
| Address | 602 VIRGINIA LN, CINCINNATI, OH 45244-1330 |
| Document Number | 0000015434 |
|---|---|
| Date | Aug 23, 2023 |
| Book Page | 2951/241 |
| Instrument | 202300015434 |
| Name | KEMBA CREDIT UNION INC |
|---|---|
| Type | Credit Union |
| Address | WEST CHESTER, OH 45069 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Aug 30, 2038 |
Source: Clermont County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Clermont County |
| County Subdivision | Union Township |
| Unified School District | West Clermont Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,070.00 (-0.2%) | $80,820 (-) Land $14,980 Building $65,840 | |
| 2024 | $4,078.00 (-49.27%) Homeowner's exemption | $80,820 (-) Land $14,980 Building $65,840 | $230,900 (-) Land $42,800 Building $188,100 |
| 2023 | $8,038.00 (+125.98%) Homeowner's exemption | $80,820 (+32.47%) Land $14,980 Building $65,840 | $230,900 (+32.47%) Land $42,800 Building $188,100 |
| 2022 | $3,557.00 Homeowner's exemption | $61,010 Land $11,200 Building $49,810 | |
| 2020 | $174,300 Land $32,000 Building $142,300 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 6, 2010
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CLERMONT PUBLIC WATER SYSTEM private · serves 133,059 people · EPA ID OH1302212 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2025 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Oct 2018 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 224 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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