602 Surrey Ln, Algonquin, IL 60102 Property Records

McHenry County property record for 602 Surrey Ln, Algonquin, IL 60102

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,684 sqft · built 1979
Lot Size	0.879 acres (38,330 sqft)
Owner	Company Name on Record
Last Sale	$205,000 (Apr 2013)
Deeds & Mortgages	Nov 2025 Mortgage May 2022 Line of Credit + 5 more
Flood Zone	Zone X (minimal risk)
APN	`19-33-151-001`

Property Details

APN / Parcel Number

Primary APN	`19-33-151-001`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	10 Rooms
Stories	1 Story
Building Area	1,684 sqft
Gross Area	2,884 sqft
1st Floor Area	1,684 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Architectural Style	Split Level
Exterior Material	Ribbed Aluminum
Lot Area	38,330 sqft (0.879 acres)
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	602 SURREY LN
City	ALGONQUIN
State	IL
Zip	60102-2013
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 2020R0036982 LT 143 GASLIGHT TERRACE NORTH UNIT 5
Legal Range	08E
Legal Township	43N
Legal Section	33
Legal Subdivision	GASLIGHT TERRACE NORTH 05
Legal Block	151
Legal Lot Number	143
Legal Unit	5
Jurisdiction	MCHENRY IL
Township / Civil Division	ALGONQUIN
Census Block Group	1
Census Block	1009
Census Tract	871310

Owner

Source: McHenry County records, as of May 13, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	602 SURREY LN, ALGONQUIN, IL 60102-2013
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Nov 3, 2025	Deed of Trust, Mortgage · Conventional Mortgage GREAT LAKES HOME MORTGAGE INC
May 25, 2022	Deed of Trust, Mortgage · Line of Credit US BANK NA
Mar 4, 2021	Deed of Trust, Mortgage · Conventional Mortgage GREAT LAKES HOME MORTGAGE INC
Jan 23, 2017	Deed of Trust, Mortgage PROVIDENCE BANK
Sep 14, 2020	Quit Claim Deed, Transfer TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING
Jul 17, 2020	Deed of Trust, Mortgage · Conventional Mortgage PARKSIDE LNDG
Feb 22, 2018	Deed of Trust, Mortgage · Conventional Mortgage CORPORATE AMERICA FAM CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 24, 2013 · Amount on Record
Deed Sale	Apr 24, 2013 · Amount on Record
Prior Sale	Nov 22, 2016
Deed Document Number	0000021020
Last Transfer Date	Sep 14, 2020
Transfer Doc	0000036982
Record Updated	Jun 7, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	602 SURREY LN, ALGONQUIN, IL 60102-2013
Transaction Type	Mortgage
Record Updated	Nov 20, 2025
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	602 SURREY LN, ALGONQUIN, IL 60102-2013

Mortgage

Document Number	0000030659
Date	Nov 3, 2025
Instrument	2025R0030659

Lender

Name	GREAT LAKES HOME MORTGAGE INC
Type	Mortgage Company
Address	LIBERTYVILLE, IL 60048

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Nov 1, 2045

Interest

Rate Type	Fixed Rate
Rate	6.12%

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	602 SURREY LN, ALGONQUIN, IL 60102-2013
Transaction Type	Mortgage
Record Updated	Jun 3, 2022
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SVCS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	602 SURREY LN, ALGONQUIN, IL 60102-2013

Mortgage

Document Number	0000018861
Date	May 25, 2022
Instrument	2022R0018861

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	May 15, 2032

Interest

Rate Type	Adjustable Rate
Rate	5.2%
Change Frequency	Monthly

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	602 SURREY LN, ALGONQUIN, IL 60102-2013
Transaction Type	Mortgage
Record Updated	Mar 15, 2021
Title Company	BOUNTY TITLE SERVICES LLC, BOND TITLE SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000011931
Date	Mar 4, 2021
Instrument	2021R0011931

Lender

Name	GREAT LAKES HOME MORTGAGE INC
Type	Mortgage Company
Address	LIBERTYVILLE, IL 60048

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Mar 1, 2036

Interest

Rate Type	Fixed Rate
Rate	2.25%

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	602 SURREY LN, ALGONQUIN, IL 60102-2013
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002709
Date	Jan 23, 2017
Instrument	2017R0002709

Lender

Name	PROVIDENCE BANK
Type	Bank
Address	09406

Agreement

Amount	Amount Recorded
Term	181 Months
Due	Feb 1, 2032

September 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MCHENRY IL
Recording Date	Sep 14, 2020
Property Address	602 SURREY LN, ALGONQUIN, IL 60102-2013
Document Number	0000036982
Instrument Date	Sep 11, 2020
Instrument	36982
Transaction Type	Transfer
Record Updated	Oct 2, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	602 SURREY LN ALGONQUIN IL 601022013, ALGONQUIN, IL 60102-2013

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	602 SURREY LN, ALGONQUIN, IL 60102-2013
Document Number	0000030178
Instrument Date	Jul 17, 2020
Transaction Type	Mortgage
Record Updated	Aug 24, 2020
Title Company	PRECISION TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	602 SURREY LN ALGONQUIN IL 601022013, ALGONQUIN, IL 60102-2013

Mortgage

Document Number	0000030178
Date	Aug 5, 2020
Instrument	30178

Lender

Name	PARKSIDE LNDG
Address	SAN FRANCISCO, CA 94102

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Aug 4, 2035

Interest

Rate Type	Fixed Rate
Rate	3.25%

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	602 SURREY LN, ALGONQUIN, IL 60102-2013
Document Number	0000007456
Instrument Date	Feb 22, 2018
Transaction Type	Mortgage
Record Updated	Mar 22, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	602 SURREY LN ALGONQUIN IL 601022013, ALGONQUIN, IL 60102-2013

Mortgage

Document Number	0000007456
Date	Mar 9, 2018
Instrument	7456

Lender

Name	CORPORATE AMERICA FAM CU
Type	Credit Union
Address	ELGIN, IL 60123

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Mar 8, 2028

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of January 1, 2022

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Algonquin Village
County	McHenry County
County Subdivision	Algonquin Township
Unified School District	Community Unit School District 300 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2022	Homeowner's exemption	$110,198 Land $39,444 Building $70,754	$330,594 Land $118,332 Building $212,262

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1982)
Most Recent Claim	Jul 1982 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ALGONQUIN serves 30,700 people · EPA ID IL1110050
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	2 ppb (2026–2028) action level 15 ppb
Copper	1.6 mg/L (2022–2024) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 267 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL	100 / 20

May also be available: Verizon.

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