Anne Arundel County property record for 602 State St, Annapolis, MD 21403
| Property Type | Single Family Home |
|---|---|
| Details | 3.5 ba · 3,908 sqft · built 1933 |
| Lot Size | 0.185 acres (8,049 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $2,065,000 (Jul 2021) |
| Tax Bill | $22,078 (2025) |
| Deeds & Mortgages | Apr 2026 Sale Jul 2021 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-000-04180400 |
| Primary APN | 06-000-04180400 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,908 sqft Living Area |
| 1st Floor Area | 1,615 sqft |
| Basement Area | 1,147 sqft |
| Finished Basement | 1,147 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1933 |
|---|---|
| Effective Year Built | Effective 1933 |
| Architectural Style | Conventional |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 8,049 sqft (0.185 acres) |
| View / Lot | Waterfront |
| Porch | Open Porch |
|---|---|
| Porch Area | 207 sqft |
| Patio Area | 128 sqft |
| Shed | 1 Shed |
| Shed Area | 80 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 00004180400 |
|---|---|
| Street Address | 602 STATE ST |
| City | ANNAPOLIS |
| State | MD |
| Zip | 21403-3240 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | LT 1B KOSMAS PROPERTY |
| Legal Subdivision | KOSMAS PROPERTY |
| Legal Block | 2 |
| Legal Lot Number | 1B |
| Jurisdiction | ANNE ARUNDEL MD |
| Township / Civil Division | 6 |
| Census Block Group | 2 |
| Census Block | 2018 |
| Census Tract | 706302 |
Source: Anne Arundel County records, as of September 4, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 602 STATE ST, ANNAPOLIS, MD 21403-3240 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Life Estate |
| Date | Document |
|---|---|
| Apr 15, 2026 | Deed, Transfer NONE LISTED ON DOCUMENT |
| Jul 23, 2021 | Deed, Transfer · Conventional Mortgage NFM INC |
| Apr 26, 2021 | Deed of Trust, Mortgage · Conventional Mortgage HOMESTEAD FUNDING CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 23, 2021 · Amount on Record |
| Deed Sale | Jul 23, 2021 · Amount on Record |
| Prior Sale | Aug 20, 2015 · Amount on Record |
| Deed Book / Page | 37253 / 285 |
| Last Transfer Date | Feb 24, 2026 |
| Transfer Doc | 4226000326 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Recording Date | Apr 15, 2026 |
| Property Address | 602 STATE ST, ANNAPOLIS, MD 21403-3240 |
| Document Number | 4226000326 |
| Book / Page | 42266 / 326 |
| Instrument Date | Feb 24, 2026 |
| Transaction Type | Transfer |
| Record Updated | Sep 11, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Life Estate |
| Address | 602 STATE ST, ANNAPOLIS, MD 21403-3240 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Recording Date | Jul 23, 2021 |
| Property Address | 602 STATE ST, ANNAPOLIS, MD 21403-3240 |
| Document Number | 0372530285 |
| Book / Page | 37253 / 285 |
| Map Reference | MB 271 PG 36 PL14112 |
| Instrument Date | Jun 28, 2021 |
| Transaction Type | Transfer |
| Record Updated | Aug 17, 2021 |
| Title Company | ATG TITLE INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $30,975.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 602 STATE ST, ANNAPOLIS, MD 21403-3240 |
| Document Number | 37253292 |
|---|---|
| Date | Jul 23, 2021 |
| Instrument | 37253/292 |
| Name | NFM INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Property Address | 602 STATE ST, ANNAPOLIS, MD 21403-3240 |
| Transaction Type | Mortgage |
| Record Updated | May 27, 2021 |
| Title Company | ADVANTAGE TITLE INC, ADVANTAGE TITLE LLC |
| Name | Verified Name |
|---|
| Document Number | 0366260110 |
|---|---|
| Date | Apr 26, 2021 |
| Book Page | 36626/110 |
| Name | HOMESTEAD FUNDING CORP |
|---|---|
| Type | Mortgage Company |
| Address | ALBANY, NY 12205 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2051 |
Source: Anne Arundel County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Anne Arundel County |
| Municipality | Annapolis City |
| Unified School District | Anne Arundel County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,159,100 (+14.27%) Land $1,224,400 Building $934,700 | $2,159,100 (-) Land $1,224,400 Building $934,700 | |
| 2025 | $22,078.00 (+6.61%) Homeowner's exemption | $1,889,500 (+39.93%) | $2,159,100 (+59.9%) Land $1,224,400 Building $934,700 |
| 2024 | $20,710.00 (+6.81%) | ||
| 2023 | $19,390.00 | $1,350,300 Land $902,300 Building $448,000 | $1,350,300 Land $902,300 Building $448,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 17 individual policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 54 units insured incl. 37 condo units |
| Nearby Flood Claims | 5 (1979–2003) |
| Claims Outside the SFHA | 4 of 5 |
| Most Recent Claim | Sep 2003 · Hurricane Isabel |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.5% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF ANNAPOLIS serves 35,000 people · EPA ID MD0020001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2025 |
| Lead | 6 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 319 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures