Kane County property record for 602 South St, Elgin, IL 60123
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,965 sqft · built 1952 |
| Lot Size | 0.215 acres (9,375 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $145,000 (Jul 1998) |
| Tax Bill | $8,368 (2025) |
| Deeds & Mortgages | Jul 2025 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-14-378-026 |
| Primary APN | 06-14-378-026 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,965 sqft Living Area |
| Gross Area | 3,930 sqft |
| 1st Floor Area | 1,965 sqft |
| Basement Area | 1,965 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1952 |
|---|---|
| Effective Year Built | Effective 1952 |
| Exterior Material | Brick |
| Lot Area | 9,375 sqft (0.215 acres) |
| Lot Dimensions | 125 ft deep x 75 ft wide |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 602 SOUTH ST |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60123-6220 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | OAK RIDGE ADDN EAST 1/2 LOT 6 & ALL OF LOT 5 BLOCK 7 |
| Legal Subdivision | OAK RIDGE ADDN |
| Legal Block | 7 |
| Legal Lot Number | 6,5 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ELGIN |
| Census Block Group | 2 |
| Census Block | 2014 |
| Census Tract | 851101 |
602 South St is owned and occupied by two individuals who bought it in July 1998.
Source: Kane County records, as of July 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 602 SOUTH ST, ELGIN, IL 60123-6220 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 13, 1998 · Amount on File |
| Deed Sale | Jul 13, 1998 · Amount on File |
| Deed Document Number | 199861504 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 602 SOUTH ST, ELGIN, IL 60123-6220 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2026 |
| Name | Verified Name |
|---|---|
| Address | 602 SOUTH ST, ELGIN, IL 60123-6220 |
| Document Number | 0000026858 |
|---|---|
| Date | Jul 21, 2025 |
| Instrument | 2025K026858 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19801 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 480 Months |
| Due | Jul 15, 2065 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 602 South St was $8,368.
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,368.00 | $109,691 (+8.57%) Land $18,505 Building $91,186 | $329,205 (+8.57%) Land $55,537 Building $273,667 |
| 2024 | $101,032 Land $17,044 Building $83,988 | $303,217 Land $51,152 Building $252,065 | |
| 2022 | $7,216.00 (+3.95%) | $83,227 (+6.96%) Land $14,040 Building $69,187 | $249,681 (+6.96%) Land $42,120 Building $207,561 |
| 2021 | $6,942.00 | $77,811 Land $13,126 Building $64,685 | $233,433 Land $39,378 Building $194,055 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 602 South St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 602 South St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELGIN serves 114,797 people · EPA ID IL0894380 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 19 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 637 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
May also be available: Verizon.
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