602 S Park St, Effingham, IL 62401 Property Records

Effingham County property record for 602 S Park St, Effingham, IL 62401

Property Summary

Property Type	Commercial
Details	17,806 sqft · built 1994
Lot Size	1.05 acres (45,738 sqft)
Owner	Company Name on File
Last Sale	$505,000 (Aug 2021)
Tax Bill	$11,867 (2025)
Deeds & Mortgages	Nov 2021 Mortgage Aug 2021 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`03-16-044-067`

Property Details

APN / Parcel Number

Primary APN	`03-16-044-067`

Interior

Building Area	17,806 sqft Base Area
1st Floor Area	17,806 sqft
Basement Area	17,806 sqft
Unfinished Basement	17,806 sqft

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Lot Area	45,738 sqft (1.05 acres)

Location & Zoning

Street Address	602 S PARK ST
City	EFFINGHAM
State	IL
Zip	62401
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	LOT 2 OVERPASS STORAGE SUBD 3712/280 1813/248 1760/21 983/186
Legal Subdivision	OVERPASS STORAGE SUBD
Legal Lot Number	2
Jurisdiction	EFFINGHAM IL
Township / Civil Division	DOUGLAS
Census Block Group	2
Census Block	2027
Census Tract	950800

Owner

602 S Park St, a commercial property, is owned by a company that bought it in August 2021.

Source: Effingham County records, as of October 5, 2026

Owner of Record	Company Name on File
Mailing Address	94 COUNTY ROAD 50 N, B, SIGEL, IL 62462-2131
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 22, 2021	Deed of Trust, Mortgage · Commercial Mortgage WASHINGTON SAVINGS BANK
Aug 4, 2021	Special Warranty Deed, Transfer · Line of Credit WASHINGTON SAVINGS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 4, 2021 · Amount on File
Deed Sale	Aug 4, 2021 · Amount on File
Prior Sale	Jun 5, 2002 · Amount on File
Deed Document Number	202121003976
Deed Book / Page	3712 / 280
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM IL
Property Address	602 S PARK ST, EFFINGHAM, IL 62401
Transaction Type	Mortgage
Record Updated	Dec 23, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003741/96
Date	Nov 22, 2021
Book Page	3741/96
Instrument	202121005744

Lender

Name	WASHINGTON SAVINGS BANK
Type	Bank
Address	MATTOON, IL 61938

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	180 Months
Due	Nov 19, 2036

August 2021: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	EFFINGHAM IL
Recording Date	Aug 4, 2021
Property Address	602 S PARK ST, EFFINGHAM, IL 62401
Document Number	3712/280
Book / Page	3712 / 280
Map Reference	MB 1813 PG 238
Instrument Date	Aug 3, 2021
Instrument	202121003976
Transaction Type	Transfer
Record Updated	Sep 29, 2021
Title Company	NATIONAL TITLE SOLUTIONS INC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$757.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	20648 E 1400TH AVE, 20648, TEUTOPOLIS, IL 62467-3628

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	94B COUNTY ROAD 50 N, SIGEL, IL 62462-2051

Mortgage

Document Number	3712/284
Date	Aug 4, 2021
Book Page	3712/284
Instrument	202121003977

Lender

Name	WASHINGTON SAVINGS BANK
Type	Bank
Address	EFFINGHAM, IL 62401

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Aug 3, 2041

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 602 S Park St was $11,867.

Source: Effingham County assessment roll, as of October 5, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Effingham County
County Subdivision	Douglas Township
Municipality	Effingham City
Unified School District	Effingham Community Unit School District 40 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,867.00	$210,340 Land $69,740 Building $140,600	$631,020 Land $209,220 Building $421,800
2022	$9,790.00	$159,490 Land $52,880 Building $106,610	$478,470 Land $158,640 Building $319,830

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 602 S Park St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 17, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 602 S Park St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EFFINGHAM serves 12,252 people · EPA ID IL0490250
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 394 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Fidium Fiber DSL	500 / 75
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130

May also be available: AT&T, Wabash Communications, Wisper ISP.

Nearby Properties on S Park St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures