602 S Hampton St, Bay City, MI 48708 Property Records

Bay County property record for 602 S Hampton St, Bay City, MI 48708

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 878 sqft · built 1940
Lot Size	0.139 acres (6,055 sqft)
Owner	Individual Name on Record
Last Sale	$75,000 (Sep 2026)
Tax Bill	$3,097 (2026)
Deeds & Mortgages	Sep 2026 Sale & Mortgage Jan 2023 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`160-027-314-013-00`

Property Details

APN / Parcel Number

Primary APN	`160-027-314-013-00`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	3 Rooms
Building Area	878 sqft Living Area
1st Floor Area	878 sqft
Basement Area	878 sqft
Unfinished Basement	878 sqft

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Lot Area	6,055 sqft (0.139 acres)
Lot Dimensions	110 ft deep x 55 ft wide
Garage Type	Carport
Garage Area	260 sqft
Carport	Carport
Carport Area	260 sqft
Porch	Porch
Porch Area	155 sqft
Patio Area	340 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Municipal

Location & Zoning

Street Address	602 S HAMPTON ST
City	BAY CITY
State	MI
Zip	48708-7587
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1 SINGLE
Legal Description	LOT 9 BLK 3 THE BACKUS ADD & E 1/2 OF VAC ALLEY ADJ THRT
Legal Subdivision	THE BACKUS ADD
Legal Block	3
Legal Lot Number	9
Jurisdiction	BAY MI
Township / Civil Division	BAY CITY
Census Block Group	3
Census Block	3032
Census Tract	280600

Owner

Source: Bay County records, as of September 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	602 S HAMPTON ST, BAY CITY, MI 48708-7587
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Woman

Deeds, Mortgages & Sale History

Date	Document
Sep 8, 2026	Warranty Deed, Transfer · FHA Mortgage MERCANTILE BANK
Jan 30, 2023	Deed of Trust, Mortgage · Conventional Mortgage FRANKENMUTH CU
Feb 13, 2023	Warranty Deed, Transfer
Dec 14, 2022	Intrafamily Transfer, Transfer
May 7, 2018	Grant Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 8, 2026 · Amount on Record
Deed Sale	Sep 8, 2026 · Amount on Record
Prior Sale	Feb 13, 2023 · Amount on Record
Deed Document Number	202611725
Prior Transfer Date	Dec 14, 2022
Prior Transfer Doc	0000016837
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BAY MI
Recording Date	Sep 8, 2026
Property Address	602 S HAMPTON ST, BAY CITY, MI 48708-7587
Document Number	0000011725
Instrument Date	Sep 4, 2026
Instrument	202611725
Transaction Type	Transfer
Record Updated	Sep 18, 2026
Title Company	MIDLAND TITLE AGENCY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$56,812.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	602 S HAMPTON ST, BAY CITY, MI 48708-7587

Mortgage

Document Number	0000011726,
Date	Sep 8, 2026
Instrument	202611726

Lender

Name	MERCANTILE BANK

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2056

Interest

Max Rate	-1%

Mortgage

Document Number	0000011727,
Date	Sep 8, 2026
Instrument	202611727

Lender

Name	MICHIGAN STATE HSNG DEV AUTH

Agreement

Amount	Amount Recorded

Interest

Max Rate	-1%

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BAY MI
Property Address	602 S HAMPTON ST, BAY CITY, MI 48708-7587
Transaction Type	Mortgage
Record Updated	Aug 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5660 BEVENS RD, KINGSTON, MI 48741-9712

Mortgage

Document Number	0000001042
Date	Jan 30, 2023
Instrument	202301042

Lender

Name	FRANKENMUTH CU
Type	Credit Union
Address	FRANKENMUTH, MI 48734

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2053

February 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BAY MI
Recording Date	Feb 13, 2023
Property Address	602 S HAMPTON ST, BAY CITY, MI 48708-7587
Document Number	0000001602
Map Reference	LB 3 PG 5
Instrument Date	Jan 26, 2023
Instrument	202301602
Transaction Type	Transfer
Record Updated	Jul 25, 2023

Transaction

Amount	Amount Recorded
Tax	$645.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	602 S HAMPTON ST, BAY CITY, MI 48708-7587

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5660 BEVENS RD, KINGSTON, MI 48741-9712

December 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BAY MI
Recording Date	Dec 14, 2022
Property Address	602 S HAMPTON ST, BAY CITY, MI 48708-7587
Document Number	0000016837
Instrument Date	May 17, 2022
Instrument	202216837
Transaction Type	Transfer
Record Updated	Jan 9, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4067 WILSON DR, FORT GRATIOT, MI 48059-4400

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	602 S HAMPTON ST, BAY CITY, MI 48708-7587

May 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BAY MI
Recording Date	May 7, 2018
Property Address	602 S HAMPTON ST, BAY CITY, MI 48708-7587
Document Number	0000006602
Instrument Date	May 7, 2018
Instrument	6602
Transaction Type	Transfer
Record Updated	Oct 26, 2018

Transaction

Amount	Amount Recorded
Tax	$344.00
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	602 S HAMPTON ST BAY CITY MI 487087587, BAY CITY, MI 48708-7587

Tax Assessment & Valuation

Source: Bay County assessment roll, as of May 18, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Bay County
Municipality	Bay City
Unified School District	Bay City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,097.00 (+154.48%)	$50,600 (+33.16%)	$101,200 (+33.16%)
2023		$38,000 (+30.36%)	$76,000 (+30.36%)
2022	$1,217.00 Homeowner's exemption	$29,150	$58,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2020)
Most Recent Claim	Jan 2020 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BAY CITY serves 32,255 people · EPA ID MI0000470
Water Source	Purchased surface water from BAY AREA WATER SYSTEM
Last State Inspection	Nov 2025
Lead	8 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jan 2024
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 569 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL	100 / 20

May also be available: Verizon.

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