602 S 1st St, Saint Charles, IL 60174 Property Records

Kane County property record for 602 S 1st St, Saint Charles, IL 60174

Property Summary

Property Type	Commercial
Details	5,320 sqft · built 1930
Lot Size	0.148 acres (6,447 sqft)
Owner	2 Company Names on File
Last Sale	$520,000 (Apr 2023)
Tax Bill	$11,425 (2025)
Deeds & Mortgages	Apr 2023 Sale
Flood Zone	Zone X (minimal risk)
APN	`09-34-177-001`

Property Details

APN / Parcel Number

Primary APN	`09-34-177-001`

Interior

Stories	1 Story
Building Area	5,320 sqft Gross Area
1st Floor Area	5,320 sqft

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1989
Lot Area	6,447 sqft (0.148 acres)

Location & Zoning

Street Address	602 S 1ST ST
City	SAINT CHARLES
State	IL
Zip	60174-4213
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	MAP AREA: 149-AUTO
Legal Subdivision	ROBERT MOODYS ESTATE
Legal Block	2
Legal Lot Number	1,2
Jurisdiction	KANE IL
Township / Civil Division	ST. CHARLES
Census Block Group	2
Census Block	2030
Census Tract	852300

Owner

602 S 1st St, a commercial property, is owned by a company that bought it in April 2023.

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Company Names on File
Mailing Address	602 S 1ST ST, SAINT CHARLES, IL 60174-4213
Owner Type	Company
Vesting	Limited Liability Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 27, 2023 · Amount on File
Deed Sale	Apr 27, 2023 · Amount on File
Prior Sale	Jul 7, 2005 · Amount on File
Deed Document Number	202313313
Record Updated	Oct 29, 2026

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Apr 27, 2023
Property Address	602 S 1ST ST, ST CHARLES, IL 60174-4213
Document Number	0000013313
Instrument Date	Nov 28, 2022
Instrument	2023K013313
Transaction Type	Transfer
Record Updated	May 4, 2023
Title Company	PREMIER TITLE COMPANY, PREMIER TITLE

Transaction

Amount	Amount on Record
Tax	$520.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	602 S 1ST ST, SAINT CHARLES, IL 60174-4213

Tax Assessment & Valuation

The 2025 property tax bill for 602 S 1st St was $11,425, up 2.9% from the year before.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	St. Charles Township
Municipality	St. Charles City
Unified School District	St. Charles Community Unit School District 303 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,425.00 (+2.85%)	$146,303 (+8.53%) Land $65,141 Building $81,162	$439,085 (+8.53%) Land $195,501 Building $243,583
2024	$11,108.00	$134,804 Land $60,021 Building $74,783	$404,574 Land $180,135 Building $224,439
2022	$11,483.00 (+3.88%)	$128,068 (+4.91%) Land $53,515 Building $74,553	$384,204 (+4.91%) Land $160,545 Building $223,659
2021	$11,054.00	$122,074 Land $51,010 Building $71,064	$366,222 Land $153,030 Building $213,192

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 602 S 1st St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 602 S 1st St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES serves 33,081 people · EPA ID IL0894830
Water Source	Groundwater
Last State Inspection	Oct 2022
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 494 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fixed Wireless in parts of the area	100 / 20