602 River Bend Way, Grayson, KY 41143 Property Records

Carter County property record for 602 River Bend Way, Grayson, KY 41143

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 6,132 sqft
Lot Size	6.99 acres (304,833 sqft)
Owner	2 Individual Names on File
Last Sale	$812,500 (May 2025)
Tax Bill	$6,930 (2025)
Deeds & Mortgages	May 2025 Sale & Line of Credit Oct 2019 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`112-20-02-022.00`

Property Details

APN / Parcel Number

Primary APN	`112-20-02-022.00`
Alternative APN	`23286`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	6,132 sqft Living Area
Family Room	Family Room

Exterior

Lot Area	304,833 sqft (6.99 acres)
Porch	Slab
Porch Area	6,132 sqft

Location & Zoning

Account Number	23286
Street Address	602 RIVER BEND WAY
City	GRAYSON
State	KY
Zip	41143-1726
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HOUSE & LOTS 21-23 (6.998 ACRES)
Legal Subdivision	HORTON FARM ESTATES
Legal Lot Number	21-23
Jurisdiction	CARTER KY
Township / Civil Division	GRAYSON
Census Block Group	1
Census Block	1022
Census Tract	960602

Owner

602 River Bend Way is owned and occupied by two individuals who bought it in May 2025.

Source: Carter County records, as of April 2, 2026

Owner of Record	2 Individual Names on File
Mailing Address	602 RIVER BEND WAY, GRAYSON, KY 41143-1726
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 2, 2025	Deed, Transfer · Line of Credit FIRST NATIONAL BANK OF GRAYSON
Oct 4, 2019	Cash Sale Deed, Transfer
Aug 13, 2012	Special Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 2, 2025 · Amount on File
Deed Sale	May 2, 2025 · Amount on File
Prior Sale	Oct 4, 2019 · Amount on File
Deed Document Number	20251006299
Deed Book / Page	536 / 275
Record Updated	Sep 20, 2026

May 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	CARTER KY
Recording Date	May 2, 2025
Property Address	602 RIVER BEND WAY, GRAYSON, KY 41143-1726
Document Number	000536/275
Book / Page	536 / 275
Instrument Date	Apr 25, 2025
Instrument	1006299
Transaction Type	Transfer
Record Updated	Jun 29, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$862.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	526 RIVER BEND WAY, GRAYSON, KY 41143-1725

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	602 RIVER BEND WAY, GRAYSON, KY 41143-1726

Mortgage

Document Number	0001006304
Date	May 2, 2025
Instrument	1006304

Lender

Name	FIRST NATIONAL BANK OF GRAYSON
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	May 1, 2055

Interest

Rate Type	Adjustable Rate

October 2019: Cash Sale Deed, Transfer

Document Type	Cash Sale Deed
Jurisdiction	CARTER KY
Recording Date	Oct 4, 2019
Property Address	602 RIVER BEND WAY, GRAYSON, KY 41143-1726
Document Number	0OR419/083
Book / Page	OR419 / 083
Instrument Date	Jul 30, 2019
Instrument	390732
Transaction Type	Transfer
Record Updated	Jun 29, 2026

Transaction

Amount	Amount on Record
Tax	$35.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1539 STATE HIGHWAY 1947, GRAYSON, KY 41143-8931

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	602 RIVER BEND WAY, GRAYSON, KY 41143-1726

August 2012: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	CARTER KY
Recording Date	Aug 13, 2012
Property Address	602 RIVER BEND WAY, GRAYSON, KY 41143-1726
Document Number	000290/868
Book / Page	290 / 868
Instrument Date	Aug 6, 2012
Instrument	339601
Transaction Type	Transfer
Record Updated	Jun 29, 2026

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

The 2025 property tax bill for 602 River Bend Way was $6,930.

Source: Carter County assessment roll, as of April 2, 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Carter County
Unified School District	Carter County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,930.00	$812,500	$812,500
2023	$2,707.00 Homeowner's exemption	$360,500	$360,500

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 602 River Bend Way in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 2, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 13 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	13 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 602 River Bend Way is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 67% of Kentucky
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GRAYSON UTILITY COMMISSION serves 10,950 people · EPA ID KY0220164
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 42 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	500 / 20
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: Foothills Communications, Windstream.

Nearby Properties on River Bend Way

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