602 Ridgemont Dr, Allen, TX 75002 Property Records

Collin County property record for 602 Ridgemont Dr, Allen, TX 75002

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,157 sqft · built 1991
Owner	2 Individual Names on Record
Tax Bill	$5,976 (2024)
Deeds & Mortgages	Oct 2025 Mortgage Nov 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R-2573-00A-0020-1`

Property Details

APN / Parcel Number

Primary APN	`R-2573-00A-0020-1`
Alternative APN	`1972957`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,157 sqft Living Area
Gross Area	2,613 sqft
1st Floor Area	2,157 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Effective Year Built	Effective 2005
Exterior Material	Brick
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Composition Shingle
Garage Type	Attached
Garage Area	456 sqft
Parking Spaces	2 Parking Spaces
Pool Area	385 sqft
Porch	Covered Porch
Porch Area	204 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	1972957
Street Address	602 RIDGEMONT DR
City	ALLEN
State	TX
Zip	75002-4798
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SFR
Legal Description	COTTONWOOD BEND NO 4A (CAL), BLK A, LOT 2
Legal Subdivision	COTTONWOOD BEND NO 4A (CAL)
Legal Block	A
Legal Lot Number	2
Jurisdiction	COLLIN TX
Township / Civil Division	PLANO
Census Block Group	1
Census Block	1006
Census Tract	31422

Owner

Source: Collin County records, as of October 23, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	602 RIDGEMONT DR, ALLEN, TX 75002-4798
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 8, 2025	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Nov 11, 2020	Deed of Trust, Mortgage · FHA Mortgage AMERICAN FIN'L NTWK INC
Aug 8, 2017	Warranty Deed, Transfer · FHA Mortgage FIRST CHOICE LN SVCS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 8, 2017
Deed Sale	Aug 8, 2017
Prior Sale	Nov 5, 2014
Deed Document Number	20170808001052000
Record Updated	Jun 8, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIN TX
Property Address	602 RIDGEMONT DR, ALLEN, TX 75002-4798
Transaction Type	Mortgage
Record Updated	Oct 30, 2025
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	602 RIDGEMONT DR, ALLEN, TX 75002-4798

Mortgage

Document Number	2025000129968
Date	Oct 8, 2025
Instrument	2025000129968

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	302 Months
Due	Dec 1, 2050

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIN TX
Property Address	602 RIDGEMONT DR, ALLEN, TX 75002-4798
Document Number	0002047510
Instrument Date	Nov 11, 2020
Transaction Type	Mortgage
Record Updated	Dec 22, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	602 RIDGEMONT DR ALLEN TX 750024798, ALLEN, TX 75002-4798

Mortgage

Document Number	0002047510
Date	Nov 17, 2020
Instrument	2047510

Lender

Name	AMERICAN FIN'L NTWK INC
Address	BREA, CA 92821

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 16, 2050

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIN TX
Recording Date	Aug 8, 2017
Property Address	602 RIDGEMONT DR, ALLEN, TX 75002-4798
Document Number	0001052000
Instrument Date	Aug 4, 2017
Instrument	1052000
Transaction Type	Transfer
Record Updated	Aug 29, 2017
Title Company	REPUBLIC TITLE COMPANY, REPUBLIC TITLE INC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	602 RIDGEMONT DR ALLEN TX 750024798, ALLEN, TX 75002-4798

Mortgage

Document Number	1052010
Date	Aug 8, 2017
Instrument	1052010

Lender

Name	FIRST CHOICE LN SVCS
Type	Funding / Finance Company
Address	EAST BRUNSWICK, NJ 08816

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 7, 2047

Tax Assessment & Valuation

Source: Collin County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Texas
Municipality	Allen City
County	Collin County
Unified School District	Allen Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$447,109 (-2.42%) Land $131,250 Building $315,859	$447,109 (-2.42%) Land $131,250 Building $315,859
2024	$5,976.00 (-3.52%)
2023		$458,215 Land $99,750 Building $358,465	$458,215 Land $99,750 Building $358,465
2022	$6,194.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ALLEN serves 113,746 people · EPA ID TX0430025
Water Source	Purchased surface water from NORTH TEXAS MWD WYLIE WTP
Last State Inspection	Sep 2022
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 764 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
Starlink Satellite	280 / 30

May also be available: Hotwire Communications, T-Mobile.

Nearby Properties on Ridgemont Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures