602 Raymond St, Elgin, IL 60120 Property Records

Kane County property record for 602 Raymond St, Elgin, IL 60120

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,596 sqft · built 1880
Lot Size0.113 acres (4,906 sqft)
OwnerIndividual Name on File
Last Sale$220,000 (Aug 2022)
Tax Bill$4,148 (2025)
Deeds & MortgagesAug 2022 Sale & Line of Credit
May 2021 Transfer
Flood ZoneZone X (minimal risk)
APN06-24-179-015

Property Details

APN / Parcel Number

Primary APN06-24-179-015

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms8 Rooms
Stories2 Stories
Building Area1,596 sqft Living Area
Gross Area2,464 sqft
Basement Area868 sqft

Exterior

Year BuiltBuilt 1880
Effective Year BuiltEffective 1880
Construction TypeFrame
Lot Area4,906 sqft (0.113 acres)

Utilities, Heating & Cooling

Cooling SystemNone
Water SourceCommercial

Location & Zoning

Street Address602 RAYMOND ST
CityELGIN
StateIL
Zip60120-9302
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionP VAN NOSTRANDS ADDN SOUTH 42.48 FT NORTH 75.48 FT EAST 7 RODS LOT 1 BLOCK 1
Legal SubdivisionP VAN NOSTRANDS ADDN
Legal Block1
Legal Lot Number1
JurisdictionKANE IL
Township / Civil DivisionELGIN
Census Block Group6
Census Block6002
Census Tract851400

Owner

602 Raymond St is owned and occupied by an individual who bought it in August 2022.

Source: Kane County records, as of August 11, 2026

Owner of RecordIndividual Name on File
Mailing Address602 RAYMOND ST, ELGIN, IL 60120-9302
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Aug 3, 2022Warranty Deed, Transfer · Line of Credit
ASSOCIATED BANK NA
May 11, 2021Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 3, 2022 · Amount on File
Deed SaleAug 3, 2022 · Amount on File
Prior SaleMay 6, 2005 · Amount on File
Deed Document Number202239501
Prior Transfer DateMar 22, 2021
Prior Transfer Doc0000036711
Record UpdatedSep 20, 2026

August 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKANE IL
Recording DateAug 3, 2022
Property Address602 RAYMOND ST, ELGIN, IL 60120-9302
Document Number0000039501
Instrument DateJul 20, 2022
Instrument2022K039501
Transaction TypeTransfer
Record UpdatedSep 15, 2022

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$220.00
Amount AccuracyRounded by County
Additional
  • Lis Pendens
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address6205 SHATTUCK RD, 6205, BELVIDERE, IL 61008-8995

Transferred To (Grantee/Buyer)

NameVerified Name
Address602 RAYMOND ST, ELGIN, IL 60120-9302

Mortgage

Document Number0000039281
DateAug 3, 2022
Instrument2022K039281
Lender
NameASSOCIATED BANK NA
TypeBank
Agreement
TypeLine of Credit
AmountAmount on Record
Term359 Months
DueJul 21, 2052
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

May 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionKANE IL
Recording DateMay 11, 2021
Property Address602 RAYMOND ST, ELGIN, IL 60120-9302
Document Number0000036711
Instrument DateMar 22, 2021
Instrument2021K036711
Transaction TypeTransfer
Record UpdatedMay 21, 2021

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address602 RAYMOND ST, 602, ELGIN, IL 60120-9302

Transferred To (Grantee/Buyer)

NameVerified Name
Address6205 SHATTUCK RD, BELVIDERE, IL 61008-8995

Tax Assessment & Valuation

The 2025 property tax bill for 602 Raymond St was $4,148 with a homeowner's exemption, up 4.8% from the year before.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionElgin Township
MunicipalityElgin City
Unified School DistrictSchool District U-46 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,148.00 (+4.83%) Homeowner's exemption$62,373 (+8.57%) Land $10,604 Building $51,769$187,194 (+8.57%) Land $31,825 Building $155,369
2024$3,957.00$57,450 Land $9,767 Building $47,683$172,419 Land $29,313 Building $143,106
2022$3,850.00 (+23.64%)$43,755 (+6.96%) Land $8,046 Building $35,709$131,265 (+6.96%) Land $24,138 Building $107,127
2021$3,114.00 Homeowner's exemption$40,907 Land $7,522 Building $33,385$122,721 Land $22,566 Building $100,155

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 602 Raymond St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 602 Raymond St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemELGIN
serves 114,797 people · EPA ID IL0894380
Water SourceSurface water
Last State InspectionAug 2025
Lead19 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting8
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 585 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Astound Broadband
Cable
1,500 / 50
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL · Fiber, Fixed Wireless in parts of the area
100 / 20

Nearby Properties on Raymond St

Nearby Streets

Search Property Records by Address or Parcel Number