Okaloosa County property record for 602 Pinecone Cv, Niceville, FL 32578
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,590 sqft · built 1981 |
| Lot Size | 0.294 acres (12,824 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $360,000 (Apr 2021) |
| Tax Bill | $3,968 (2025) |
| Deeds & Mortgages | Apr 2021 Sale & Mortgage Nov 2018 Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | C56-000-595-4119-3 |
| Primary APN | C56-000-595-4119-3 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,590 sqft Living Area |
| Gross Area | 2,394 sqft |
| 1st Floor Area | 1,590 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1981 |
|---|---|
| Effective Year Built | Effective 1981 |
| Exterior Material | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Wood |
| Lot Area | 12,824 sqft (0.294 acres) |
| Lot Width | 95 ft Width |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Porch | Florida Room |
| Porch Area | 384 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 602 PINECONE CV |
|---|---|
| City | NICEVILLE |
| State | FL |
| Zip | 32578-3704 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PINEWOOD ESTATES UNIT 2 LOT 21 BLK E |
| Legal Range | 22W |
| Legal Township | 01S |
| Legal Section | 17 |
| Legal Subdivision | PINEWOOD ESTATES |
| Legal Block | E |
| Legal Lot Number | 21 |
| Legal Unit | 2 |
| Jurisdiction | OKALOOSA FL |
| Township / Civil Division | NICEVILLE-VALPARAISO |
| Census Block Group | 4 |
| Census Block | 4051 |
| Census Tract | 21102 |
Source: Okaloosa County records, as of August 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 602 PINECONE CV, NICEVILLE, FL 32578-3704 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 12, 2021 | Warranty Deed, Transfer · Conventional Mortgage CENTENNIAL BANK |
| Nov 3, 2018 | Deed of Trust, Mortgage · FHA Mortgage LOANDEPOT.COM LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 12, 2021 · Amount on Record |
| Deed Sale | Apr 12, 2021 · Amount on Record |
| Prior Sale | Jun 2, 2006 · Amount on Record |
| Deed Document Number | 20213445800 |
| Deed Book / Page | 3538 / 4878 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | Apr 12, 2021 |
| Property Address | 602 PINECONE CV, NICEVILLE, FL 32578-3704 |
| Document Number | 0035384878 |
| Book / Page | 3538 / 4878 |
| Map Reference | MB 5 PG 135 |
| Instrument Date | Apr 9, 2021 |
| Instrument | 3445800 |
| Transaction Type | Transfer |
| Record Updated | May 19, 2021 |
| Title Company | MTI TITLE INSURANCE AGENCY INC, MTI TITLE INSURANCE AGCY INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,520.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 792 NW SAVANNAH CIR, 792, LAKE CITY, FL 32055-8830 |
| Name | Verified Name |
|---|---|
| Address | 602 PINECONE CV, NICEVILLE, FL 32578-3704 |
| Document Number | 35384880 |
|---|---|
| Date | Apr 12, 2021 |
| Instrument | 3538/4880 |
| Name | CENTENNIAL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Property Address | 602 PINECONE CV, NICEVILLE, FL 32578-3704 |
| Document Number | 0033744864 |
| Instrument Date | Nov 3, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Dec 4, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 602 PINECONE CV NICEVILLE FL 325783704, NICEVILLE, FL 32578-3704 |
| Document Number | 0033744864 |
|---|---|
| Date | Nov 15, 2018 |
| Book Page | 003374/004864 |
| Instrument | 3243438 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 14, 2048 |
Source: Okaloosa County assessment roll, as of December 31, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Okaloosa County |
| Municipality | Niceville City |
| Unified School District | Okaloosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,968.00 (+9.7%) Homeowner's exemption | $329,735 (+5.99%) | $329,831 (+2.54%) Land $86,579 Building $243,252 |
| 2023 | $3,617.00 (+4.84%) Homeowner's exemption | $311,109 (+3%) | $321,674 (+6.5%) Land $73,079 Building $248,595 |
| 2022 | $3,450.00 Homeowner's exemption | $302,048 Land $69,599 Building $232,449 | $302,048 Land $69,599 Building $232,449 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 8.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 329 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 329 in force |
| Nearby Flood Claims | 168 (1991–2021) |
| Claims Outside the SFHA | 36 of 168 |
| Most Recent Claim | Sep 2021 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 96% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF NICEVILLE serves 22,243 people · EPA ID FL1460147 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | 5 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 254 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| LiveOak Fiber Fiber | 5,000 / 5,000 |
| Cox Communications Cable | 2,000 / 35 |
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