602 Loretto Dr, Roseville, CA 95661 Property Records

Placer County property record for 602 Loretto Dr, Roseville, CA 95661

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,336 sqft · built 1964
Lot Size	0.189 acres (8,213 sqft)
Owner	Trust Name on File
Last Sale	$310,000 (May 2007)
Tax Bill	$4,241 (2025)
Deeds & Mortgages	Sep 2020 Mortgage Jun 2017 Transfer
Flood Zone	Zone X (minimal risk)
APN	`048-192-016-000`

Property Details

APN / Parcel Number

Primary APN	`048-192-016-000`
Alternative APN	`048-192-016`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,336 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1964
Architectural Style	Bungalow
Construction Type	Frame
Lot Area	8,213 sqft (0.189 acres)
Garage Area	312 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	048-192-016
Street Address	602 LORETTO DR
City	ROSEVILLE
State	CA
Zip	95661-3610
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 387 SIERRA GARDENS NO 7
Legal Subdivision	SIERRA GARDENS NO. 7
Legal Lot Number	387
Jurisdiction	PLACER CA
Township / Civil Division	ROSEVILLE
Census Block Group	3
Census Block	3006
Census Tract	20712

Owner

602 Loretto Dr is owner-occupied and held in a trust since May 2017.

Source: Placer County records, as of July 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Trust Name on File
Mailing Address	602 LORETTO DR, ROSEVILLE, CA 95661-3610
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Sep 21, 2020	Deed of Trust, Mortgage · Conventional Mortgage ARC HOME LLC
Jun 6, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 25, 2007 · Amount on File
Deed Sale	May 25, 2007 · Amount on File
Prior Sale	Dec 23, 2002 · Amount on File
Deed Document Number	200753153
Last Transfer Date	May 2, 2017
Transfer Doc	0000041319
Record Updated	Oct 29, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLACER CA
Property Address	602 LORETTO DR, ROSEVILLE, CA 95661-3610
Transaction Type	Mortgage
Record Updated	Sep 7, 2021
Title Company	SOLIDIFI TITLE & CLOSING

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	602 LORETTO DR, ROSEVILLE, CA 95661-3610

Mortgage

Document Number	0000103734
Date	Sep 21, 2020
Instrument	2020-0103734

Lender

Name	ARC HOME LLC
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2050

June 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PLACER CA
Recording Date	Jun 6, 2017
Property Address	602 LORETTO DR, ROSEVILLE, CA 95661-3610
Document Number	0000041319
Instrument Date	May 24, 2017
Instrument	41319
Transaction Type	Transfer
Record Updated	Jun 13, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	602 LORETTO DR ROSEVILLE CA 956613610, ROSEVILLE, CA 95661-3610

Tax Assessment & Valuation

The 2025 property tax bill for 602 Loretto Dr was $4,241 with a homeowner's exemption.

Source: Placer County assessment roll, as of July 13, 2026

Property Jurisdictions

Type	Name
State	California
County	Placer County
Municipality	Roseville City
Elementary School District	Roseville City Elementary School District (KG - 08)
Secondary School District	Roseville Joint Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$423,624 (+2%) Land $122,983 Building $300,641
2025	$4,241.00 Homeowner's exemption	$415,319 Land $120,572 Building $294,747
2023	$4,101.00 (-0.34%) Homeowner's exemption	$399,193 Land $115,891 Building $283,302
2022	$4,115.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 602 Loretto Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 1 (45% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	18 (1995–1998)
Claims Outside the SFHA	4 of 18
Most Recent Claim	Feb 1998 · river or lake flooding
Claims by Event	Severe Winter Storms, Flooding, Landslides, Mud Flows, Jan 1995 · 16 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 602 Loretto Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ROSEVILLE serves 165,736 people · EPA ID CA3110008
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 494 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	1,000 / 75
Succeed.Net Fixed Wireless	100 / 50
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Astound Broadband, Cal.net, Fidium Fiber.

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