602 Hilltop Ct, Monroe, NC 28110 Property Records

Union County property record for 602 Hilltop Ct, Monroe, NC 28110

Property Summary

Property Type	Rural Home
Details	3 bd · 2 ba · 1,152 sqft · built 1988
Lot Size	0.55 acres (23,958 sqft)
Owner	Individual Name on Record
Last Sale	$187,000 (Feb 2020)
Tax Bill	$1,423 (2025)
Deeds & Mortgages	Feb 2017 Mortgage Feb 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`06-027-036`

Property Details

APN / Parcel Number

Primary APN	`06-027-036`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,152 sqft Living Area
1st Floor Area	1,152 sqft

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	23,958 sqft (0.55 acres)
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	602 HILLTOP CT
City	MONROE
State	NC
Zip	28110-7615
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	R-40 WESLE
Legal Description	#24 WESLEY ESTATES OF PROVIDENCE SECI OPCC184
Legal Subdivision	WESLEY EST OFF PROV
Jurisdiction	UNION NC
Township / Civil Division	SANDY RIDGE
Census Block Group	2
Census Block	2000
Census Tract	21020

Owner

Source: Union County records, as of March 31, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	602 HILLTOP CT, MONROE, NC 28110-7615
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 24, 2017	Deed of Trust, Mortgage · VA Mortgage CROSSCOUNTRY MORTGAGE INC
Feb 17, 2020	Warranty Deed, Transfer · Conventional Mortgage AMERIFIRST FINANCIAL CORP
Aug 2, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 17, 2020 · Amount on Record
Deed Sale	Feb 17, 2020 · Amount on Record
Prior Sale	Oct 31, 2005 · Amount on Record
Deed Document Number	20205150
Deed Book / Page	7586 / 366
Prior Transfer Date	Jun 10, 2019
Prior Transfer Doc	0007431164
Record Updated	Jun 8, 2026

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	602 HILLTOP CT, MONROE, NC 28110-7615
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST SOURCE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	6882394
Date	Feb 24, 2017
Book Page	6882/394
Instrument	0005186

Lender

Name	CROSSCOUNTRY MORTGAGE INC
Type	Mortgage Company
Address	BRECKSVILLE, OH 44141

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2047

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Feb 17, 2020
Property Address	602 HILLTOP CT, MONROE, NC 28110-7615
Document Number	0007586366
Book / Page	7586 / 366
Map Reference	CAB C FILE 184
Instrument Date	Feb 17, 2020
Instrument	0005150
Transaction Type	Transfer
Record Updated	Dec 14, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$374.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1204 GRIFFITH RD, 1204, MONROE, NC 28112-6216

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	602 HILLTOP CT, MONROE, NC 28110-7615

Mortgage

Document Number	0000005151
Date	Feb 17, 2020
Instrument	0005151

Lender

Name	AMERIFIRST FINANCIAL CORP
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Mar 1, 2035

August 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	UNION NC
Recording Date	Aug 2, 2019
Property Address	602 HILLTOP CT, MONROE, NC 28110-7615
Document Number	7431164
Book / Page	007431 / 000164
Instrument Date	Jun 10, 2019
Instrument	22544
Transaction Type	Transfer
Record Updated	Aug 26, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8553 DUCHESS CT E BOYNTON BEACH FL 334367520, BOYNTON BEACH, FL 33436-7520

Tax Assessment & Valuation

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Municipality	Wesley Chapel Village
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,423.00 (+11%)	$292,300 (+45.5%) Land $45,300 Building $247,000	$292,300 (+45.5%) Land $45,300 Building $247,000
2023	$1,282.00	$200,900 Land $37,900 Building $163,000	$200,900 Land $37,900 Building $163,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UNION COUNTY WATER SYSTEM serves 169,685 people · EPA ID NC0190413
Water Source	Surface water
Last State Inspection	May 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Mar 2020 Haloacetic acids resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 108 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ripple Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

May also be available: Comporium, T-Mobile, Verizon.

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