602 Hatfield Rd, Winter Haven, FL 33880 Property Records

Polk County property record for 602 Hatfield Rd, Winter Haven, FL 33880

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,734 sqft · built 1977
Lot Size	0.234 acres (10,202 sqft)
Owner	Individual Name on File
Last Sale	$152,900 (Jul 2017)
Tax Bill	$1,271 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Jul 2017 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`25-28-25-354560-000120`

Property Details

APN / Parcel Number

Primary APN	`25-28-25-354560-000120`
Alternative APN	`52825000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,734 sqft Living Area
1st Floor Area	1,734 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 2012
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Other
Lot Area	10,202 sqft (0.234 acres)
Lot Dimensions	120 ft deep x 85 ft wide
View / Lot	Commercial/Industrial
Porch	Unfinished Open Porch
Porch Area	42 sqft
Patio Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	602 HATFIELD RD
City	WINTER HAVEN
State	FL
Zip	33880-1700
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	EMERALD ESTS UNIT 1 PB 65 PG 5 LOT 12
Legal Range	25E
Legal Township	28S
Legal Section	25
Legal Subdivision	EMERALD ESTATES UNIT #1
Legal Tract	354560
Legal Block	2
Legal Lot Number	12
Legal Unit	1
Jurisdiction	POLK FL
Township / Civil Division	WINTER HAVEN-AUBURNDALE
Census Block Group	2
Census Block	2004
Census Tract	13802

Owner

602 Hatfield Rd is owned and occupied by an individual who bought it in July 2017.

Source: Polk County records, as of September 28, 2026

Owner of Record	Individual Name on File
Mailing Address	602 HATFIELD RD, WINTER HAVEN, FL 33880-1700
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 28, 2021	Deed of Trust, Mortgage · FHA Mortgage US BANK NA
Jul 17, 2017	Warranty Deed, Transfer · FHA Mortgage LAND HM FIN'L
Feb 23, 2017	Grant Deed, Transfer SOUTHEAST PROF TITLE L
Feb 23, 2017	Grant Deed, Transfer · Conventional with PMI KCI LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 17, 2017 · Amount on File
Deed Sale	Jul 17, 2017 · Amount on File
Prior Sale	Feb 23, 2017 · Amount on File
Deed Document Number	2017135243
Deed Book / Page	10205 / 1433
Prior Transfer Date	May 18, 2016
Prior Transfer Doc	0000088973
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	602 HATFIELD RD, WINTER HAVEN, FL 33880-1700
Transaction Type	Mortgage
Record Updated	May 12, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	602 HATFIELD RD, WINTER HAVEN, FL 33880-1700

Mortgage

Document Number	0000109446
Date	Apr 28, 2021
Book Page	11690/1584
Instrument	2021109446

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	316 Months
Due	Aug 1, 2047

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Jul 17, 2017
Property Address	602 HATFIELD RD, WINTER HAVEN, FL 33880-1700
Document Number	0102051433
Book / Page	010205 / 001433
Instrument Date	Jul 17, 2017
Instrument	135243
Transaction Type	Transfer
Record Updated	Aug 23, 2018

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,070.30
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	602 HATFIELD RD WINTER HAVEN FL 338801700, WINTER HAVEN, FL 33880-1700

Mortgage

Document Number	102051435
Date	Jul 17, 2017
Book Page	010205/001435
Instrument	135244

Lender

Name	LAND HM FIN'L
Type	Funding / Finance Company
Address	CONCORD, CA 94520

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 16, 2047

Mortgage

Document Number	102051452,
Date	Jul 17, 2017
Book Page	010205/001452
Instrument	135245

Lender

Name	HOUSING FIN AGCY

Agreement

Amount	Amount on Record

February 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	POLK FL
Recording Date	Feb 23, 2017
Property Address	602 HATFIELD RD, WINTER HAVEN, FL 33880-1700
Document Number	0100740724
Book / Page	010074 / 000724
Instrument Date	Feb 10, 2017
Instrument	36376
Transaction Type	Transfer
Record Updated	Jun 16, 2017
Title Company	SOUTHEAST PROF TITLE L

Transaction

Amount	Amount on Record
Tax	$569.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	438 HAMMERSTONE AVE HAINES CITY FL 338446305, HAINES CITY, FL 33844-6305

February 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	POLK FL
Recording Date	Feb 23, 2017
Property Address	602 HATFIELD RD, WINTER HAVEN, FL 33880-1700
Document Number	0100740728
Book / Page	010074 / 000728
Instrument Date	Feb 10, 2017
Instrument	36377
Transaction Type	Transfer
Record Updated	Jun 21, 2017
Title Company	SOUTHEAST PROF TITLE L

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$570.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1087 CALANDA AVE ORLANDO FL 328072847, ORLANDO, FL 32807-2847

Mortgage

Document Number	100740730
Date	Feb 23, 2017
Book Page	010074/000730
Instrument	36378

Lender

Name	KCI LLC
Address	191 CLUB VILLAS LN, KISSIMMEE, FL 34744-8438

Agreement

Type	Conventional with PMI
Amount	Amount on Record

Interest

Rate	14%

Tax Assessment & Valuation

The 2025 property tax bill for 602 Hatfield Rd was $1,271 with a homeowner's exemption.

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$142,287 (+2.7%)	$217,326 (-8.23%) Land $30,000 Building $187,326
2025	$1,271.00 Homeowner's exemption	$138,546	$236,804 Land $30,000 Building $206,804
2023	$1,725.00 (+4.99%) Homeowner's exemption	$130,719 (+3%)	$234,725 (+5.94%) Land $29,000 Building $205,725
2022	$1,643.00 Homeowner's exemption	$126,912	$221,565 Land $24,000 Building $197,565

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 602 Hatfield Rd in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 2004.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 14 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	14 in force
Nearby Flood Claims	5 (2004–2017)
Claims Outside the SFHA	2 of 5
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Hurricane Frances, Sep 2004 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 602 Hatfield Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CENTRAL serves 13,595 people · EPA ID FL6534609
Water Source	Groundwater
Last State Inspection	Apr 2023
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	10 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 546 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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