602 Ginger Lake Dr, Rock Spring, GA 30739 Property Records

Walker County property record for 602 Ginger Lake Dr, Rock Spring, GA 30739

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,444 sqft · built 2017
Lot Size	0.339 acres (14,810 sqft)
Owner	2 Individual Names on File
Last Sale	$188,000 (Jan 2018)
Tax Bill	$3,174 (2025)
Deeds & Mortgages	Feb 2026 Mortgage Nov 2024 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`0317 078`

Property Details

APN / Parcel Number

Primary APN	`0317 078`
Alternative APN	`16258`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,444 sqft Heated Area
1st Floor Area	1,444 sqft
Basement Area	1,438 sqft
Unfinished Basement	1,438 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2017
Exterior Material	Stone
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	14,810 sqft (0.339 acres)
Porch	Open Porch
Porch Area	160 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	16258
Street Address	602 GINGER LAKE DR
City	ROCK SPRING
State	GA
Zip	30739-2740
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	LOT 112 GINGER LAKE ESTATES PHASE 1
Legal Subdivision	GINGER LAKE ESTATES
Legal Phase	1
Legal Lot Number	112
Jurisdiction	WALKER GA
Township / Civil Division	ROCK SPRING
Census Block Group	1
Census Block	1006
Census Tract	20601

Owner

602 Ginger Lake Dr is owned and occupied by two individuals who acquired it in February 2018.

Source: Walker County records, as of February 27, 2026

Owner of Record	2 Individual Names on File
Co-owner	Co-owner on File
Mailing Address	XX
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 4, 2026	Deed of Trust, Mortgage FREEDOM MORTGAGE
Nov 26, 2024	Deed of Trust, Mortgage · FHA Mortgage MUTUAL OF OMAHA MORTGAGE
Dec 5, 2019	Loan Modification, Mortgage · Conventional Mortgage PENNYMAC
Feb 1, 2018	Warranty Deed, Subdivision Related Transfer INTERLINC MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 30, 2018 · Amount on File
Deed Sale	Jan 30, 2018 · Amount on File
Prior Sale	Sep 25, 2006
Deed Document Number	0001968810
Deed Book / Page	1968 / 810
Last Transfer Date	Feb 1, 2018
Transfer Doc	0019680810
Record Updated	Jun 8, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALKER GA
Property Address	602 GINGER LAKE DR, ROCK SPRING, GA 30739-2740
Transaction Type	Mortgage
Record Updated	Mar 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	602 GINGER LAKE DR, ROCK SPRING, GA 30739-2740

Mortgage

Document Number	0023950000000982
Date	Feb 4, 2026
Book Page	0000002395/0000000982
Instrument	D2026-000696

Lender

Name	FREEDOM MORTGAGE

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2056

November 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALKER GA
Property Address	602 GINGER LAKE DR, ROCK SPRING, GA 30739-2740
Transaction Type	Mortgage
Record Updated	Dec 15, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	602 GINGER LAKE DR, ROCK SPRING, GA 30739-2740

Mortgage

Document Number	0023590000000892
Date	Nov 26, 2024
Book Page	0000002359/0000000892

Lender

Name	MUTUAL OF OMAHA MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	300 Months
Due	Jan 1, 2049

December 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	WALKER GA
Property Address	602 GINGER LAKE DR, ROCK SPRING, GA 30739-2740
Document Number	0020620761
Instrument Date	Dec 5, 2019
Transaction Type	Mortgage
Record Updated	Jan 24, 2020
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MTG SOLUTIONS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	602 GINGER LAKE DR ROCK SPRING GA 307392740, ROCK SPRING, GA 30739-2740

Mortgage

Document Number	0020620761
Date	Dec 31, 2019
Book Page	002062/000761

Lender

Name	PENNYMAC
Address	MOORPARK, CA 93021

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 30, 2049

Interest

Rate Type	Fixed Rate
Rate	4.12%

February 2018: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	WALKER GA
Recording Date	Feb 1, 2018
Property Address	602 GINGER LAKE DR, ROCK SPRING, GA 30739-2740
Document Number	0019680810
Book / Page	001968 / 000810
Instrument Date	Jan 30, 2018
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 24, 2020
Title Company	REALTY CENTER TITLE AND ESCROW L, REALTY CENTER TITLE & ESCROW L

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$188.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	602 GINGER LAKE DR ROCK SPRING GA 30739, ROCK SPRING, GA 30739

Mortgage

Document Number	19680812
Date	Feb 1, 2018
Book Page	001968/000812

Lender

Name	INTERLINC MTG
Type	Mortgage Company
Address	HOUSTON, TX 77064

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jan 31, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 602 Ginger Lake Dr was $3,174 with a homeowner's exemption.

Source: Walker County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Walker County
Unified School District	Walker County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,174.00 Homeowner's exemption	$154,448 Land $14,000 Building $140,448	$386,120 Land $35,000 Building $351,120
2023	$3,191.00 (+9.09%) Homeowner's exemption	$146,308 Land $14,000 Building $132,308	$365,770 Land $35,000 Building $330,770
2022	$2,925.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 602 Ginger Lake Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2020.

Source: FEMA National Flood Hazard Layer, effective September 5, 2007 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2020)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2020

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 602 Ginger Lake Dr is moderate, ranking above 53% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · above 74% of Georgia
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAFAYETTE serves 18,177 people · EPA ID GA2950002
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2023
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 73 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Fulton Telephone Company Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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