602 Gerald Dr, Lafayette, LA 70503 Property Records

Lafayette Parish property record for 602 Gerald Dr, Lafayette, LA 70503

Property Summary

Property Type	Single Family Home
Details	2,190 sqft · built 1972
Lot Size	0.21 acres (9,148 sqft)
Owner	Individual Name on File
Last Sale	$205,000 (Jan 2017)
Tax Bill	$2,066 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Jul 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`6031172`

Property Details

APN / Parcel Number

Primary APN	`6031172`

Interior

Building Area	2,190 sqft Living Area

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Lot Area	9,148 sqft (0.21 acres)
Garage Area	466 sqft

Location & Zoning

Street Address	602 GERALD DR
City	LAFAYETTE
State	LA
Zip	70503-4902
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SE 68FT LOT 47 GULF PARK ADD
Legal Range	04E
Legal Township	10S
Legal Section	06
Legal Subdivision	GULF PARK ADDITION
Legal Lot Number	47
Jurisdiction	LAFAYETTE LA
Township / Civil Division	F
Census Block Group	2
Census Block	2000
Census Tract	1700

Owner

Source: Lafayette Parish records · APN 6031172

Assessment roll updated April 6, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	602 GERALD DR, LAFAYETTE, LA 70503-4902
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 31, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOAN DEPOT INC
Jul 24, 2019	Deed of Trust, Mortgage · Conventional Mortgage HOME POINT FINANCIAL CORP
Aug 10, 2021	Deed of Trust, Mortgage · Conventional Mortgage HANCOCK WHITNEY BANK
Jan 31, 2017	Cash Sale Deed, Transfer · Conventional Mortgage CAPITAL ONE NA

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jan 31, 2017 · Amount on Record
Deed Sale	Jan 31, 2017 · Amount on Record
Deed Document Number	20174116
Record Updated	Jun 08, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAFAYETTE LA
Property Address	602 GERALD DR, LAFAYETTE, LA 70503-4902
Transaction Type	Mortgage
Record Updated	Apr 03, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202100014294
Date	Mar 31, 2021
Instrument	2021-00014294

Lender

Name	LOAN DEPOT INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 01, 2051

Interest

Rate Type	Fixed Rate

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAFAYETTE LA
Property Address	602 GERALD DR, LAFAYETTE, LA 70503-4902
Transaction Type	Mortgage
Record Updated	Apr 03, 2026
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201900024703
Date	Jul 24, 2019
Instrument	2019-00024703

Lender

Name	HOME POINT FINANCIAL CORP
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 01, 2049

Interest

Rate Type	Fixed Rate

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAFAYETTE LA
Property Address	602 GERALD DR, LAFAYETTE, LA 70503-4902
Transaction Type	Mortgage
Record Updated	Apr 03, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202100036463
Date	Aug 10, 2021
Instrument	2021-00036463

Lender

Name	HANCOCK WHITNEY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

January 2017: Cash Sale Deed, Transfer

Document Type	Cash Sale Deed
Jurisdiction	LAFAYETTE LA
Recording Date	Jan 31, 2017
Property Address	602 GERALD DR, LAFAYETTE, LA 70503-4902
Document Number	201700004116
Instrument Date	Jan 27, 2017
Instrument	2017-00004116
Transaction Type	Transfer
Record Updated	Apr 03, 2026
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7500 WINTERGREEN LN, CORDOVA, TN 38018-2872

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	602 GERALD DR, LAFAYETTE, LA 70503-4902

Mortgage

Document Number	201700004117
Date	Jan 31, 2017
Instrument	2017-00004117

Lender

Name	CAPITAL ONE NA
Type	Bank
Address	PLANO, TX 75024

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 01, 2047

Tax Assessment & Valuation

Source: Lafayette Parish records · Assessment roll updated April 6, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Louisiana
County	Lafayette Parish
Municipality	Lafayette City
Unified School District	Lafayette Parish School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,066.00 (+59.41%)	$19,865 (+7.36%) Land $2,748 Building $17,117	$198,650 (+7.36%) Land $27,480 Building $171,170
2023	$1,296.00 (+0.7%) Homeowner's exemption	$18,503 (-) Land $2,748 Building $15,755	$185,030 (-) Land $27,480 Building $157,550
2022	$1,287.00 Homeowner's exemption	$18,503 Land $2,748 Building $15,755	$185,030 Land $27,480 Building $157,550

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of June 11, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 63 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	63 in force
Nearby Flood Claims	13 (2001–2017)
Claims Outside the SFHA	3 of 13
Most Recent Claim	Nov 2017 · other causes
Claims by Event	Severe Storms And Flooding, Aug 2016 · 11 claims

Wildfire

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.9% of Louisiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Lafayette City Parish Consolidated Government Fiber	10,000 / 10,000
Cox Communications Cable	2,000 / 35
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile USA.

Based on FCC filings for 534 locations within half a mile of this property.

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