602 Fourth St, Apt D, Destin, FL 32541 Property Records

Okaloosa County property record for 602 Fourth St, Apt D, Destin, FL 32541

Property Summary

Property Type	Duplex
Details	8 bd · 4 ba · 3,078 sqft · built 1972
Lot Size	0.373 acres (16,236 sqft)
Owner	Company Name on File
Tax Bill	$5,104 (2025)
Deeds & Mortgages	Apr 2017 Transfer
Flood Zone	Zone X (moderate risk)
APN	`C56-000-589-9694-3`

Property Details

APN / Parcel Number

Primary APN	`C56-000-589-9694-3`
Alternative APNs	`00-2S-22-1361-0018-001A` `22S20013610018001A`

Interior

Bedrooms	8 Beds
Full Baths	4 Baths
Units	8 Units
Stories	1 Story
Building Area	3,078 sqft Living Area
1st Floor Area	3,078 sqft
Flooring	Carpet
Interior Walls	Paneling

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Architectural Style	Duplex Single
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Wood
Lot Area	16,236 sqft (0.373 acres)
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	602 FOURTH ST, D
City	DESTIN
State	FL
Zip	32541-1642
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Description	KELLYS 3RD ADD DESTIN LOTS 1, 2 BLK 18 AND COM NW CO R LOT 3 SLY ALG LOT LINE 87.39 FT TO POB CONT 61.84FT TO SW COR OF LOT 3 E 23.9FT N 57.16 FT TO POB LESS BEG NW COR LOT 3 NWLY ALG S R/W 4TH ST 36.45 FT S 94.69FT N25 DEG E87.39FT TO POB AKA UNITS
Legal Subdivision	KELLYS 3RD ADD
Legal Block	18
Legal Lot Number	1A
Jurisdiction	OKALOOSA FL
Township / Civil Division	FORT WALTON BEACH
Census Block Group	1
Census Block	1006
Census Tract	23306

Owner

602 Fourth St, Apt D is owned by a company that acquired it in April 2017.

Source: Okaloosa County records, as of December 31, 2025

Owner of Record	Company Name on File
Mailing Address	797 SPRING LAKE DR, DESTIN, FL 32541-1908
Owner Type	Company
Vesting	Borrower in Default

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Apr 3, 2017
Transfer Doc	0032943156
Record Updated	Jun 8, 2026

April 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OKALOOSA FL
Recording Date	Apr 7, 2017
Property Address	602 FOURTH ST APT D, D, DESTIN, FL 32541-1642
Document Number	0032943156
Book / Page	003294 / 003156
Instrument Date	Apr 3, 2017
Instrument	3127860
Transaction Type	Transfer
Record Updated	May 16, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	797 SPRING LAKE DR DESTIN FL 325411908, DESTIN, FL 32541-1908

Tax Assessment & Valuation

The 2025 property tax bill for 602 Fourth St, Apt D was $5,104.

Source: Okaloosa County assessment roll, as of December 31, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okaloosa County
Municipality	Destin City
Unified School District	Okaloosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,104.00	$455,503 Land $138,635 Building $316,868	$455,503 Land $138,635 Building $316,868
2023	$4,240.00 (+10.47%)	$373,540 (+13.11%) Land $125,674 Building $247,866	$373,540 (+13.11%) Land $125,674 Building $247,866
2022	$3,838.00	$330,245 Land $119,689 Building $210,556	$330,245 Land $119,689 Building $210,556

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 602 Fourth St, Apt D in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 96 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	96 in force
Nearby Flood Claims	73 (1994–2020)
Claims Outside the SFHA	47 of 73
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Apr 2014 · 16 claims Hurricane Frances, Sep 2004 · 20 claims Hurricane Opal, Oct 1995 · 21 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 602 Fourth St, Apt D is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DESTIN WATER USERS, INC. private · serves 31,752 people · EPA ID FL1460202
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 337 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20