602 E Terry Ln, Oxford, IN 47971 Property Records

Benton County property record for 602 E Terry Ln, Oxford, IN 47971

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,436 sqft · built 1966
Lot Size	0.178 acres (7,770 sqft)
Owner	Individual Name on File
Last Sale	$118,800 (Jun 2022)
Tax Bill	$1,293 (2025)
Deeds & Mortgages	Jun 2022 Mortgage Jan 2023 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`011-00412-00`

Property Details

APN / Parcel Number

Primary APN	`011-00412-00`
Alternative APNs	`04-12-17-332-016.000-011` `00000990628`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,436 sqft Living Area
1st Floor Area	1,436 sqft

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1996
Construction Type	Wood
Foundation Type	No Foundation
Roof Material	Metal
Lot Area	7,770 sqft (0.178 acres)
Lot Dimensions	111 ft deep x 70 ft wide
Garage Type	Detached
Garage Area	832 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	00000990628
Street Address	602 E TERRY LN
City	OXFORD
State	IN
Zip	47971-8673
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SIMMONS SUB-DIV - LOT 3 70X111 602 E TERRY LN
Legal Subdivision	SIMMONS
Legal Lot Number	3
Jurisdiction	BENTON IN
Township / Civil Division	OAK GROVE
Census Block Group	2
Census Block	2018
Census Tract	100100

Owner

602 E Terry Ln is owned and occupied by an individual who bought it in June 2022.

Source: Benton County records, as of June 19, 2026

Owner of Record	Individual Name on File
Mailing Address	302 E TERRY LN, OXFORD, IN 47971
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 6, 2022	Deed of Trust, Mortgage · Stand-Alone First Mortgage FARMERS & MERCHANTS BANK
Jan 3, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance FARMERS & MERCHANTS BANK
Jun 6, 2022	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 6, 2022 · Amount on File
Deed Sale	Jun 6, 2022 · Amount on File
Prior Sale	Jun 6, 2022 · Amount on File
Deed Document Number	2022845
Record Updated	Sep 20, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BENTON IN
Property Address	602 E TERRY LN, OXFORD, IN 47971-8673
Transaction Type	Mortgage
Record Updated	Jan 25, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2022000846
Date	Jun 6, 2022
Instrument	2022000846

Lender

Name	FARMERS & MERCHANTS BANK

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2052

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BENTON IN
Property Address	602 E TERRY LN, OXFORD, IN 47971-8673
Transaction Type	Mortgage
Record Updated	Dec 1, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2023000004
Date	Jan 3, 2023
Instrument	2023000004

Lender

Name	FARMERS & MERCHANTS BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	121 Months
Due	Feb 1, 2033

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BENTON IN
Recording Date	Jun 6, 2022
Property Address	602 E TERRY LN, OXFORD, IN 47971-8673
Document Number	2022000845
Instrument Date	Jun 6, 2022
Instrument	2022000845
Transaction Type	Transfer
Record Updated	Dec 1, 2023

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	IN

Tax Assessment & Valuation

The 2025 property tax bill for 602 E Terry Ln was $1,293 with a homeowner's exemption, up 51.4% from the year before.

Source: Benton County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Benton County
County Subdivision	Oak Grove Township
Municipality	Oxford Town
Unified School District	Benton Community School Corporation (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,293.00 (+51.41%) Homeowner's exemption	$150,900 Land $8,800 Building $142,100	$150,900 Land $8,800 Building $142,100
2024	$854.00 (+8.93%)
2023	$784.00 (+50.19%)	$100,400 (+28.55%) Land $8,800 Building $91,600	$100,400 (+28.55%) Land $8,800 Building $91,600
2022	$522.00	$78,100 Land $8,700 Building $69,400	$78,100 Land $8,700 Building $69,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 602 E Terry Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 2, 2012

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 602 E Terry Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 78% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OXFORD WATER UTILITY serves 1,200 people · EPA ID IN5204005
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 288 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mainstream Fiber Networks Fiber	1,000 / 1,000
On-Ramp Indiana Fixed Wireless	200 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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