Livingston County property record for 602 E Payson St, Pontiac, IL 61764
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,204 sqft · built 1956 |
| Lot Size | 0.275 acres (12,000 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,949 (2025) |
| Deeds & Mortgages | Dec 2017 Mortgage Oct 2017 Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 15-15-23-451-015 |
| Primary APN | 15-15-23-451-015 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,204 sqft Living Area |
| Year Built | Built 1956 |
|---|---|
| Effective Year Built | Effective 1956 |
| Exterior Material | Wood |
| Roof Material | Asphalt |
| Lot Area | 12,000 sqft (0.275 acres) |
| Lot Dimensions | 120 ft deep x 100 ft wide |
| Garage Type | Attached |
| Garage Area | 528 sqft |
| Heating System | Gas |
|---|
| Street Address | 602 E PAYSON ST |
|---|---|
| City | PONTIAC |
| State | IL |
| Zip | 61764-2217 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 15-23-451-015 LOT 100 X 120 LOTS 7 & 8 BLK 8 DRIVING PARK ADD |
| Legal Subdivision | DRIVING PARK ADD |
| Legal Block | 8 |
| Legal Lot Number | 7,8 |
| Jurisdiction | LIVINGSTON IL |
| Township / Civil Division | PONTIAC |
| Census Block Group | 4 |
| Census Block | 4025 |
| Census Tract | 960600 |
602 E Payson St is owned and occupied by two individuals.
Source: Livingston County records, as of June 30, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 602 E PAYSON ST, PONTIAC, IL 61764-2217 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 27, 2017 | Deed of Trust, Mortgage · Conventional Mortgage BANK OF PONTIAC |
| Oct 17, 2017 | Deed, Transfer · Conventional Mortgage BANK OF PONTIAC |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LIVINGSTON IL |
| Property Address | 602 E PAYSON ST, PONTIAC, IL 61764-2217 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | FRONTIER TITLE |
| Name | Verified Name |
|---|
| Document Number | 2017R04891 |
|---|---|
| Date | Dec 27, 2017 |
| Instrument | 2017R-04891 |
| Name | BANK OF PONTIAC |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 60 Months |
| Due | Jul 1, 2023 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | LIVINGSTON IL |
| Recording Date | Oct 17, 2017 |
| Property Address | 602 E PAYSON ST, PONTIAC, IL 61764-2217 |
| Document Number | 2017R03938 |
| Instrument Date | Oct 17, 2017 |
| Instrument | 2017R-03938 |
| Transaction Type | Transfer |
| Record Updated | Jun 22, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 602 E PAYSON ST, PONTIAC, IL 61764-2217 |
| Document Number | 2017R03939 |
|---|---|
| Date | Oct 17, 2017 |
| Instrument | 2017R-03939 |
| Name | BANK OF PONTIAC |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 1, 2047 |
| Rate Type | Fixed Rate |
|---|
The 2025 property tax bill for 602 E Payson St was $1,949 with a homeowner's exemption.
Source: Livingston County assessment roll, as of June 30, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Livingston County |
| County Subdivision | Pontiac Township |
| Municipality | Pontiac City |
| Elementary School District | Pontiac Community Consolidated School District 429 (PK - 08) |
| Secondary School District | Pontiac Township High School District 90 (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,949.00 | $28,241 Land $2,926 Building $25,315 | $84,723 Land $8,778 Building $75,945 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 602 E Payson St in Zone AE, a high-risk flood area within the regulatory floodway; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective July 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | Yes |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 52 policies |
| Nearby Flood Policies | 52 in force |
| Nearby Flood Claims | 140 (1979–2020) |
| Claims Outside the SFHA | 2 of 140 |
| Most Recent Claim | May 2020 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 602 E Payson St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.8% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | IL AMERICAN-PONTIAC private · serves 11,864 people · EPA ID IL1055030 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Copper | 1.36 mg/L (2015–2017) action level 1.3 mg/L |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 163 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Pavlov Media Fiber | 8,000 / 8,000 |
| Conxxus Fiber | 8,000 / 8,000 |
| Mediacom Xtream Cable · Fiber in parts of the area | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
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