602 E Chilcoat St, Fulton, MS 38843 Property Records

Itawamba County property record for 602 E Chilcoat St, Fulton, MS 38843

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,241 sqft · built 1976
Lot Size	0.4 acres (17,424 sqft)
Owner	Individual Name on Record
Deeds & Mortgages	Nov 2025 Line of Credit Nov 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`139-1330-048.00`

Property Details

APN / Parcel Number

Primary APN	`139-1330-048.00`
Alternative APN	`7959`

Interior

Full Baths	2 Baths
Building Area	1,241 sqft Adjusted Area
Flooring	Vinyl/Resilient
Interior Walls	Plywood

Exterior

Year Built	Built 1976
Exterior Material	Wood
Construction Type	Wood
Foundation Type	Block
Roof Type	Gable
Roof Material	Metal
Lot Area	17,424 sqft (0.4 acres)
Deck Area	96 sqft
Utility Building	48 sqft

Location & Zoning

Street Address	602 E CHILCOAT ST
City	FULTON
State	MS
Zip	38843-1408
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT. SW4 NE4 N. CHILCOAT ST.
Jurisdiction	ITAWAMBA MS
Township / Civil Division	5
Census Block Group	1
Census Block	1016
Census Tract	950300

Owner

Source: Itawamba County records, as of February 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	602 E CHILCOAT ST, FULTON, MS 38843-1408
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 13, 2025	Deed of Trust, Mortgage · Line of Credit GUARANTY BANK & TRUST CO
Nov 6, 2020	Deed of Trust, Mortgage FIRST AMERICAN NATIONAL BANK
Jan 8, 2019	Deed of Trust, Mortgage · Conventional Mortgage ROYAL UNITED MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 15, 1990
Deed Sale	Feb 15, 1990
Deed Document Number	0000408398
Record Updated	Jun 8, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ITAWAMBA MS
Property Address	602 E CHILCOAT ST, FULTON, MS 38843-1408
Transaction Type	Mortgage
Record Updated	Dec 19, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	602 E CHILCOAT ST, FULTON, MS 38843-1408

Mortgage

Document Number	2025253136
Date	Nov 13, 2025
Instrument	2025253136

Lender

Name	GUARANTY BANK & TRUST CO
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Nov 14, 2035

Interest

Rate Type	Adjustable Rate

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ITAWAMBA MS
Property Address	602 E CHILCOAT ST, FULTON, MS 38843-1408
Transaction Type	Mortgage
Record Updated	Oct 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	602 E CHILCOAT ST, FULTON, MS 38843-1408

Mortgage

Document Number	2020203736
Date	Nov 6, 2020
Instrument	2020203736

Lender

Name	FIRST AMERICAN NATIONAL BANK
Type	Bank

Agreement

Amount	Amount Recorded
Term	60 Months
Due	Nov 14, 2025

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ITAWAMBA MS
Property Address	602 E CHILCOAT ST, FULTON, MS 38843-1408
Transaction Type	Mortgage
Record Updated	May 13, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	602 E CHILCOAT ST, FULTON, MS 38843-1408

Mortgage

Document Number	2019190096
Date	Jan 8, 2019
Instrument	2019190096

Lender

Name	ROYAL UNITED MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jan 1, 2034

Tax Assessment & Valuation

Source: Itawamba County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Itawamba County
Municipality	Fulton City
Unified School District	Itawamba County School District (PK - 12)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2025	$4,397 (+3.07%)	$43,970 (+3.07%) Land $2,000 Building $41,970
2023	$4,266	$42,660 Land $2,000 Building $40,660

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 90% of Mississippi
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MOOREVILLE-RICHMOND W/A #2 public/private · serves 3,200 people · EPA ID MS0410032
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 148 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Tombigbee Fiber Fiber	2,000 / 1,000
Fulton Telephone Company Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
C Spire Wireless Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Xfinity.

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