602 Cutter Pl, Annapolis, MD 21409 Property Records

Anne Arundel County property record for 602 Cutter Pl, Annapolis, MD 21409

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 4,907 sqft · built 2001
Lot Size	0.275 acres (11,985 sqft)
Owner	2 Individual Names on Record
Last Sale	$877,000 (Mar 2022)
Tax Bill	$7,701 (2025)
Deeds & Mortgages	Oct 2020 Line of Credit Oct 2020 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`03-474-90101735`

Property Details

APN / Parcel Number

Primary APN	`03-474-90101735`
Alternative APNs	`347490101735` `47490101735`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	4,907 sqft Living Area
Gross Area	5,457 sqft
1st Floor Area	1,784 sqft
Basement Area	1,400 sqft
Finished Basement	1,400 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	11,985 sqft (0.275 acres)
Garage Type	Attached
Garage Area	550 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	60 sqft
Deck Area	344 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	47490101735
Street Address	602 CUTTER PL
City	ANNAPOLIS
State	MD
Zip	21409-3724
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	LT 121 ST MARGARETS LANDING
Legal Subdivision	ST MARGARETS LANDING
Legal Block	2
Legal Lot Number	121
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	5
Census Block Group	2
Census Block	2004
Census Tract	730902

Owner

Source: Anne Arundel County records, as of September 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	602 CUTTER PL, ANNAPOLIS, MD 21409-3724
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Oct 5, 2020	Deed of Trust, Mortgage · Line of Credit NEXTMARK FCU
Oct 5, 2020	Deed of Trust, Mortgage · Conventional Mortgage THE FEDERAL SAVINGS BANK
Mar 9, 2022	Deed, Transfer · Conventional Mortgage FIRST HOME MORTGAGE CORP
Jul 1, 2019	Deed, Transfer · Conventional Mortgage THE FEDERAL SAVINGS BANK
Aug 29, 2018	Grant Deed, Transfer · Conventional Mortgage BLACK SQUARE R/E INC
Jan 16, 2018	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 9, 2022 · Amount on Record
Deed Sale	Mar 9, 2022 · Amount on Record
Prior Sale	Jul 1, 2019 · Amount on Record
Deed Book / Page	38454 / 237
Record Updated	Oct 29, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	602 CUTTER PL, ANNAPOLIS, MD 21409-3724
Transaction Type	Mortgage
Record Updated	Oct 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0353440063
Date	Oct 5, 2020
Book Page	35344/63

Lender

Name	NEXTMARK FCU
Type	Credit Union
Address	FAIRFAX, VA 22030

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Oct 4, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	602 CUTTER PL, ANNAPOLIS, MD 21409-3724
Transaction Type	Mortgage
Record Updated	Oct 24, 2022
Title Company	CHARTER TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	602 CUTTER PL, ANNAPOLIS, MD 21409-3724

Mortgage

Document Number	0353440044
Date	Oct 5, 2020
Book Page	35344/44

Lender

Name	THE FEDERAL SAVINGS BANK
Type	Bank
Address	CHICAGO, IL 60607

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2050

March 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Mar 9, 2022
Property Address	602 CUTTER PL, ANNAPOLIS, MD 21409-3724
Document Number	0384540237
Book / Page	38454 / 237
Map Reference	MB 212 PG6-16PL11132
Instrument Date	Mar 4, 2022
Transaction Type	Transfer
Record Updated	Mar 22, 2022
Title Company	VELOCITY NATIONAL TITLE COMPANY, VELOCITY NATIONAL TTL CO LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$13,155.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	602 CUTTER PL, ANNAPOLIS, MD 21409-3724

Mortgage

Document Number	0038454243
Date	Mar 9, 2022
Instrument	38454/243

Lender

Name	FIRST HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

July 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Jul 1, 2019
Property Address	602 CUTTER PL, ANNAPOLIS, MD 21409-3724
Document Number	0333020182
Book / Page	33302 / 182
Map Reference	MB 212 PG 6-16
Instrument Date	Jun 10, 2019
Transaction Type	Transfer
Record Updated	Aug 16, 2021
Title Company	CHARTER TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$10,350.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	602 CUTTER PL, ANNAPOLIS, MD 21409-3724

Mortgage

Document Number	33302188
Date	Jul 1, 2019
Instrument	33302/188

Lender

Name	THE FEDERAL SAVINGS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2049

August 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Aug 29, 2018
Property Address	602 CUTTER PL, ANNAPOLIS, MD 21409-3724
Document Number	0324350001
Book / Page	032435 / 000001
Instrument Date	Jul 31, 2018
Transaction Type	Transfer
Record Updated	Sep 11, 2018
Title Company	CHANCELLOR TITLE SERVICES INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$460.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	131 TANNERS POINT DR STEVENSVILLE MD 216663703, STEVENSVILLE, MD 21666-3703

Mortgage

Document Number	324350006
Date	Aug 29, 2018
Book Page	032435/000006

Lender

Name	BLACK SQUARE R/E INC
Address	SALT LAKE CITY, UT 84110

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

January 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Jan 16, 2018
Property Address	602 CUTTER PL, ANNAPOLIS, MD 21409-3724
Document Number	0317510259
Book / Page	031751 / 000259
Instrument Date	Jan 4, 2018
Transaction Type	Transfer
Record Updated	Feb 14, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$483.09
Amount Accuracy	Confirmed
Additional	Lis Pendens

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3476 STATEVIEW BLVD FORT MILL SC 297157203, FORT MILL, SC 29715-7203

Tax Assessment & Valuation

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$811,567 (+25.73%)	$877,700 (+29.21%) Land $258,900 Building $618,800
2025	$7,701.00 (+12.64%)
2023	$6,837.00	$645,500	$679,300 Land $248,900 Building $430,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 28 policies
Nearby Flood Policies	28 in force
Nearby Flood Claims	7 (1987–2020)
Claims Outside the SFHA	4 of 7
Most Recent Claim	Aug 2020 · rainfall accumulation
Claims by Event	Hurricane Isabel, Sep 2003 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GLEN BURNIE-BROADNECK serves 290,606 people · EPA ID MD0020017
Water Source	Groundwater
Last State Inspection	May 2024
Lead	Under 1 ppb (2016–2018) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 156 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Astound Broadband.

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