Frederick County property record for 602 Crossover Ct, Frederick, MD 21703
| Property Type | Single Family Home |
|---|---|
| Details | 4 ba · 3,252 sqft · built 2005 |
| Lot Size | 0.376 acres (16,395 sqft) |
| Owner | Individual Name on File |
| Last Sale | $670,000 (Aug 2023) |
| Tax Bill | $8,736 (2023) |
| Deeds & Mortgages | Aug 2023 Sale & Mortgage Sep 2018 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-255103 |
| Primary APN | 02-255103 |
|---|---|
| Alternative APN |
|
| Full Baths | 4 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,252 sqft Total Area |
| 1st Floor Area | 1,702 sqft |
| Basement Area | 300 sqft |
| Finished Basement | 300 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 16,395 sqft (0.376 acres) |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 285 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Sewer | Connected |
| Account Number | 255103 |
|---|---|
| Street Address | 602 CROSSOVER CT |
| City | FREDERICK |
| State | MD |
| Zip | 21703-2249 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R3 |
| Legal Description | LOT 323 SECTION 3 PLAT 2-16,395 SQ. FT. EMERALD FARM |
| Legal Subdivision | EMERALD FARM |
| Legal Lot Number | 323 |
| Jurisdiction | FREDERICK MD |
| Township / Civil Division | 24, BRADDOCK |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 750506 |
Source: Frederick County records · APN 02-255103
Assessment roll updated July 1, 2023 · Last verified September 2023
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 602 CROSSOVER CT, FREDERICK, MD 21703-2249 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 02, 2023 | Deed, Transfer · Conventional Mortgage CHURCHILL MORTGAGE CORP |
| Sep 25, 2018 | Deed of Trust, Mortgage · Conventional Mortgage FIRST SAVINGS MORTGAGE CORP |
| Dec 27, 2019 | Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS |
| Jul 19, 2018 | Deed, Transfer · Conventional Mortgage FIRST SAVINGS MORTGAGE CORP |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Aug 02, 2023 · Amount on Record |
| Deed Sale | Aug 02, 2023 · Amount on Record |
| Prior Sale | Jul 19, 2018 · Amount on Record |
| Deed Document Number | 0016543420 |
| Deed Book / Page | 16543 / 420 |
| Record Updated | Jun 07, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Aug 02, 2023 |
| Property Address | 602 CROSSOVER CT, FREDERICK, MD 21703-2249 |
| Document Number | 0165430420 |
| Book / Page | 16543 / 420 |
| Map Reference | MB 78 PL 5 |
| Instrument Date | Jul 07, 2023 |
| Transaction Type | Transfer |
| Record Updated | Aug 15, 2023 |
| Title Company | KENSINGTON REALTY TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,675.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 602 CROSSOVER CT, FREDERICK, MD 21703-2249 |
| Document Number | 0016543427 |
|---|---|
| Date | Aug 02, 2023 |
| Instrument | 16543/427 |
| Name | CHURCHILL MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Jul 01, 2053 |
| Document Number | 0165430450 |
|---|---|
| Date | Aug 02, 2023 |
| Book Page | 16543/450 |
| Name | CHURCHILL MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | BRENTWOOD, TN 37027 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 602 CROSSOVER CT, FREDERICK, MD 21703-2249 |
| Transaction Type | Mortgage |
| Record Updated | Oct 26, 2022 |
| Title Company | HARVEST TITLE & ESCROW LLC |
| Name | Verified Name |
|---|
| Document Number | 0126350499 |
|---|---|
| Date | Sep 25, 2018 |
| Book Page | 12635/0499 |
| Name | FIRST SAVINGS MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | MC LEAN, VA 22102 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Aug 01, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 602 CROSSOVER CT, FREDERICK, MD 21703-2249 |
| Document Number | 0137070318 |
| Instrument Date | Dec 27, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jun 23, 2020 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 602 CROSSOVER CT FREDERICK MD 217032249, FREDERICK, MD 21703-2249 |
| Document Number | 0137070318 |
|---|---|
| Date | May 05, 2020 |
| Book Page | 013707/000318 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 04, 2050 |
| Document Type | Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Jul 19, 2018 |
| Property Address | 602 CROSSOVER CT, FREDERICK, MD 21703-2249 |
| Document Number | 0125250061 |
| Book / Page | 12525 / 0061 |
| Map Reference | MB78 PL5 |
| Instrument Date | Jul 13, 2018 |
| Transaction Type | Transfer |
| Record Updated | May 02, 2022 |
| Title Company | HARVEST TITLE & ESCROW LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,025.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 602 CROSSOVER CT, FREDERICK, MD 21703-2249 |
| Document Number | 0001252568 |
|---|---|
| Date | Jul 19, 2018 |
| Instrument | 12525/68 |
| Name | FIRST SAVINGS MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2048 |
Source: Frederick County records · Assessment roll updated July 1, 2023 · Last verified September 2023
| Type | Name |
|---|---|
| State | Maryland |
| County | Frederick County |
| Municipality | Frederick City |
| Unified School District | Frederick County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $8,736.00 (+13.79%) | $481,100 (+13.55%) | $595,900 (+40.64%) Land $111,300 Building $484,600 |
| 2022 | $7,677.00 | $423,700 Land $101,900 Building $321,800 | $423,700 Land $101,900 Building $321,800 |
Source: FEMA National Flood Hazard Layer as of November 6, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Shenandoah Telecommunications Company Fiber | 8,000 / 8,000 |
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
Based on FCC filings for 478 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF FREDERICK serves 54,000 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | 1 ppb (2019–2021) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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