St. Joseph County property record for 602 Cottage, Sturgis, MI 49091
| Property Type | Single Family Home |
|---|---|
| Details | 1.5 ba · 1,666 sqft |
| Lot Size | 0.18 acres (7,841 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $70,000 (Jun 2010) |
| Tax Bill | $1,695 (2025) |
| Deeds & Mortgages | Jun 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 052-380-017-00 |
| Primary APN | 052-380-017-00 |
|---|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Building Area | 1,666 sqft Building Perimeter |
| 1st Floor Area | 898 sqft |
| Architectural Style | Ranch |
|---|---|
| Lot Area | 7,841 sqft (0.18 acres) |
| Lot Dimensions | 128 ft deep x 61 ft wide |
| Garage Area | 416 sqft |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 602 COTTAGE |
|---|---|
| City | STURGIS |
| State | MI |
| Zip | 49091-2206 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 22. KENSINGTON HEIGHTS ADD. CITY OF STURGIS. |
| Legal Subdivision | KENSINGTON HEIGHTS |
| Legal Lot Number | 22 |
| Jurisdiction | ST JOSEPH MI |
| Township / Civil Division | STURGIS |
| Census Block Group | 3 |
| Census Block | 3005 |
| Census Tract | 40500 |
Source: St. Joseph County records, as of July 24, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 602 COTTAGE, STURGIS, MI 49091-2206 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 7, 2010 · Amount on Record |
| Deed Sale | Jun 7, 2010 · Amount on Record |
| Deed Book / Page | 1576 / 423 |
| Prior Transfer Date | Oct 11, 2004 |
| Prior Transfer Doc | 1266000393 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOSEPH MI |
| Property Address | 602 COTTAGE, STURGIS, MI 49091-2206 |
| Transaction Type | Mortgage |
| Record Updated | Aug 22, 2023 |
| Name | Verified Name |
|---|---|
| Address | 602 COTTAGE, STURGIS, MI 49091-2206 |
| Document Number | 2020002148 |
|---|---|
| Date | Jun 5, 2020 |
| Instrument | 2020002148 |
| Name | NATIONSTAR MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 356 Months |
| Due | Feb 1, 2050 |
Source: St. Joseph County assessment roll, as of July 24, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | St. Joseph County |
| Municipality | Sturgis City |
| Unified School District | Sturgis Public Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $99,300 (+4.86%) Land $5,700 Building $93,600 | $198,600 (+4.86%) Land $11,400 Building $187,200 | |
| 2025 | $1,695.00 Homeowner's exemption | $94,700 Land $4,400 Building $90,300 | $189,400 Land $8,800 Building $180,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 4, 2010
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | STURGIS serves 11,920 people · EPA ID MI0006440 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2025 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 293 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
| Lakeland Internet Fixed Wireless | 100 / 20 |
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