602 Colston Dr, Toccoa, GA 30577 Property Records

Franklin County property record for 602 Colston Dr, Toccoa, GA 30577

Property Summary

Property Type	Rural Home
Details	3 bd · 2 ba · 1,470 sqft · built 2002
Lot Size	12 acres (522,720 sqft)
Owner	Individual Name on Record
Last Sale	$249,000 (Mar 2025)
Tax Bill	$1,255 (2025)
Deeds & Mortgages	Sep 2023 Mortgage May 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`008-049-A`

Property Details

APN / Parcel Number

Primary APN	`008-049-A`
Alternative APN	`12890`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,470 sqft Gross Area
1st Floor Area	1,470 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Exterior Material	Vinyl
Foundation Type	Pier/Post & Beam
Roof Material	Composition Shingle
Lot Area	522,720 sqft (12 acres)
Deck Area	200 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	12890
Street Address	602 COLSTON DR
City	TOCCOA
State	GA
Zip	30577-4922
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	UNZONED RURAL
Legal Description	12 ACRES
Legal Subdivision	ANDREA JONES SURV
Jurisdiction	FRANKLIN GA
Township / Civil Division	CARNESVILLE
Census Block Group	1
Census Block	1011
Census Tract	890201

Owner

Source: Franklin County records, as of December 11, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	602 COLSTON DR, TOCCOA, GA 30577-4922
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 20, 2023	Deed of Trust, Mortgage · FHA Mortgage US DEPARTMENT OF HOUSING AND URBAN DEVEL
May 7, 2021	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV
Jun 26, 2019	Loan Modification, Mortgage · FHA Mortgage MICHIGAN MUTUAL
Aug 11, 2017	Grant Deed, Transfer · FHA Mortgage MIMUTUAL MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 17, 2025 · Amount on Record
Deed Sale	Mar 17, 2025 · Amount on Record
Prior Sale	Jul 27, 2017
Deed Document Number	0000166894
Deed Book / Page	1668 / 94
Record Updated	Jun 8, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN GA
Property Address	602 COLSTON DR, TOCCOA, GA 30577-4922
Transaction Type	Mortgage
Record Updated	Oct 20, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	602 COLSTON DR, TOCCOA, GA 30577-4922

Mortgage

Document Number	0000001593/0000000151
Date	Sep 20, 2023
Book Page	0000001593/0000000151

Lender

Name	US DEPARTMENT OF HOUSING AND URBAN DEVEL

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	312 Months
Due	Jan 1, 2049

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN GA
Property Address	602 COLSTON DR, TOCCOA, GA 30577-4922
Document Number	0014550314
Instrument Date	May 7, 2021
Transaction Type	Mortgage
Record Updated	Jul 1, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	602 COLSTON DR TOCCOA GA 305774922, TOCCOA, GA 30577-4922

Mortgage

Document Number	0014550314
Date	Jun 2, 2021
Book Page	001455/000314

Lender

Name	HUD-HOUSING/URBAN DEV
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	336 Months
Due	Jun 1, 2049

June 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	FRANKLIN GA
Property Address	602 COLSTON DR, TOCCOA, GA 30577-4922
Document Number	0013570048
Instrument Date	Jun 26, 2019
Transaction Type	Mortgage
Record Updated	Sep 10, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	602 COLSTON DR TOCCOA GA 305774922, TOCCOA, GA 30577-4922

Mortgage

Document Number	0013570048
Date	Aug 28, 2019
Book Page	001357/000048

Lender

Name	MICHIGAN MUTUAL
Type	Funding / Finance Company
Address	LAKE ZURICH, IL 60047

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate
Rate	4.62%

August 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	FRANKLIN GA
Recording Date	Aug 11, 2017
Property Address	602 COLSTON DR, TOCCOA, GA 30577-4922
Document Number	0012710227
Book / Page	001271 / 000227
Instrument Date	Jul 27, 2017
Transaction Type	Transfer
Record Updated	Sep 5, 2017
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	602 COLSTON DR TOCCOA GA 305774922, TOCCOA, GA 30577-4922

Mortgage

Document Number	12710228
Date	Aug 11, 2017
Book Page	001271/000228

Lender

Name	MIMUTUAL MTG
Address	PORT HURON, MI 48060

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 10, 2047

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Franklin County
Unified School District	Franklin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,255.00 (+41.01%) Homeowner's exemption	$56,324 (+54.27%) Land $44,049 Building $12,275	$140,810 (+54.27%) Land $110,122 Building $30,688
2023	$890.00 (+8.8%) Homeowner's exemption	$36,510 (+15.11%) Land $24,334 Building $12,175	$91,274 (+15.11%) Land $60,836 Building $30,438
2022	$818.00 Homeowner's exemption	$31,717 Land $20,118 Building $11,599	$79,292 Land $50,294 Building $28,998

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 26, 2008

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · above 67% of Georgia
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon, Windstream.

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