602 Cirencester Ave, Middlesboro, KY 40965 Property Records

Bell County property record for 602 Cirencester Ave, Middlesboro, KY 40965

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 4,967 sqft · built 1956
Owner	Individual Name on Record
Last Sale	$207,500 (Jul 2019)
Tax Bill	$1,698 (2025)
Deeds & Mortgages	Jul 2026 Sale Jan 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`069-30-00-012.00`

Property Details

APN / Parcel Number

Primary APN	`069-30-00-012.00`
Alternative APNs	`6333` `8452`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	4,967 sqft Living Area
Fireplaces	3 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 1956
Architectural Style	A-Frame
Exterior Material	Brick
Foundation Type	Concrete
Roof Material	Composition Shingle

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Gas

Location & Zoning

Account Number	8452
Street Address	602 CIRENCESTER AVE
City	MIDDLESBORO
State	KY
Zip	40965-2139
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	NE BH (LOTS 8-9-10-66)
Legal Lot Number	8-9
Jurisdiction	BELL KY
Township / Civil Division	MIDDLESBOROUGH
Census Block Group	2
Census Block	2006
Census Tract	960700

Owner

Source: Bell County records, as of December 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	602 CIRENCESTER AVE, MIDDLESBORO, KY 40965-2139
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 23, 2026	Deed, Transfer NONE LISTED ON DOCUMENT
Jan 14, 2021	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Jul 11, 2019	Deed, Transfer · Conventional Mortgage HOME FEDERAL BANK CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 11, 2019 · Amount on Record
Deed Sale	Jul 11, 2019 · Amount on Record
Prior Sale	Nov 14, 2008 · Amount on Record
Deed Document Number	179711
Deed Book / Page	D383 / 575
Record Updated	Sep 20, 2026

July 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	BELL KY
Recording Date	Jul 23, 2026
Property Address	602 CIRENCESTER AVE, MIDDLESBORO, KY 40965-2139
Document Number	0000295204
Book / Page	415 / 658
Instrument Date	Jul 20, 2026
Instrument	2026295204
Transaction Type	Transfer
Record Updated	Aug 4, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Tax	$2,525.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8574 REFUGE POINT CIR, NORTH CHARLESTON, SC 29420-6876

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELL KY
Property Address	602 CIRENCESTER AVE, MIDDLESBORO, KY 40965-2139
Transaction Type	Mortgage
Record Updated	Dec 20, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00M369/309
Date	Jan 14, 2021
Book Page	M369/309
Instrument	185317

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jan 1, 2036

July 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	BELL KY
Recording Date	Jul 11, 2019
Property Address	602 CIRENCESTER AVE, MIDDLESBORO, KY 40965-2139
Document Number	00D383/575
Book / Page	D383 / 575
Instrument Date	Jul 5, 2019
Instrument	179711
Transaction Type	Transfer
Record Updated	Dec 20, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$207.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 399, MIDDLESBORO, KY 40965-0399

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	602 CIRENCESTER AVE, MIDDLESBORO, KY 40965-2139

Mortgage

Document Number	0000179712
Date	Jul 11, 2019
Instrument	179712

Lender

Name	HOME FEDERAL BANK CORP
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jul 1, 2034

Tax Assessment & Valuation

Source: Bell County assessment roll, as of October 15, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Bell County
Municipality	Middlesborough City
Unified School District	Middlesboro Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,698.00 (+0.65%) Homeowner's exemption	$207,500 (-) Land $207,500	$207,500 (-) Land $207,500
2023	$1,687.00 Homeowner's exemption	$207,500	$207,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 28, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	9 (1981–2011)
Claims Outside the SFHA	3 of 9
Most Recent Claim	Jun 2011 · Severe Storms, Tornadoes, And Flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, Jun 2011 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 68% of Kentucky
Wildfire Likelihood	0.06% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KENTUCKY AMERICAN WATER - MIDDLESBORO private · serves 12,022 people · EPA ID KY0070282
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 275 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Eastern Telephone & Technologies Fixed Wireless	300 / 100
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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