602 Bell Rd, Kings Mountain, NC 28086 Property Records

Cleveland County property record for 602 Bell Rd, Kings Mountain, NC 28086

Property Summary

Property Type	Other Improved
Details	1,624 sqft · built 1997
Lot Size	1.05 acres (45,919 sqft)
Owner	Individual Name on File
Last Sale	$138,000 (Jun 2026)
Tax Bill	$1,117 (2026)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Sep 2025 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`15398`

Property Details

APN / Parcel Number

Primary APN	`15398`
Alternative APNs	`1213263` `1362009`

Interior

Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	1,624 sqft Total Area

Exterior

Year Built	Built 1997
Effective Year Built	Effective 2002
Exterior Material	Aluminum/Vinyl
Foundation Type	Footing
Roof Type	Shed Roof
Lot Area	45,919 sqft (1.05 acres)

Exterior Amenities

Porch	Slab
Porch Area	256 sqft
Deck Area	144 sqft
Shed	1 Shed
Storage Building	264 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Heat Pump

Location & Zoning

Account Number	1362009
Street Address	602 BELL RD
City	KINGS MOUNTAIN
State	NC
Zip	28086-7792
Property Category	Other
Property Type	Other > Other Improved
Local Zoning Code	R15
Legal Description	1 AC RD 2014
Legal Subdivision	KILDEER
Legal Block	1
Legal Lot Number	51
Jurisdiction	CLEVELAND NC
Township / Civil Division	CLEVELAND
Census Block Group	3
Census Block	3011
Census Tract	950302

Owner

602 Bell Rd is owned and occupied by an individual who bought it in June 2026.

Source: Cleveland County records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	602 BELL RD, KINGS MOUNTAIN, NC 28086-7792
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 22, 2026	Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CREDIT UNION
Sep 24, 2025	Intrafamily Transfer, Transfer
Nov 8, 2018	Deed of Trust, Mortgage · FHA Mortgage DITECH FINANCIAL LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 22, 2026 · Amount on File
Deed Sale	Jun 22, 2026 · Amount on File
Deed Document Number	2026200129937
Deed Book / Page	1977 / 953
Prior Transfer Date	Sep 24, 2025
Prior Transfer Doc	0019561537
Record Updated	Oct 29, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLEVELAND NC
Recording Date	Jun 22, 2026
Property Address	602 BELL RD, KINGS MOUNTAIN, NC 28086-7792
Document Number	0200129937
Book / Page	1977 / 953
Instrument Date	Jun 22, 2026
Instrument	2026200129937
Transaction Type	Transfer
Record Updated	Jun 30, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$27,876.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	602 BELL RD, KINGS MOUNTAIN, NC 28086-7792

Mortgage

Document Number	0200129938,
Date	Jun 22, 2026
Instrument	2026200129938

Lender

Name	STATE EMPLOYEES CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Jul 1, 2046

Interest

Rate Type	Adjustable Rate
Rate	5.65%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

September 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CLEVELAND NC
Recording Date	Sep 24, 2025
Property Address	602 BELL RD, KINGS MOUNTAIN, NC 28086-7792
Document Number	0019561537
Book / Page	1956 / 1537
Map Reference	MB 9 PG 65
Instrument Date	Sep 24, 2025
Instrument	200119045
Transaction Type	Transfer
Record Updated	Nov 17, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	602 BELL RD, KINGS MOUNTAIN, NC 28086-7792

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLEVELAND NC
Property Address	602 BELL RD, KINGS MOUNTAIN, NC 28086-7792
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SERVICELINK EAST ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0017800457
Date	Nov 8, 2018
Book Page	1780/0457
Instrument	200020082

Lender

Name	DITECH FINANCIAL LLC
Type	Mortgage Company
Address	FORT WASHINGTON, PA 19034

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 602 Bell Rd was $1,117, up 7.2% from the year before.

Source: Cleveland County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cleveland County
Unified School District	Cleveland County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,117.00 (+7.2%)	$164,195 (-) Land $28,000 Building $136,195	$164,195 (-) Land $28,000 Building $136,195
2025	$1,042.00	$164,195 Land $28,000 Building $136,195	$164,195 Land $28,000 Building $136,195
2023		$80,902 Land $20,500 Building $60,402	$80,902 Land $20,500 Building $60,402

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 602 Bell Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 5, 2020

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 602 Bell Rd is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 50% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLEVELAND COUNTY WATER serves 59,395 people · EPA ID NC0123055
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T DSL	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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