Harford County property record for 602 Banyan Ct, Edgewood, MD 21040
| Property Type | Single Family Home |
|---|---|
| Details | 1.5 ba · 1,340 sqft · built 1963 |
| Lot Size | 0.245 acres (10,657 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $174,000 (Apr 2018) |
| Tax Bill | $2,571 (2026) |
| Deeds & Mortgages | Feb 2022 Second Mortgage Apr 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-109960 |
| Primary APN | 01-109960 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,340 sqft Total Area |
| Basement Area | 520 sqft |
| Finished Basement | 520 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1963 |
|---|---|
| Effective Year Built | Effective 1963 |
| Architectural Style | Split Foyer |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 10,657 sqft (0.245 acres) |
| Garage Type | Basement |
| Garage Area | 520 sqft |
| Porch | Slab |
| Porch Area | 240 sqft |
| Patio Area | 128 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 109960 |
|---|---|
| Street Address | 602 BANYAN CT |
| City | EDGEWOOD |
| State | MD |
| Zip | 21040-2703 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R3 |
| Legal Description | LOT 294 10657 SF 602 BANYAN COURT EDGE MEAD S2E PT 11/90 |
| Legal Subdivision | EDGEWOOD MDWS SEC 2E |
| Legal Lot Number | 294 |
| Jurisdiction | HARFORD MD |
| Township / Civil Division | 1, ABINGDON |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 301602 |
602 Banyan Ct is owned and occupied by two individuals who bought it in April 2018.
Source: Harford County records, as of August 25, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 602 BANYAN CT, EDGEWOOD, MD 21040-2703 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 22, 2022 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage PENNYMAC LOAN SERVICES LLC |
| Apr 27, 2018 | Deed, Transfer · FHA Mortgage HOWARD BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 27, 2018 · Amount on File |
| Deed Sale | Apr 27, 2018 · Amount on File |
| Prior Sale | Apr 17, 2009 · Amount on File |
| Deed Book / Page | 12797 / 214 |
| Prior Transfer Date | Jan 28, 2010 |
| Prior Transfer Doc | 0085160467 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARFORD MD |
| Property Address | 602 BANYAN CT, EDGEWOOD, MD 21040-2703 |
| Transaction Type | Mortgage |
| Record Updated | Sep 13, 2023 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 602 BANYAN CT, EDGEWOOD, MD 21040-2703 |
| Document Number | 0153750450 |
|---|---|
| Date | Feb 22, 2022 |
| Book Page | 15375/450 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | MOORPARK, CA 93021 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 315 Months |
| Due | May 1, 2048 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HARFORD MD |
| Recording Date | Apr 27, 2018 |
| Property Address | 602 BANYAN CT, EDGEWOOD, MD 21040-2703 |
| Document Number | 0127970214 |
| Book / Page | 12797 / 0214 |
| Map Reference | LB GRG11 FO90 |
| Instrument Date | Apr 23, 2018 |
| Transaction Type | Transfer |
| Record Updated | May 2, 2022 |
| Title Company | MID ATLNATIC TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,875.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 602 BANYAN CT, EDGEWOOD, MD 21040-2703 |
| Document Number | 0012797219 |
|---|---|
| Date | Apr 27, 2018 |
| Instrument | 12797/219 |
| Name | HOWARD BANK |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2048 |
The 2026 property tax bill for 602 Banyan Ct was $2,571, up 11.8% from the year before.
Source: Harford County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Harford County |
| Unified School District | Harford County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,571.00 (+11.78%) | $235,967 (+5.56%) | $248,400 (-) Land $52,400 Building $196,000 |
| 2025 | $2,300.00 | $223,533 | $248,400 Land $52,400 Building $196,000 |
| 2023 | $201,500 | $211,100 Land $52,400 Building $158,700 | |
| 2022 | $2,091.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 602 Banyan Ct in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1992.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (1992) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Mar 1992 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 602 Banyan Ct is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HARFORD COUNTY D.P.W. serves 104,567 people · EPA ID MD0120016 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2024 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 394 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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