602 4th St SE, Cairo, GA 39828 Property Records

Grady County property record for 602 4th St SE, Cairo, GA 39828

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,179 sqft · built 1955
Lot Size0.79 acres (34,412 sqft)
OwnerIndividual Name on File
Last Sale$188,000 (Dec 2025)
Tax Bill$1,507 (2025)
Deeds & MortgagesAug 2024 Mortgage
Dec 2025 Sale & Mortgage
+ 4 more
Flood ZoneZone X (minimal risk)
APNC0280-050-000

Property Details

APN / Parcel Number

Primary APNC0280-050-000
Alternative APNs
  • C0280050
  • 12236

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,179 sqft Heated Area
1st Floor Area1,179 sqft
FlooringCarpet
Interior WallsConcrete

Exterior

Year BuiltBuilt 1955
Effective Year BuiltEffective 2005
Exterior MaterialWood Siding
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area34,412 sqft (0.79 acres)
Lot Dimensions288 ft deep x 120 ft wide
Deck Area496 sqft
Patio Area64 sqft
Storage Building200 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number12236
Street Address602 4TH ST SE
CityCAIRO
StateGA
Zip39828-3028
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLS 127X 288
Legal SubdivisionFF-RES: 100.00
JurisdictionGRADY GA
Township / Civil DivisionCAIRO
Census Block Group2
Census Block2042
Census Tract950502

Owner

602 4th St SE is owned and occupied by an individual who bought it in December 2025.

Source: Grady County records, as of March 5, 2026

Owner of RecordIndividual Name on File
Mailing Address602 4TH ST SE, CAIRO, GA 39828-3028
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Aug 1, 2024Deed of Trust, Mortgage · Conventional Mortgage
CAPITAL CITY BANK
Dec 12, 2025Warranty Deed, Transfer · USDA Mortgage
FIRST FEDERAL BANK OF FLORIDA
Feb 17, 2021Warranty Deed, Transfer · FHA Mortgage
CAPITAL CITY HOME LOANS
Aug 2, 2010Deed, Transfer · FHA Mortgage
FIRST BANK MORTGAGE
Sep 14, 2007Deed, Transfer · Conventional Mortgage
HOMEOWNERS MORTGAGE
Aug 5, 2005Deed, Transfer · FHA Mortgage
SUNTRUST BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 12, 2025 · Amount on File
Deed SaleDec 12, 2025 · Amount on File
Prior SaleFeb 17, 2021 · Amount on File
Deed Book / Page970 / 698
Prior Transfer DateApr 9, 1993
Prior Transfer Doc0314000259
Record UpdatedOct 29, 2026

August 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGRADY GA
Property Address602 4TH ST SE, CAIRO, GA 39828-3028
Transaction TypeMortgage
Record UpdatedJan 26, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address602 4TH ST, CAIRO, GA 39828

Mortgage

Document Number0000000947/0000000495
DateAug 1, 2024
Book Page0000000947/0000000495
Lender
NameCAPITAL CITY BANK
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term240 Months
DueJan 1, 2044

December 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionGRADY GA
Recording DateDec 12, 2025
Property Address602 4TH ST SE, CAIRO, GA 39828-3028
Document Number000970/698
Book / Page970 / 698
Instrument DateDec 11, 2025
Transaction TypeTransfer
Record UpdatedMar 5, 2026

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address602 4TH ST SE, CAIRO, GA 39828-3028

Mortgage

Document Number0000970701
DateDec 12, 2025
Instrument970/701
Lender
NameFIRST FEDERAL BANK OF FLORIDA
Agreement
TypeUSDA Mortgage
AmountAmount on Record
Term361 Months
DueJan 1, 2056

February 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionGRADY GA
Recording DateFeb 17, 2021
Property Address602 4TH ST SE, CAIRO, GA 39828-3028
Document Number000881/365
Book / Page881 / 365
Instrument DateFeb 17, 2021
Instrument2021-000145
Transaction TypeTransfer
Record UpdatedAug 3, 2022

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address602 4TH ST SE, CAIRO, GA 39828-3028

Mortgage

Document Number0000000881/0000000367
DateFeb 17, 2021
Book Page0000000881/0000000367
Lender
NameCAPITAL CITY HOME LOANS
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueJan 1, 2051

August 2010: Deed, Transfer

Document TypeDeed
JurisdictionGRADY GA
Recording DateAug 2, 2010
Property Address602 4TH ST SE, CAIRO, GA 39828-3028
Document Number000713/067
Book / Page713 / 067
Instrument DateJul 30, 2010
Instrument065-2010-000658
Transaction TypeTransfer
Record UpdatedAug 3, 2022

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyVerified / From Affidavit
Additional
  • Notice of Trustee Sale
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3900 WISCONSIN AVE NW, 3900, WASHINGTON, DC 20016-2806

Transferred To (Grantee/Buyer)

NameVerified Name
Address602 4TH ST SE, CAIRO, GA 39828-3028

Mortgage

Document Number000713/070
DateAug 2, 2010
Book Page713/070
Lender
NameFIRST BANK MORTGAGE
TypeMortgage Company
AddressAUGUSTA, GA 30909
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueAug 1, 2040

September 2007: Deed, Transfer

Document TypeDeed
JurisdictionGRADY GA
Recording DateSep 14, 2007
Property Address602 4TH ST SE, CAIRO, GA 39828-3028
Document Number000660/359
Book / Page660 / 359
Instrument DateSep 14, 2007
Instrument2007-000919
Transaction TypeTransfer
Record UpdatedAug 3, 2022

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address715 N BROAD ST, CAIRO, GA 39828-1608

Mortgage

Document Number000660/361
DateSep 14, 2007
Book Page660/361
Lender
NameHOMEOWNERS MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueOct 1, 2037

August 2005: Deed, Transfer

Document TypeDeed
JurisdictionGRADY GA
Recording DateAug 5, 2005
Property Address602 4TH ST SE, CAIRO, GA 39828-3028
Document Number000612/335
Book / Page612 / 335
Instrument DateAug 5, 2005
Instrument2005-000876
Transaction TypeTransfer
Record UpdatedAug 3, 2022

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address602 4TH ST SE, CAIRO, GA 39828-3028

Mortgage

Document Number000612/337
DateAug 8, 2005
Book Page612/337
Lender
NameSUNTRUST BANK
TypeBank
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueSep 1, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 602 4th St SE was $1,507, down 15.6% from the year before.

Source: Grady County assessment roll, as of March 5, 2026

Property Jurisdictions

TypeName
StateGeorgia
MunicipalityCairo City
CountyGrady County
Unified School DistrictGrady County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,507.00 (-15.62%)$50,082 (+10.57%) Land $3,380 Building $46,702$125,206 (+10.57%) Land $8,450 Building $116,756
2024$1,786.00 (+75.96%)$45,294 (+65.1%) Land $3,380 Building $41,914$113,236 (+65.1%) Land $8,450 Building $104,786
2023$1,015.00 (+3.15%)$27,434 (-0.19%) Land $4,454 Building $22,980$68,586 (-0.19%) Land $11,136 Building $57,450
2022$984.00$27,487 Land $4,454 Building $23,033$68,719 Land $11,136 Building $57,583

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 602 4th St SE in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 28, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 602 4th St SE is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 94% of Georgia
Wildfire Likelihood0.02% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCAIRO
serves 9,637 people · EPA ID GA1310000
Water SourceGroundwater
Last State InspectionMar 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 181 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Windstream
Fiber · DSL in parts of the area
2,000 / 2,000
Mediacom Xtream
Cable · Fiber in parts of the area
1,000 / 50
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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