602 1st Ave, Two Harbors, MN 55616 Property Records

Lake County property record for 602 1st Ave, Two Harbors, MN 55616

Property Summary

Property Type	Garden / Court Apartments (5+ Units)
Details	1,775 sqft · built 1888
Lot Size	0.041 acres (1,820 sqft)
Owner	Company Name on Record
Last Sale	$131,000 (Sep 2020)
Tax Bill	$6,152 (2026)
Deeds & Mortgages	Mar 2023 Refinance Nov 2020 Refinance + 1 more
APN	`23-7660-03010`

Property Details

APN / Parcel Number

Primary APN	`23-7660-03010`

Interior

Stories	1 Story
Building Area	1,775 sqft Gross Area
1st Floor Area	1,775 sqft
Flooring	Hardwood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1888
Effective Year Built	Effective 2010
Roof Type	Flat
Roof Material	Gravel
Lot Area	1,820 sqft (0.041 acres)
Lot Dimensions	70 ft deep x 26 ft wide
Garage Type	Carport
Carport	Carport
Deck Area	440 sqft
Canopy	75 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Hot Water

Location & Zoning

Street Address	602 1ST AVE
City	TWO HARBORS
State	MN
Zip	55616-1692
Property Category	Commercial
Property Type	Residential > Multi-Unit > Garden / Court Apartments (5+ Units)
Legal Description	N 69.98FT EX WLY 24.10FT OF LOT 1 BLOCK 3
Legal Subdivision	MINNESOTA IRON COS TWO HARBOR
Legal Block	3
Legal Lot Number	1
Jurisdiction	LAKE MN
Township / Civil Division	TWO HARBORS
Census Block Group	2
Census Block	2070
Census Tract	370400

Owner

Source: Lake County records, as of October 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	602 1ST AVE, TWO HARBORS, MN 55616-1692
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Mar 27, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance SHARE ADVANTAGE CREDIT UNION
Nov 4, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance SHARE ADVANTAGE CREDIT UNION
Sep 1, 2020	Personal Representative Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 1, 2020 · Amount on Record
Deed Sale	Sep 1, 2020 · Amount on Record
Deed Document Number	2020194829
Prior Transfer Date	Jan 12, 2007
Prior Transfer Doc	0000163398
Record Updated	Oct 29, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE MN
Property Address	602 1ST AVE, TWO HARBORS, MN 55616-1692
Transaction Type	Mortgage
Record Updated	Apr 19, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A000202029
Date	Mar 27, 2023
Instrument	A000202029

Lender

Name	SHARE ADVANTAGE CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	61 Months
Due	Apr 1, 2028

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE MN
Property Address	602 1ST AVE, TWO HARBORS, MN 55616-1692
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A000195470
Date	Nov 4, 2020
Instrument	A000195470

Lender

Name	SHARE ADVANTAGE CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	61 Months
Due	Dec 1, 2025

September 2020: Personal Representative Deed, Transfer

Document Type	Personal Representative Deed
Jurisdiction	LAKE MN
Recording Date	Sep 1, 2020
Property Address	602 1ST AVE, TWO HARBORS, MN 55616-1692
Document Number	A000194829
Instrument Date	Jun 26, 2020
Instrument	A000194829
Transaction Type	Transfer
Record Updated	Aug 24, 2021

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1456 W KNIFE RIVER RD, TWO HARBORS, MN 55616-8038

Tax Assessment & Valuation

Source: Lake County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Lake County
Municipality	Two Harbors City
Unified School District	Lake Superior Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,152.00 (+24.23%)	$389,900 (+23.46%) Land $19,000 Building $370,900	$389,900 (+23.46%) Land $19,000 Building $370,900
2025	$4,952.00
2023		$315,800 Land $8,000 Building $307,800	$315,800 Land $8,000 Building $307,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1979)
Most Recent Claim	May 1979 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Two Harbors serves 3,698 people · EPA ID MN1380005
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	6 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 97 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Zito Media Fiber	1,000 / 1,000
Mediacom Xtream Cable	1,000 / 50
Starlink Satellite	280 / 30

May also be available: Frontier, T-Mobile.

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