6018 Exchange Dr, La Plata, MD 20646 Property Records

Charles County property record for 6018 Exchange Dr, La Plata, MD 20646

Property Summary

Property Type	Exempt (Full or Partial)
Details	3.5 ba · 4,943 sqft · built 1997
Lot Size	1.01 acres (44,431 sqft)
Owner	2 Individual Names on File
Last Sale	$550,000 (Oct 2020)
Tax Bill	$1,012 (2025)
Deeds & Mortgages	Dec 2021 Mortgage Oct 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`01-059165`

Property Details

APN / Parcel Number

Primary APN	`01-059165`
Alternative APNs	`1059165` `059165`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	4,943 sqft Gross Area
1st Floor Area	1,632 sqft
Basement Area	973 sqft
Finished Basement	973 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	44,431 sqft
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	551 sqft
Shed	1 Shed
Shed Area	432 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Connected

Location & Zoning

Account Number	059165
Street Address	6018 EXCHANGE DR
City	LA PLATA
State	MD
Zip	20646-5667
Property Category	Other
Property Type	Other > Exempt (Full or Partial)
Local Zoning Code	RC
Legal Description	LOT 38 SEC 2 PLAT 1 PRESWICKE HILLS SUB
Legal Subdivision	PRESWICKE HILLS SUB
Legal Block	3
Legal Lot Number	38
Jurisdiction	CHARLES MD
Township / Civil Division	1, LA PLATA
Census Block Group	3
Census Block	3020
Census Tract	850600

Owner

6018 Exchange Dr is owned and occupied by two individuals who bought it in October 2020.

Source: Charles County records, as of September 16, 2026

Owner of Record	2 Individual Names on File
Mailing Address	6018 EXCHANGE DR, LA PLATA, MD 20646-5667
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 9, 2021	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Oct 1, 2020	Special Warranty Deed, Transfer · VA Mortgage FREEDOM MORTGAGE CORP
Oct 20, 2016	Deed of Trust, Mortgage · Conventional Mortgage FIRST DIRECT LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 1, 2020 · Amount on File
Deed Sale	Oct 1, 2020 · Amount on File
Prior Sale	Sep 21, 2009 · Amount on File
Deed Book / Page	11358 / 379
Record Updated	Oct 29, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLES MD
Property Address	6018 EXCHANGE DR, LA PLATA, MD 20646-5667
Transaction Type	Mortgage
Record Updated	Sep 13, 2023
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0122690313
Date	Dec 9, 2021
Book Page	12269/313

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2051

October 2020: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	CHARLES MD
Recording Date	Oct 1, 2020
Property Address	6018 EXCHANGE DR, LA PLATA, MD 20646-5667
Document Number	0113580379
Book / Page	11358 / 379
Map Reference	MB 44 FO 166
Instrument Date	Sep 21, 2020
Transaction Type	Transfer
Record Updated	Aug 16, 2021
Title Company	INTEGRITY T&E CO LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,500.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety

Mortgage

Document Number	11358385
Date	Oct 1, 2020
Instrument	11358/385

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2050

October 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLES MD
Property Address	6018 EXCHANGE DR, LA PLATA, MD 20646-5667
Document Number	0097050054
Book / Page	009705 / 000054
Instrument Date	Oct 20, 2016
Transaction Type	Mortgage
Record Updated	Jul 20, 2017
Title Company	TIMIOS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6018 EXCHANGE DR LA PLATA MD 206465667, LA PLATA, MD 20646-5667

Mortgage

Document Number	0097050054
Date	Jan 25, 2017
Book Page	009705/000054

Lender

Name	FIRST DIRECT LNDG
Address	IRVINE, CA 92618

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jan 24, 2032

Tax Assessment & Valuation

The 2025 property tax bill for 6018 Exchange Dr was $1,012 with a homeowner's exemption.

Source: Charles County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Charles County
Unified School District	Charles County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$713,800 (+8.33%) Land $160,100 Building $553,700	$713,800 (-) Land $160,100 Building $553,700
2025	$1,012.00 Homeowner's exemption	$658,933	$713,800 Land $160,100 Building $553,700
2023	$7,633.00 (+14.97%) Homeowner's exemption	$549,200 (+3.65%) Land $160,100 Building $389,100	$549,200 (-) Land $160,100 Building $389,100
2022	$6,639.00	$529,867	$549,200 Land $160,100 Building $389,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6018 Exchange Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2020.

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2020)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Dec 2020 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6018 Exchange Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	1,200 / 35

May also be available: AT&T.

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