6015 Sapling Ct, Fort Collins, CO 80528 Property Records

Larimer County property record for 6015 Sapling Ct, Fort Collins, CO 80528

Property Summary

Property TypeSingle Family Home
Details2 bd · 3 ba · 2,206 sqft · built 2017
Lot Size0.225 acres (9,818 sqft)
OwnerIndividual Name on File
Last Sale$885,000 (May 2025)
Tax Bill$5,564 (2025)
Deeds & MortgagesSep 2021 Mortgage
May 2025 Sale
+ 3 more
Flood ZoneZone X (minimal risk)
APN86084-07-006

Property Details

APN / Parcel Number

Primary APN86084-07-006
Alternative APN
  • R1656650

Interior

Bedrooms2 Beds
Full Baths3 Baths
Total Rooms7 Rooms
Stories1 Story
Building Area2,206 sqft Living Area
Basement Area833 sqft
Finished Basement833 sqft
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace
Fire SprinklersFire Sprinklers

Exterior

Year BuiltBuilt 2017
Architectural StyleRanch
Exterior MaterialWood Siding
Construction TypeFrame
Foundation TypeConcrete
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area9,818 sqft (0.225 acres)
Garage TypeAttached
Garage Area481 sqft
Parking Spaces2 Parking Spaces
PorchPorch
Porch Area938 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account NumberR1656650
Street Address6015 SAPLING CT
CityFORT COLLINS
StateCO
Zip80528-7174
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 6, BLOCK 2, KECHTER FARM PLD FILING 1 (20140024916), FTC
Legal QuarterSE
Legal SubdivisionKECHTER FARM PLD FIL 1
Legal Block2
Legal Lot Number6
JurisdictionLARIMER CO
Township / Civil DivisionFORT COLLINS
Census Block Group2
Census Block2005
Census Tract1608

Owner

6015 Sapling Ct is owned and occupied by an individual who bought it in May 2025.

Source: Larimer County records, as of February 2, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Co-ownerCo-owner on File
Mailing Address6015 SAPLING CT, FORT COLLINS, CO 80528-7174
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 10, 2021Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
May 2, 2025Special Warranty Deed, Transfer
FIRST AMERICAN TITLE
Apr 13, 2020Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Nov 2, 2017Quit Claim Deed, Transfer
Quitclaim
Jun 23, 2017Special Warranty Deed, Transfer · Conventional Mortgage
TBI MORTGAGE CO

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 2, 2025 · Amount on File
Deed SaleMay 2, 2025 · Amount on File
Prior SaleNov 2, 2017
Deed Document Number20250018979
Record UpdatedJun 8, 2026

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLARIMER CO
Property Address6015 SAPLING CT, FORT COLLINS, CO 80528-7174
Transaction TypeMortgage
Record UpdatedFeb 3, 2026
Title CompanyFIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000084838
DateSep 10, 2021
Instrument20210084838
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueOct 1, 2051

May 2025: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionLARIMER CO
Recording DateMay 2, 2025
Property Address6015 SAPLING CT, FORT COLLINS, CO 80528-7174
Document Number0000018979
Instrument DateMay 1, 2025
Instrument20250018979
Transaction TypeTransfer
Record UpdatedFeb 3, 2026
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount on Record
Tax$88.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address6015 SAPLING CT, FORT COLLINS, CO 80528-7174

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLARIMER CO
Property Address6015 SAPLING CT, FORT COLLINS, CO 80528-7174
Transaction TypeMortgage
Record UpdatedMar 28, 2022
Title CompanyUNIFIED TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000025028
DateApr 13, 2020
Instrument20200025028
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueMay 1, 2050

November 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionLARIMER CO
Recording DateNov 2, 2017
Property Address6015 SAPLING CT, FORT COLLINS, CO 80528-7174
Document Number0000073809
Instrument DateOct 14, 2017
Instrument73809
Transaction TypeTransfer
Record UpdatedNov 8, 2017

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address24640 S DESERT TRAIL DR SUN LAKES AZ 852487671, SUN LAKES, AZ 85248-7671

June 2017: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionLARIMER CO
Recording DateJun 23, 2017
Property Address6015 SAPLING CT, FORT COLLINS, CO 80528-7174
Document Number0000041576
Map ReferenceDOC20140024916
Instrument DateJun 15, 2017
Instrument20170041576
Transaction TypeTransfer
Record UpdatedMar 28, 2022
Title CompanyWESTMINSTER TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$58.25
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address6015 SAPLING CT, FORT COLLINS, CO 80528-7174

Mortgage

Document Number0000041577
DateJun 23, 2017
Instrument20170041577
Lender
NameTBI MORTGAGE CO
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJul 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 6015 Sapling Ct was $5,564.

Source: Larimer County assessment roll, as of August 25, 2025

Property Jurisdictions

TypeName
StateColorado
CountyLarimer County
MunicipalityFort Collins City
Unified School DistrictPoudre School District R-1 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,564.00$54,838 Land $9,688 Building $45,150$877,400 Land $155,000 Building $722,400
2023$4,691.00 (+8.21%)$54,069 (+20.24%) Land $10,385 Building $43,684$807,000 (+24.73%) Land $155,000 Building $652,000
2022$4,335.00$44,967 Land $10,773 Building $34,194$647,000 Land $155,000 Building $492,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 6015 Sapling Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6015 Sapling Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 98.8% of Colorado
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemFT COLLINS LOVELAND WD
serves 63,532 people · EPA ID CO0135292
Water SourcePurchased surface water from several systems
Last State InspectionMar 2023
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 544 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Fort Collins Connexion
Fiber
10,000 / 10,000
Xfinity
Cable
2,000 / 250
CenturyLink
Fiber · DSL in parts of the area
1,000 / 1,000
Vistabeam
Fixed Wireless
500 / 80
Verizon
Fixed Wireless
300 / 20

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