6013 Oakgate Row, La Jolla, CA 92037 Property Records

San Diego County property record for 6013 Oakgate Row, La Jolla, CA 92037

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,786 sqft · built 1998
Lot Size	0.147 acres (6,411 sqft)
Owner	2 Company Names on Record
Last Sale	$2,094,500 (Nov 2025)
Tax Bill	$18,790 (2025)
Deeds & Mortgages	Oct 2025 Second Mortgage Apr 2025 Second Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`358-712-75-00`

Property Details

APN / Parcel Number

Primary APN	`358-712-75-00`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,786 sqft Living Area

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Lot Area	6,411 sqft (0.147 acres)
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	6013 OAKGATE ROW
City	LA JOLLA
State	CA
Zip	92037-0921
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-1-2
Legal Description	PAR 91 TR PM11408
Legal Subdivision	CITY OF SAN DIEGO
Legal Tract	11408
Legal Block	1
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	1
Census Block	1004
Census Tract	8310

Owner

Source: San Diego County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	1112 EMERALD ST, SAN DIEGO, CA 92109-2920
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Oct 20, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage HOMELIGHT HOME LOANS INC
Apr 28, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage HOMELIGHT HOME LOANS INC
Nov 6, 2025	Grant Deed, Transfer · Conventional Mortgage E MORTGAGE CAPITAL INC
Oct 26, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Feb 13, 2019	Grant Deed, Transfer · ARM JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 6, 2025 · Amount on Record
Deed Sale	Nov 6, 2025 · Amount on Record
Prior Sale	Feb 13, 2019 · Amount on Record
Deed Document Number	2025314639
Prior Transfer Date	Aug 22, 2012
Prior Transfer Doc	0000519895
Record Updated	Sep 20, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	6013 OAKGATE ROW, LA JOLLA, CA 92037-0921
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6013 OAKGATE ROW, LA JOLLA, CA 92037-0921

Mortgage

Document Number	0000292753
Date	Oct 20, 2025
Instrument	2025-0292753

Lender

Name	HOMELIGHT HOME LOANS INC
Type	Mortgage Company
Address	SCOTTSDALE, AZ 85257

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	4 Months
Due	Feb 15, 2026

April 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	6013 OAKGATE ROW, LA JOLLA, CA 92037-0921
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6013 OAKGATE ROW, LA JOLLA, CA 92037-0921

Mortgage

Document Number	0000110194
Date	Apr 28, 2025
Instrument	2025-0110194

Lender

Name	HOMELIGHT HOME LOANS INC
Type	Mortgage Company
Address	SCOTTSDALE, AZ 85257

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	4 Months
Due	Aug 10, 2025

November 2025: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Nov 6, 2025
Property Address	6013 OAKGATE ROW, LA JOLLA, CA 92037-0921
Document Number	0000314639
Instrument Date	Oct 17, 2025
Instrument	2025-0314639
Transaction Type	Transfer
Record Updated	Apr 2, 2026
Title Company	CHICAGO TITLE COMPANY-SD, CHICAGO TITLE COMPANY SD

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	1112 EMERALD ST, SAN DIEGO, CA 92109-2920

Mortgage

Document Number	0000314640
Date	Nov 6, 2025
Instrument	2025-0314640

Lender

Name	E MORTGAGE CAPITAL INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2055

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	6013 OAKGATE ROW, LA JOLLA, CA 92037-0921
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIDELITY NATL TTL ORANGE CNT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6013 OAKGATE ROW, LA JOLLA, CA 92037-0921

Mortgage

Document Number	0000656517
Date	Oct 26, 2020
Instrument	2020-0656517

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Nov 1, 2035

February 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Feb 13, 2019
Property Address	6013 OAKGATE ROW, LA JOLLA, CA 92037-0921
Document Number	0000051328
Instrument Date	Jan 7, 2019
Instrument	2019-0051328
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6013 OAKGATE ROW, LA JOLLA, CA 92037-0921

Mortgage

Document Number	0000051329
Date	Feb 13, 2019
Instrument	2019-0051329

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.5%
Type Change Date	Mar 1, 2026
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	5.5%
Index	1-Year LIBOR
Max Rate	8.5%

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	San Diego City
Unified School District	San Diego City Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$2,091,615 (+38.89%) Land $1,411,615 Building $680,000
2025	$18,790.00 (+6.28%) Homeowner's exemption	$1,505,946 (+4.04%) Land $1,003,965 Building $501,981
2023	$17,680.00 (+2.74%) Homeowner's exemption	$1,447,471 Land $964,981 Building $482,490
2022	$17,208.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	3 (1980–2020)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Jan 2020 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of California
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SAN DIEGO serves 1,408,937 people · EPA ID CA3710020
Water Source	Surface water
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 281 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL	100 / 20

May also be available: T-Mobile.

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