6012 Ketch Rd, Prince Frederick, MD 20678 Property Records

Calvert County property record for 6012 Ketch Rd, Prince Frederick, MD 20678

Property Summary

Property Type	Single Family Home
Lot Size	2.29 acres (1 sqft)
Owner	Individual Name on File
Last Sale	$675,000 (Sep 2023)
Tax Bill	$81 (2023)
Deeds & Mortgages	Sep 2023 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`02-086549`

Property Details

APN / Parcel Number

Primary APN	`02-086549`
Alternative APNs	`2086549` `086549`

Interior

Fireplace	Fireplace

Exterior

Lot Area	1 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Connected

Location & Zoning

Account Number	086549
Old Parcel Number	2086549
Street Address	6012 KETCH RD
City	PRINCE FREDERICK
State	MD
Zip	20678
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RUR
Legal Description	BOAT SLIP 12 CEDAR BEACH
Legal Subdivision	CEDAR BEACH
Legal Lot Number	12
Jurisdiction	CALVERT MD
Township / Civil Division	2, PRINCE FREDERICK
Census Block Group	1
Census Block	1041
Census Tract	860701

Owner

6012 Ketch Rd is owned and occupied by an individual who bought it in September 2023.

Source: Calvert County records, as of October 10, 2023

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	5941 KETCH RD, PRINCE FREDERICK, MD 20678-3452
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 26, 2023 · Amount on File
Deed Sale	Sep 26, 2023 · Amount on File
Prior Sale	Sep 14, 1999
Deed Document Number	0006486127
Deed Book / Page	6486 / 127
Record Updated	Jun 7, 2026

September 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	CALVERT MD
Recording Date	Sep 26, 2023
Property Address	6012 KETCH RD, PRINCE FREDERICK, MD 20678
Document Number	0064860127
Book / Page	6486 / 127
Map Reference	LB ABE 771 FO 82
Instrument Date	Sep 14, 2023
Transaction Type	Transfer
Record Updated	Oct 11, 2023
Title Company	NOT AVAILABLE, TITLEMAX LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,375.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	5941 KETCH RD, PRINCE FREDERICK, MD 20678-3452

Mortgage

Document Number	0064860135
Date	Sep 26, 2023
Instrument	6486/0135

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	4.87%
Change Frequency	5 Years
Min Rate At Change	2.87%
Max Rate At Change	6.87%
Index	5-Year TN
Margin	2
Max Rate	9.87%

Tax Assessment & Valuation

Source: Calvert County assessment roll, as of July 1, 2023

Property Jurisdictions

Type	Name
State	Maryland
County	Calvert County
Unified School District	Calvert County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$81.00 Homeowner's exemption	$7,800 Building $7,800	$7,800 Building $7,800

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 6012 Ketch Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective April 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	7.0 ft
Flood Insurance Requirement	Required federally backed loans
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (2012)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2012 · Hurricane Sandy

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6012 Ketch Rd is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · above 75% of Maryland
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20