Howard County property record for 6012 Jamina Downs, Columbia, MD 21045
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 1,779 sqft · built 1969 |
| Lot Size | 0.215 acres (9,365 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $530,000 (Jan 2022) |
| Tax Bill | $926 (2026) |
| Deeds & Mortgages | Aug 2026 Line of Credit Jun 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 16-124885 |
| Primary APN | 16-124885 |
|---|---|
| Alternative APN |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,779 sqft Total Area |
| Basement Area | 1,200 sqft |
| Finished Basement | 1,200 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1969 |
|---|---|
| Effective Year Built | Effective 1969 |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 9,365 sqft (0.215 acres) |
| Porch | Slab |
|---|---|
| Porch Area | 70 sqft |
| Deck Area | 208 sqft |
| Patio Area | 374 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 124885 |
|---|---|
| Street Address | 6012 JAMINA DOWNS |
| City | COLUMBIA |
| State | MD |
| Zip | 21045-3819 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | NT |
| Legal Description | LOT 30 S 5 AR 1 6012 JAMINA DOWNS VIL OAKLAND MILLS |
| Legal Subdivision | VILLAGE OAKLAND MILLS STEVENS |
| Legal Lot Number | 30 |
| Jurisdiction | HOWARD MD |
| Township / Civil Division | 6, SAVAGE |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 606603 |
Source: Howard County records, as of September 4, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 6012 JAMINA DOWNS, COLUMBIA, MD 21045-3819 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 11, 2026 | Deed of Trust, Mortgage · Line of Credit NAVY FEDERAL CREDIT UNION |
| Jun 29, 2021 | Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA |
| Jan 18, 2022 | Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 18, 2022 · Amount on Record |
| Deed Sale | Jan 18, 2022 · Amount on Record |
| Prior Sale | Jun 1, 2016 · Amount on Record |
| Deed Book / Page | 21272 / 52 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOWARD MD |
| Recording Date | Aug 11, 2026 |
| Property Address | 6012 JAMINA DOWNS, COLUMBIA, MD 21045-3819 |
| Document Number | 2335000321 |
| Book / Page | 23358 / 321 |
| Instrument Date | Jul 27, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Sep 9, 2026 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 6012 JAMINA DOWNS, COLUMBIA, MD 21045-3819 |
| Document Number | 2335000321, |
|---|---|
| Date | Aug 11, 2026 |
| Book Page | 23358/321 |
| Name | NAVY FEDERAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 480 Months |
| Due | Aug 1, 2066 |
| Max Rate | -1% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOWARD MD |
| Property Address | 6012 JAMINA DOWNS, COLUMBIA, MD 21045-3819 |
| Transaction Type | Mortgage |
| Record Updated | Oct 27, 2022 |
| Title Company | WFG LENDER SERVICES |
| Name | Verified Name |
|---|
| Document Number | 0206700102 |
|---|---|
| Date | Jun 29, 2021 |
| Book Page | 20670/102 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | 28225 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2051 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HOWARD MD |
| Recording Date | Jan 18, 2022 |
| Property Address | 6012 JAMINA DOWNS, COLUMBIA, MD 21045-3819 |
| Document Number | 0212720052 |
| Book / Page | 21272 / 52 |
| Map Reference | MB CMP 15 FO 96 |
| Instrument Date | Nov 16, 2021 |
| Transaction Type | Transfer |
| Record Updated | Feb 1, 2022 |
| Title Company | SAGE TITLE GROUP LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $9,275.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 427 JOPPA FARM RD, 427, JOPPA, MD 21085-4624 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 6012 JAMINA DOWNS, COLUMBIA, MD 21045-3819 |
| Document Number | 0002127257 |
|---|---|
| Date | Jan 18, 2022 |
| Instrument | 21272/57 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Dec 1, 2051 |
Source: Howard County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Howard County |
| Unified School District | Howard County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $926.00 (-87.29%) Homeowner's exemption | $525,600 (+6.81%) Land $199,600 Building $326,000 | $525,600 (-) Land $199,600 Building $326,000 |
| 2025 | $7,283.00 (+59.54%) Homeowner's exemption | $492,067 (+15.78%) | $525,600 (+23.67%) Land $199,600 Building $326,000 |
| 2023 | $425,000 Land $179,600 Building $245,400 | $425,000 Land $179,600 Building $245,400 | |
| 2022 | $4,565.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 31, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 87% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HOWARD COUNTY D.P.W. DISTRIBUTION serves 286,158 people · EPA ID MD0130002 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jan 2024 |
| Lead | 3 ppb (2018–2020) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 198 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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