6012 Cotter Ave, Sterling Heights, MI 48314 Property Records

Macomb County property record for 6012 Cotter Ave, Sterling Heights, MI 48314

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,360 sqft · built 1985
Lot Size	0.408 acres (17,772 sqft)
Owner	2 Individual Names on File
Last Sale	$177,500 (Oct 2021)
Tax Bill	$4,370 (2025)
Deeds & Mortgages	Oct 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`10-10-04-351-039`

Property Details

APN / Parcel Number

Primary APN	`10-10-04-351-039`
Alternative APN	`1004351039`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,360 sqft Living Area
1st Floor Area	1,360 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Construction Type	Brick
Foundation Type	Raised
Lot Area	17,772 sqft (0.408 acres)
Lot Dimensions	296 ft deep x 60 ft wide
Garage Type	Attached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	6012 COTTER AVE
City	STERLING HEIGHTS
State	MI
Zip	48314-2138
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-60
Legal Description	SUPERVISOR'S PLAT OF EYSTER'S MOUND ROAD FARMS E 60.0 FT OF LOT 48 SPLIT FROM 1004351009 FOR 1979
Legal Subdivision	SUPERVISORS PLAT
Legal Lot Number	48
Jurisdiction	MACOMB MI
Township / Civil Division	STERLING HEIGHTS
Census Block Group	3
Census Block	3017
Census Tract	230501

Owner

6012 Cotter Ave is owned and occupied by two individuals who bought it in October 2021.

Source: Macomb County records, as of October 19, 2026

Owner of Record	2 Individual Names on File
Mailing Address	6012 COTTER AVE, STERLING HEIGHTS, MI 48314-2138
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 28, 2021 · Amount on File
Deed Sale	Oct 28, 2021 · Amount on File
Prior Sale	Sep 10, 2003 · Amount on File
Deed Document Number	20212262162
Deed Book / Page	28151 / 691
Record Updated	Oct 29, 2026

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACOMB MI
Recording Date	Oct 28, 2021
Property Address	6012 COTTER AVE, STERLING HEIGHTS, MI 48314-2138
Document Number	2102262162
Book / Page	28151 / 691
Map Reference	LB 19 PG 12
Instrument Date	Sep 27, 2021
Instrument	202102262162
Transaction Type	Transfer
Record Updated	Nov 15, 2021
Title Company	VANGUARD TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,331.25
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6012 COTTER AVE, 6012, STERLING HEIGHTS, MI 48314-2138

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6012 COTTER AVE, STERLING HEIGHTS, MI 48314-2138

Mortgage

Document Number	2102262163
Date	Oct 28, 2021
Instrument	202102262163

Lender

Name	SUPERIOR NATIONAL BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 6012 Cotter Ave was $4,370 with a homeowner's exemption.

Source: Macomb County assessment roll, as of October 19, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Macomb County
Municipality	Sterling Heights City
Unified School District	Utica Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$152,000	$304,000
2025	$4,370.00
2023		$109,500	$219,000
2022	$3,728.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6012 Cotter Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6012 Cotter Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 93% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF STERLING HEIGHTS serves 127,000 people · EPA ID MI0006385
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Jan 2022
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 187 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile.

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