6010 Villa Roma, Bonsall, CA 92003 Property Records

San Diego County property record for 6010 Villa Roma, Bonsall, CA 92003

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 4,797 sqft · built 2003
Lot Size	4.03 acres (175,982 sqft)
Owner	Company Name on Record
Last Sale	$1,750,000 (Jun 2021)
Tax Bill	$13,260 (2025)
Deeds & Mortgages	May 2026 Line of Credit Aug 2021 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`127-590-05-00`

Property Details

APN / Parcel Number

Primary APN	`127-590-05-00`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Building Area	4,797 sqft Living Area

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Lot Area	175,982 sqft
Parking Spaces	4 Parking Spaces

Location & Zoning

Street Address	6010 VILLA ROMA
City	BONSALL
State	CA
Zip	92003-6220
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A70
Legal Description	LOT 5 TR 014138
Legal Subdivision	SAN DIEGO #5079-1
Legal Tract	014138
Legal Block	4
Legal Lot Number	5
Jurisdiction	SAN DIEGO CA
Township / Civil Division	FALLBROOK
Census Block Group	4
Census Block	4006
Census Tract	18803

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	6010 VILLA ROMA, BONSALL, CA 92003-6220
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
May 15, 2026	Deed of Trust, Mortgage · Line of Credit NAVY FEDERAL CREDIT UNION
Aug 27, 2021	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Jul 12, 2021	Intrafamily Transfer, Transfer TICOR TITLE COMPANY
Jun 29, 2021	Grant Deed, Transfer TICOR TITLE NLS-ORANGE, TICOR TITLE SD BRANCH

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 29, 2021 · Amount on Record
Deed Sale	Jun 29, 2021 · Amount on Record
Prior Sale	Jun 29, 2021 · Amount on Record
Deed Document Number	2021469558
Last Transfer Date	Jul 12, 2021
Transfer Doc	0000497168
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Recording Date	May 15, 2026
Property Address	6010 VILLA ROMA, BONSALL, CA 92003-6220
Document Number	0000140405
Instrument Date	May 8, 2026
Instrument	2026140405
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	POST SETTLEMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Trust, 212
Address	6010 VILLA ROMA, BONSALL, CA 92003-6220

Mortgage

Document Number	0000140405,
Date	May 15, 2026
Instrument	2026140405

Lender

Name	NAVY FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	481 Months
Due	Jun 1, 2066

Interest

Rate	6.37%
Max Rate	-1%

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	6010 VILLA ROMA, BONSALL, CA 92003-6220
Transaction Type	Mortgage
Record Updated	Sep 7, 2021
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6010 VILLA ROMA, BONSALL, CA 92003-6220

Mortgage

Document Number	0000610540
Date	Aug 27, 2021
Instrument	2021-0610540

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	TAMPA, FL 33634

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Jul 12, 2021
Property Address	6010 VILLA ROMA, BONSALL, CA 92003-6220
Document Number	0000497168
Map Reference	MAP 14138
Instrument Date	Jul 12, 2021
Instrument	2021-0497168
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	TICOR TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6010 VILLA ROMA, BONSALL, CA 92003-6220

June 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jun 29, 2021
Property Address	6010 VILLA ROMA, BONSALL, CA 92003-6220
Document Number	0000469559
Instrument Date	Jun 9, 2021
Instrument	2021-0469559
Transaction Type	Transfer
Record Updated	Jul 8, 2021
Title Company	TICOR TITLE NLS-ORANGE, TICOR TITLE SD BRANCH

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	5707 RANCHO DEL CABALLO, BONSALL, CA 92003-3519

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Unified School District	Bonsall Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,552,417 (+2%) Land $709,454 Building $842,963
2025	$13,260.00 (+1.45%) Veteran's exemption	$1,521,979 (+4.04%) Land $695,544 Building $826,435
2024	$13,071.00 (+1.55%)
2023	$12,871.00 (+0.73%)	$1,462,881 Land $668,536 Building $794,345
2022	$12,778.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 73% of the US · above 49% of California
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RAINBOW MUNICIPAL WD serves 23,536 people · EPA ID CA3710016
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2023
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
San Diego Broadband Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	25 / 3

May also be available: AT&T.

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