6010 Todds Point Rd, Cambridge, MD 21613 Property Records

Dorchester County property record for 6010 Todds Point Rd, Cambridge, MD 21613

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,839 sqft · built 1995
Lot Size	3 acres (130,680 sqft)
Owner	Individual Name on File
Last Sale	$342,000 (Aug 2026)
Tax Bill	$3,829 (2026)
Deeds & Mortgages	Aug 2026 Sale & Mortgage Jun 2021 Mortgage + 2 more
Flood Zone	Zone AE (high risk)
APN	`08-179913`

Property Details

APN / Parcel Number

Primary APN	`08-179913`
Alternative APNs	`8179913` `179913`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	1,839 sqft Total Area

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	130,680 sqft (3 acres)
Garage Type	Attached
Garage Area	583 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	216 sqft
Deck Area	30 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Baseboard
Sewer	Connected

Location & Zoning

Account Number	179913
Street Address	6010 TODDS POINT RD
City	CAMBRIDGE
State	MD
Zip	21613-3238
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	3 ACRES W/S TODDS POINT ROAD 6010 TODD POINT RD
Jurisdiction	DORCHESTER MD
Township / Civil Division	8, NECK
Census Block Group	3
Census Block	3011
Census Tract	970702

Owner

6010 Todds Point Rd is owned and occupied by an individual who bought it in August 2026.

Source: Dorchester County records, as of October 1, 2026

Owner of Record	Individual Name on File
Mailing Address	6010 TODDS POINT RD, CAMBRIDGE, MD 21613-3238
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 10, 2026	Deed, Transfer · Conventional Mortgage SWBC MORTGAGE CORPORATION
Jun 4, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Sep 29, 2022	Deed, Transfer · VA Mortgage PRIMELENDING
Jan 29, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 10, 2026 · Amount on File
Deed Sale	Aug 10, 2026 · Amount on File
Prior Sale	Sep 29, 2022 · Amount on File
Deed Book / Page	2032 / 103
Prior Transfer Date	Jan 11, 2011
Prior Transfer Doc	0010160105
Record Updated	Oct 29, 2026

August 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	DORCHESTER MD
Recording Date	Aug 10, 2026
Property Address	6010 TODDS POINT RD, CAMBRIDGE, MD 21613-3238
Document Number	2032000103
Book / Page	2032 / 103
Instrument Date	Jul 17, 2026
Transaction Type	Transfer
Record Updated	Aug 18, 2026
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$345,420.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6010 TODDS POINT RD, CAMBRIDGE, MD 21613-3238

Mortgage

Document Number	2032000111,
Date	Aug 10, 2026
Book Page	2032/111

Lender

Name	SWBC MORTGAGE CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.49%
Initial Type	Fixed Rate
Max Rate	-1%

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DORCHESTER MD
Property Address	6010 TODDS POINT RD, CAMBRIDGE, MD 21613-3238
Transaction Type	Mortgage
Record Updated	Oct 27, 2022
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0016550234
Date	Jun 4, 2021
Book Page	1655/234

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	358 Months
Due	Apr 1, 2051

September 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	DORCHESTER MD
Recording Date	Sep 29, 2022
Property Address	6010 TODDS POINT RD, CAMBRIDGE, MD 21613-3238
Document Number	0017700280
Book / Page	1770 / 280
Instrument Date	Sep 21, 2022
Transaction Type	Transfer
Record Updated	Oct 19, 2022
Title Company	COMMUNITY TITLE NTWK, COMMUNITY TITLE NETWORK

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$787.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6010 TODDS POINT RD, 6010, CAMBRIDGE, MD 21613-3238

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001770288
Date	Sep 29, 2022
Instrument	1770-288

Lender

Name	PRIMELENDING
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	362 Months
Due	Nov 1, 2052

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DORCHESTER MD
Property Address	6010 TODDS POINT RD, CAMBRIDGE, MD 21613-3238
Document Number	0015610473
Instrument Date	Jan 29, 2020
Transaction Type	Mortgage
Record Updated	Feb 28, 2020
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6010 TODDS POINT RD CAMBRIDGE MD 216133238, CAMBRIDGE, MD 21613-3238

Mortgage

Document Number	0015610473
Date	Feb 11, 2020
Book Page	001561/000473

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 10, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 6010 Todds Point Rd was $3,829, up 6.6% from the year before.

Source: Dorchester County assessment roll, as of October 1, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Dorchester County
Unified School District	Dorchester County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,829.00 (+6.63%)	$330,100 (+6.75%) Land $58,000 Building $272,100	$330,100 (-) Land $58,000 Building $272,100
2025	$3,591.00	$309,233	$330,100 Land $58,000 Building $272,100
2023	$3,034.00	$267,500 Land $58,000 Building $209,500	$267,500 Land $58,000 Building $209,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6010 Todds Point Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective April 10, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	4.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 320 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	320 in force
Nearby Flood Claims	230 (1979–2025)
Claims Outside the SFHA	6 of 230
Most Recent Claim	Nov 2025 · tidal / storm surge
Claims by Event	Hurricane Irene, Aug 2011 · 3 claims Hurricane Isabel, Sep 2003 · 163 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6010 Todds Point Rd is moderate, ranking above 62% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 62% of the US · above 93% of Maryland
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Bay Country Communications.

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