601 Worley St, Monroe, NC 28112 Property Records

Union County property record for 601 Worley St, Monroe, NC 28112

Property Summary

Property Type	Rural Home
Details	2 bd · 2 ba · 1,792 sqft · built 1948
Lot Size	0.293 acres (12,763 sqft)
Owner	Individual Name on Record
Last Sale	$246,000 (Nov 2022)
Tax Bill	$2,771 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Nov 2022 Sale & Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`09-234-009`

Property Details

APN / Parcel Number

Primary APN	`09-234-009`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,792 sqft Living Area
Gross Area	1,872 sqft
1st Floor Area	1,496 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1948
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Foundation Type	Raised
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	12,763 sqft (0.293 acres)
Porch	Porch
Porch Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	601 WORLEY ST
City	MONROE
State	NC
Zip	28112-5791
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	R-10 MONRO
Legal Description	#8 & #9 BLKA WORLEY HEIGHTS PB02 PG49
Legal Subdivision	E D WORLEY
Legal Block	A
Jurisdiction	UNION NC
Township / Civil Division	MONROE
Census Block Group	1
Census Block	1030
Census Tract	20602

Owner

Source: Union County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	601 WORLEY ST, MONROE, NC 28112-5791
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 19, 2021	Deed of Trust, Mortgage · FHA Mortgage PLANET HOME LENDING LLC
Nov 10, 2022	Warranty Deed, Transfer · Conventional Mortgage C & F MORTGAGE CORP
Mar 19, 2021	Deed of Trust, Mortgage · FHA Mortgage PLANET HOME LENDING LLC
Mar 23, 2022	Warranty Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO
Feb 1, 2019	Warranty Deed, Transfer · FHA Mortgage SUPREME LNDG
Jul 30, 2018	Special Warranty Deed, Transfer · ARM FOUNDERS FCU
Apr 24, 2018	Trustee's Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 10, 2022 · Amount on Record
Deed Sale	Nov 10, 2022 · Amount on Record
Prior Sale	Mar 23, 2022 · Amount on Record
Deed Document Number	202237972
Deed Book / Page	8606 / 709
Prior Transfer Date	Apr 24, 2018
Prior Transfer Doc	0007142751
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	601 WORLEY ST, MONROE, NC 28112-5791
Transaction Type	Mortgage
Record Updated	Jul 1, 2026
Title Company	FIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	601 WORLEY ST, MONROE, NC 28112-5791
Investor	Possibly a Property Investor

Mortgage

Document Number	0008031231
Date	Mar 19, 2021
Book Page	8031/231
Instrument	12805

Lender

Name	PLANET HOME LENDING LLC
Type	Mortgage Company
Address	MERIDEN, CT 06450

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	335 Months
Due	Feb 1, 2049

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Nov 10, 2022
Property Address	601 WORLEY ST, MONROE, NC 28112-5791
Document Number	0008606709
Book / Page	8606 / 709
Map Reference	MB 2 PG 40
Instrument Date	Nov 9, 2022
Instrument	37972
Transaction Type	Transfer
Record Updated	Nov 29, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$492.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	410 N SCOTTSDALE RD # RD1600, 410, TEMPE, AZ 85288-7094

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	601 WORLEY ST, MONROE, NC 28112-5791

Mortgage

Document Number	0000037973
Date	Nov 10, 2022
Instrument	37973

Lender

Name	C & F MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	6%
Type Change Date	Dec 1, 2029
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	11%
Index	Other
Max Rate	11%

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	601 WORLEY ST, MONROE, NC 28112-5791
Transaction Type	Mortgage
Record Updated	Aug 24, 2022
Title Company	FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	601 WORLEY ST, MONROE, NC 28112-5791

Mortgage

Document Number	0008031231
Date	Mar 19, 2021
Book Page	8031/231
Instrument	12805

Lender

Name	PLANET HOME LENDING LLC
Type	Mortgage Company
Address	MERIDEN, CT 06450

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	335 Months
Due	Feb 1, 2049

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Mar 23, 2022
Property Address	601 WORLEY ST, MONROE, NC 28112-5791
Document Number	0008432843
Book / Page	8432 / 843
Map Reference	MB 2 PG 40
Instrument Date	Mar 22, 2022
Instrument	10787
Transaction Type	Transfer
Record Updated	Jul 1, 2026
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transaction

Amount	Amount Recorded
Tax	$572.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1797 NC 109 N, WADESBORO, NC 28170-8210

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	410 N SCOTTSDALE RD STE 1600, 1600, TEMPE, AZ 85288-0976
Investor	Possibly a Property Investor

February 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Feb 1, 2019
Property Address	601 WORLEY ST, MONROE, NC 28112-5791
Document Number	7307798
Book / Page	007307 / 000798
Instrument Date	Feb 1, 2019
Instrument	2731
Transaction Type	Transfer
Record Updated	Feb 14, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$330.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	601 WORLEY ST MONROE NC 281125791, MONROE, NC 28112-5791

Mortgage

Document Number	7307801
Date	Feb 1, 2019
Book Page	007307/000801
Instrument	2732

Lender

Name	SUPREME LNDG
Address	DALLAS, TX 75254

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 31, 2049

July 2018: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	UNION NC
Recording Date	Jul 30, 2018
Property Address	601 WORLEY ST, MONROE, NC 28112-5791
Document Number	0007206624
Book / Page	7206 / 624
Map Reference	MB 2 PG 40
Instrument Date	Jul 6, 2018
Instrument	0021242
Transaction Type	Transfer
Record Updated	Aug 24, 2022
Title Company	SERVICELINK LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$180.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3217 DECKER LAKE DR, 3217, SALT LAKE CITY, UT 84119-3284

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8010 ANGELICA LN APT 104, 104, CHARLOTTE, NC 28277-3075

Mortgage

Document Number	0000021243
Date	Jul 30, 2018
Instrument	0021243

Lender

Name	FOUNDERS FCU
Type	Credit Union

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Aug 5, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.25%
Type Change Date	Aug 5, 2025
Min Rate At Change	3.5%
Max Rate At Change	6.25%
Index	Other
Max Rate	10.2%

April 2018: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	UNION NC
Recording Date	Apr 24, 2018
Property Address	601 WORLEY ST, MONROE, NC 28112-5791
Document Number	7142751
Book / Page	007142 / 000751
Instrument Date	Apr 10, 2018
Instrument	10774
Transaction Type	Foreclosure
Record Updated	Jun 26, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$156.80
Amount Accuracy	Confirmed
Additional	Notice of Trustee Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3217 DECKER LAKE DR SOUTH SALT LAKE UT 841193284, SOUTH SALT LAKE, UT 84119-3284

Tax Assessment & Valuation

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Municipality	Monroe City
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$317,000 (-) Land $52,900 Building $264,100	$317,000 (-) Land $52,900 Building $264,100
2025	$2,771.00 (+23.05%)	$317,000 (+53.44%) Land $52,900 Building $264,100	$317,000 (+53.44%) Land $52,900 Building $264,100
2023	$2,252.00	$206,600 Land $12,600 Building $194,000	$206,600 Land $12,600 Building $194,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MONROE serves 43,081 people · EPA ID NC0190010
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Aug 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 285 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

601 Worley St, Monroe, NC 28112 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

March 2021: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

November 2022: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

March 2021: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

March 2022: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

February 2019: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

July 2018: Special Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

April 2018: Trustee's Deed, Foreclosure

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Drinking Water

Violations Reported to EPA

Internet Providers

Nearby Properties on Worley St

Nearby Streets

Search Property Records by Address or Parcel Number