601 Winterspice Dr, Frederick, MD 21703 Property Records

Frederick County property record for 601 Winterspice Dr, Frederick, MD 21703

Property Summary

Property TypeSingle Family Home
Details3.5 ba · 2,412 sqft · built 1992
Lot Size0.139 acres (6,059 sqft)
Owner2 Individual Names on Record
Last Sale$335,000 (Feb 2019)
Tax Bill$8,249 (2025)
Deeds & MortgagesDec 2021 Mortgage
Feb 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN02-169959

Property Details

APN / Parcel Number

Primary APN02-169959
Alternative APNs
  • 2169959
  • 169959

Interior

Full Baths3.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,412 sqft Living Area
Gross Area2,772 sqft
1st Floor Area844 sqft
Basement Area780 sqft
Finished Basement780 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1992
Effective Year BuiltEffective 1992
Architectural StyleConventional
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area6,059 sqft (0.139 acres)
Garage TypeAttached
Garage Area360 sqft
Parking Spaces1 Parking Space
Deck Area280 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
SewerMunicipal

Location & Zoning

Account Number169959
Street Address601 WINTERSPICE DR
CityFREDERICK
StateMD
Zip21703-4409
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePND
Legal DescriptionLT 4001 SEC 1 PLAT 1 0.1391 ACRES OVERLOOK
Legal SubdivisionOVERLOOK
Legal Lot Number4001
JurisdictionFREDERICK MD
Township / Civil Division2, FREDERICK
Census Block Group2
Census Block2013
Census Tract750505

Owner

Source: Frederick County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address601 WINTERSPICE DR, FREDERICK, MD 21703-4409
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

DateDocument
Dec 16, 2021Deed of Trust, Mortgage · Conventional Mortgage
PNC BANK NA
Feb 8, 2019Deed, Transfer · Conventional Mortgage
GEORGE MASON MORTGAGE LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 8, 2019 · Amount on Record
Deed SaleFeb 8, 2019 · Amount on Record
Prior SaleSep 13, 2005 · Amount on Record
Deed Book / Page12831 / 94
Record UpdatedOct 29, 2026

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREDERICK MD
Property Address601 WINTERSPICE DR, FREDERICK, MD 21703-4409
Transaction TypeMortgage
Record UpdatedOct 26, 2022
Title CompanyNATIONALLINK

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0155830022
DateDec 16, 2021
Book Page15583/22
Lender
NamePNC BANK NA
TypeBank
AddressMIAMISBURG, OH 45342
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2052

February 2019: Deed, Transfer

Document TypeDeed
JurisdictionFREDERICK MD
Recording DateFeb 8, 2019
Property Address601 WINTERSPICE DR, FREDERICK, MD 21703-4409
Document Number0128310094
Book / Page12831 / 0094
Map ReferenceMB 45 PG 22
Instrument DateJan 31, 2019
Transaction TypeTransfer
Record UpdatedMay 2, 2022
Title CompanyFIRST AMERICAN TITLE INS CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$837.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address601 WINTERSPICE DR, FREDERICK, MD 21703-4409

Mortgage

Document Number0012831102
DateFeb 8, 2019
Instrument12831/102
Lender
NameGEORGE MASON MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 1, 2049

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyFrederick County
MunicipalityFrederick City
Unified School DistrictFrederick County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$465,433 (+29.47%)$502,100 (+12.3%) Land $121,000 Building $381,100
2025$8,249.00 (+25.94%)
2023$6,550.00$359,500$447,100 Land $121,000 Building $326,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies14 units insured
incl. 12 condo units

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF FREDERICK
serves 54,000 people · EPA ID MD0100015
Water SourceSurface water
Last State InspectionJun 2024
Lead1 ppb (2019–2021)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 509 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless · Fiber in parts of the area
300 / 20
AT&T
Fixed Wireless
100 / 20

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