601 William Ave, Winter Haven, FL 33880 Property Records

Polk County property record for 601 William Ave, Winter Haven, FL 33880

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,420 sqft · built 1969
Lot Size	0.149 acres (6,499 sqft)
Owner	2 Individual Names on Record
Last Sale	$189,000 (Aug 2021)
Tax Bill	$2,251 (2025)
Deeds & Mortgages	Aug 2021 Sale & Mortgage Jul 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`25-28-25-354100-012240`

Property Details

APN / Parcel Number

Primary APN	`25-28-25-354100-012240`
Alternative APN	`52825000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,420 sqft Living Area
Gross Area	1,780 sqft
1st Floor Area	940 sqft
Flooring	Carpet
Interior Walls	Wood

Exterior

Year Built	Built 1969
Effective Year Built	Effective 2005
Exterior Material	Other
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Other
Lot Area	6,499 sqft (0.149 acres)
Lot Dimensions	100 ft deep x 65 ft wide
View / Lot	Commercial/Industrial
Garage Type	Attached
Garage Area	360 sqft
Porch	Florida Room
Porch Area	624 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	601 WILLIAM AVE
City	WINTER HAVEN
State	FL
Zip	33880-1463
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	JAN PHYL VILLAGE UNIT 10 PB 45 PG 38 BLK L LOT 24
Legal Range	25E
Legal Township	28S
Legal Section	25
Legal Subdivision	JAN PHYL VILLAGE UNIT 10
Legal Tract	354100
Legal Block	L
Legal Lot Number	24
Legal Unit	10
Jurisdiction	POLK FL
Township / Civil Division	WINTER HAVEN-AUBURNDALE
Census Block Group	1
Census Block	1023
Census Tract	13802

Owner

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	601 WILLIAM AVE, WINTER HAVEN, FL 33880-1463
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 9, 2021	Warranty Deed, Transfer · Conventional Mortgage AMERIFIRST FINANCIAL CORP
Jul 24, 2019	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV
Jul 24, 2019	Loan Modification, Mortgage · FHA Mortgage LAKEVIEW LN SERVICING
Jan 12, 2018	Deed of Trust, Mortgage · Conventional Mortgage HOUSING FIN AGCY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 9, 2021 · Amount on Record
Deed Sale	Aug 9, 2021 · Amount on Record
Prior Sale	Mar 5, 2015 · Amount on Record
Deed Document Number	2021205915
Deed Book / Page	11838 / 1685
Prior Transfer Date	Jul 2, 2013
Prior Transfer Doc	0000123832
Record Updated	Oct 29, 2026

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Aug 9, 2021
Property Address	601 WILLIAM AVE, WINTER HAVEN, FL 33880-1463
Document Number	0000205915
Book / Page	11838 / 1685
Map Reference	MB 45 PG 38
Instrument Date	Jul 30, 2021
Instrument	2021205915
Transaction Type	Transfer
Record Updated	Aug 23, 2021
Title Company	SMART TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,323.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	515 N GENATHY RD, 515, AUBURNDALE, FL 33823-2254

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	501 WILLIAM AVE, WINTER HAVEN, FL 33880-1461

Mortgage

Document Number	0118381687
Date	Aug 9, 2021
Instrument	11838/1687

Lender

Name	AMERIFIRST FINANCIAL CORP
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2051

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	601 WILLIAM AVE, WINTER HAVEN, FL 33880-1463
Document Number	0109541520
Instrument Date	Jul 24, 2019
Transaction Type	Mortgage
Record Updated	Sep 10, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	601 WILLIAM AVE WINTER HAVEN FL 338801463, WINTER HAVEN, FL 33880-1463

Mortgage

Document Number	0109541520
Date	Aug 27, 2019
Book Page	010954/001520
Instrument	181645

Lender

Name	HUD-HOUSING/URBAN DEV
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 26, 2049

July 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	POLK FL
Property Address	601 WILLIAM AVE, WINTER HAVEN, FL 33880-1463
Document Number	0109541512
Instrument Date	Jul 24, 2019
Transaction Type	Mortgage
Record Updated	Sep 10, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	601 WILLIAM AVE WINTER HAVEN FL 338801463, WINTER HAVEN, FL 33880-1463

Mortgage

Document Number	0109541512
Date	Aug 27, 2019
Book Page	010954/001512
Instrument	181644

Lender

Name	LAKEVIEW LN SERVICING
Type	Funding / Finance Company
Address	VIRGINIA BEACH, VA 23452

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 26, 2049

Interest

Rate Type	Fixed Rate
Rate	4.62%

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	601 WILLIAM AVE, WINTER HAVEN, FL 33880-1463
Document Number	0103931947
Instrument Date	Jan 12, 2018
Transaction Type	Mortgage
Record Updated	Aug 31, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	601 WILLIAM AVE WINTER HAVEN FL 338801463, WINTER HAVEN, FL 33880-1463

Mortgage

Document Number	0103931947
Date	Feb 12, 2018
Book Page	010393/001947
Instrument	31651

Lender

Name	HOUSING FIN AGCY
Address	TALLAHASSEE, FL 32301-1329

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Feb 11, 2028

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$206,562 (-3.62%) Land $14,500 Building $192,062	$206,562 (-3.62%) Land $14,500 Building $192,062
2025	$2,251.00 (-19.66%) Homeowner's exemption	$214,313 (+0.4%) Land $14,500 Building $199,813	$214,313 (+0.4%) Land $14,500 Building $199,813
2023	$2,802.00 (-1.93%) Homeowner's exemption	$213,462 (+19.26%) Land $14,000 Building $199,462	$213,462 (+19.26%) Land $14,000 Building $199,462
2022	$2,857.00	$178,993 Land $11,500 Building $167,493	$178,993 Land $11,500 Building $167,493

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2008)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2008 · Tropical Storm Fay

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CENTRAL serves 13,595 people · EPA ID FL6534609
Water Source	Groundwater
Last State Inspection	Apr 2023
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	10 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 546 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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