601 Walnut St, Rome, NY 13440 Property Records

Oneida County and Rome City property record for 601 Walnut St, Rome, NY 13440

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 2,144 sqft · built 1940
Lot Size0.62 acres (27,007 sqft)
Owner2 Individual Names on Record
Last Sale$140,000 (Mar 2021)
Tax Bill$5,519 (2022)
Deeds & MortgagesMay 2026 Line of Credit
Mar 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN301301 223.015-3-8

Property Details

APN / Parcel Number

Primary APN301301 223.015-3-8
Alternative APNs
  • 130122301500030080000000
  • 301301 223.015-0003-008
  • 48715 06

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,144 sqft Living Area
1st Floor Area1,387 sqft
2nd Floor Area757 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1940
Effective Year BuiltEffective 1940
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Lot Area27,007 sqft (0.62 acres)
Lot Width142 ft Width
Garage TypeAttached
Garage Area525 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area221 sqft
Canopy12 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number48715 06
Street Address601 WALNUT ST
CityROME
StateNY
Zip13440-2325
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1-8
Legal DescriptionH L&G 100X170
Legal Block3
Legal Lot Number8.000
JurisdictionONEIDA NY
Township / Civil DivisionROME
Census Block Group3
Census Block3014
Census Tract22200

Owner

Source: Oneida County and Rome City records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address601 WALNUT ST, ROME, NY 13440-2325
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 6, 2026Deed of Trust, Mortgage · Line of Credit
GPO FEDERAL CREDIT UNION
Mar 17, 2021Warranty Deed, Transfer · FHA Mortgage
GENESEE REGIONAL BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 17, 2021 · Amount on Record
Deed SaleMar 17, 2021 · Amount on Record
Deed Document Number20214403
Record UpdatedSep 20, 2026

May 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionONEIDA NY
Recording DateMay 6, 2026
Property Address601 WALNUT ST, ROME, NY 13440-2325
Document Number0000006037
Instrument DateMay 1, 2026
Instrument20266037
Transaction TypeMortgage
Record UpdatedJul 12, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address601 WALNUT ST, ROME, NY 13440-2325

Mortgage

Document Number0000006037,
DateMay 6, 2026
Instrument20266037
Lender
NameGPO FEDERAL CREDIT UNION
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Rate6.46%
Initial TypeAdjustable Rate
Max Rate-1%

March 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionONEIDA NY
Recording DateMar 17, 2021
Property Address601 WALNUT ST, ROME, NY 13440-2325
Document Number0000004403
Instrument DateMar 12, 2021
Instrument2021-004403
Transaction TypeTransfer
Record UpdatedApr 23, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address611 HEALY AVE, ROME, NY 13440-5415

Mortgage

Document Number0000004404
DateMar 17, 2021
Instrument2021-004404
Lender
NameGENESEE REGIONAL BANK
TypeBank
Agreement
TypeFHA Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Oneida County and Rome City assessment roll, as of April 28, 2026

Property Jurisdictions

TypeName
StateNew York
CountyOneida County
MunicipalityRome City
Unified School DistrictRome City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$95,000 (+17.28%) Land $20,000 Building $75,000$223,529 (+25.23%) Land $47,059 Building $176,470
2023$81,000 (-) Land $20,200 Building $60,800$178,493 (+17.92%) Land $44,513 Building $133,980
2022$5,519.00$81,000 Land $20,200 Building $60,800$151,374 Land $37,750 Building $113,624

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 26, 2013

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemROME CITY
serves 31,795 people · EPA ID NY3202405
Water SourceSurface water
Last State InspectionJun 2024
Lead5 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTreatment failure
resolved · Jun 2026
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 413 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless · Fiber in parts of the area
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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