601 W Valley Dr, Eldridge, IA 52748 Property Records

Scott County property record for 601 W Valley Dr, Eldridge, IA 52748

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,048 sqft · built 1991
Lot Size	0.178 acres (7,754 sqft)
Owner	2 Individual Names on Record
Last Sale	$258,000 (Jul 2016)
Tax Bill	$3,758 (2026)
Deeds & Mortgages	Sep 2026 Mortgage Feb 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`931507619`

Property Details

APN / Parcel Number

Primary APN	`931507619`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,048 sqft Living Area
1st Floor Area	822 sqft
Basement Area	864 sqft
Finished Basement	400 sqft
Unfinished Basement	464 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Architectural Style	Conventional
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,754 sqft (0.178 acres)
Lot Dimensions	111 ft deep x 70 ft wide
Garage Type	Attached
Garage Area	512 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	38 sqft
Deck Area	186 sqft
Patio Area	198 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	601 W VALLEY DR
City	ELDRIDGE
State	IA
Zip	52748-1562
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MEADOW VIEW ESTATES 5TH ADD LOT: 019 MEADOW VIEW ESTATES5TH ADD
Legal Subdivision	MEADOW VIEW ESTATES 5TH ADD
Legal Lot Number	19
Jurisdiction	SCOTT IA
Township / Civil Division	SHERIDAN
Census Block Group	2
Census Block	2026
Census Tract	10201

Owner

Source: Scott County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	601 W VALLEY DR, ELDRIDGE, IA 52748-1562
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 15, 2026	Deed of Trust, Mortgage · Conventional Mortgage MISSISSIPPI VALLEY CREDIT UNION
Feb 17, 2021	Deed of Trust, Mortgage · Conventional Mortgage IH MISSISSIPPI VALLEY CU
Jun 22, 2020	Deed of Trust, Mortgage · Stand-Alone Second Mortgage IH MISSISSIPPI VALLEY CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 21, 2016 · Amount on Record
Deed Sale	Jul 21, 2016 · Amount on Record
Prior Sale	May 13, 2014 · Amount on Record
Deed Document Number	201619501
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCOTT IA
Recording Date	Sep 15, 2026
Property Address	601 W VALLEY DR, ELDRIDGE, IA 52748-1562
Document Number	0000019956
Instrument Date	Sep 8, 2026
Instrument	202619956
Transaction Type	Mortgage
Record Updated	Sep 29, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	601 W VALLEY DR, ELDRIDGE, IA 52748-1562

Mortgage

Document Number	0000019956,
Date	Sep 15, 2026
Instrument	202619956

Lender

Name	MISSISSIPPI VALLEY CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Oct 1, 2041

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCOTT IA
Property Address	601 W VALLEY DR, ELDRIDGE, IA 52748-1562
Transaction Type	Mortgage
Record Updated	Aug 9, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202100005746
Date	Feb 17, 2021
Instrument	202100005746

Lender

Name	IH MISSISSIPPI VALLEY CU
Type	Credit Union
Address	MOLINE, IL 61265

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.75%
Type Change Date	Mar 1, 2026
Change Frequency	Annually
Min Rate At Change	2.87%
Max Rate At Change	3.75%
Index	1-Year CMT
Max Rate	5.75%

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCOTT IA
Property Address	601 W VALLEY DR, ELDRIDGE, IA 52748-1562
Transaction Type	Mortgage
Record Updated	Aug 9, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202000017766
Date	Jun 22, 2020
Instrument	202000017766

Lender

Name	IH MISSISSIPPI VALLEY CU
Type	Credit Union
Address	MOLINE, IL 61265

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Jun 15, 2030

Tax Assessment & Valuation

Source: Scott County assessment roll, as of October 7, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Scott County
Municipality	Eldridge City
Unified School District	North Scott Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,758.00	$326,800 (-) Land $45,700 Building $281,100	$326,800 (-) Land $45,700 Building $281,100
2025	$3,758.00 (+2.96%) Homeowner's exemption	$326,800 (+10.82%) Land $45,700 Building $281,100	$326,800 (+10.82%) Land $45,700 Building $281,100
2024	$3,650.00 (-6.7%)
2023		$294,900 Land $31,700 Building $263,200	$294,900 Land $31,700 Building $263,200
2022	$3,912.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 18, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	4 (2010–2013)
Claims Outside the SFHA	4 of 4
Most Recent Claim	May 2013 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 98.1% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELDRIDGE WATER SUPPLY serves 6,726 people · EPA ID IA8230008
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 363 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CentraCom Fiber	8,000 / 8,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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